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 Credit Card v11

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vin_ann
post Aug 19 2010, 11:40 AM

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QUOTE(MilesAndMore @ Aug 19 2010, 10:27 AM)
OCBC Titanium MasterCard is better. The AMEX 5x Membership Rewards Points equal to only 2.5% cash back.
Yes.
Yeah, something like that.
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the OCBC Titanium for petrol purchase are for any brand of petrol right?
ck_tonny
post Aug 19 2010, 11:43 AM

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QUOTE(vin_ann @ Aug 19 2010, 11:40 AM)
the OCBC Titanium for petrol purchase are for any brand of petrol right?
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Yes for any brand.
wongpeter
post Aug 19 2010, 12:59 PM

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Anyone knows why Citibanks' cards don't have Verified by VISA?
shawnk
post Aug 19 2010, 01:55 PM

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Is OCBC trying to be fishy or funny?


==After the Declaration and Agreement part of the online application form for the OCBC Titanium CC==

- As an OCBC Bank customer, I/we allow our name/s and contact details (excluding our account information) to be disclosed within the OCBC Group to cross sell OCBC Group products/services and third party products/services distributed by OCBC Group.
- As an OCBC Bank customer, I/we do not allow our name/s and contact details to be disclosed within the OCBC Group to cross sell OCBC Group products/services and third party products/services not distributed by OCBC Bank.


They are the same thing...
alexwsk
post Aug 19 2010, 02:07 PM

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QUOTE(shawnk @ Aug 19 2010, 01:55 PM)
Is OCBC trying to be fishy or funny?
==After the Declaration and Agreement part of the online application form for the OCBC Titanium CC==

- As an OCBC Bank customer, I/we allow our name/s and contact details (excluding our account information) to be disclosed within the OCBC Group to cross sell OCBC Group products/services and third party products/services distributed by OCBC Group.
- As an OCBC Bank customer, I/we do not allow our name/s and contact details to be disclosed within the OCBC Group to cross sell OCBC Group products/services and third party products/services not distributed by OCBC Bank.
They are the same thing...
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different what,
first one allow to disclose for use within OCBC Group
2nd one do not allow to disclose for use outside OCBC Group
shawnk
post Aug 19 2010, 02:18 PM

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QUOTE(shawnk @ Aug 19 2010 @ 01:55 PM))
Is OCBC trying to be fishy or funny?
==After the Declaration and Agreement part of the online application form for the OCBC Titanium CC==

- As an OCBC Bank customer, I/we allow our name/s and contact details (excluding our account information) to be disclosed within the OCBC Group to cross sell OCBC Group products/services and third party products/services distributed by OCBC Group.
- As an OCBC Bank customer, I/we do not allow our name/s and contact details to be disclosed within the OCBC Group to cross sell OCBC Group products/services and third party products/services not distributed by OCBC Bank.
They are the same thing...
QUOTE(alexwsk @ Aug 19 2010, 02:07 PM)
different what,
first one allow to disclose for use within OCBC Group
2nd one do not allow to disclose for use outside OCBC Group
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Different, you see the "not" which I've highlighted in bold.


Added on August 19, 2010, 2:20 pmDoesn't' matter to me though, didn't tick either one of them. Just want to warn you guys..

This post has been edited by shawnk: Aug 19 2010, 02:20 PM
ronnie
post Aug 19 2010, 02:27 PM

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Best to tick on "As an OCBC Bank customer, I/we do not allow our name/s and contact details to be disclosed within the OCBC Group to cross sell OCBC Group products/services and third party products/services not distributed by OCBC Bank."
ronnie
post Aug 19 2010, 02:50 PM

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For OCBC Titanium,

Does Auto-debit for Maxis/Astro entitled to 5% rebate ?
How about shoppoing for Grocery at Jusco's Supermarket ?
Do they give out bonus points for accumulation ?

This post has been edited by ronnie: Aug 19 2010, 03:28 PM
vin_ann
post Aug 19 2010, 03:27 PM

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QUOTE(ronnie @ Aug 19 2010, 02:27 PM)
Best to tick on "As an OCBC Bank customer, I/we do not allow our name/s and contact details to be disclosed within the OCBC Group to cross sell OCBC Group products/services and third party products/services not distributed by OCBC Bank."
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i thinks i ticked it.

previously i received invitation from Coach on the Preview launch...

OCBC even offer instalment plan to buy Coach bag n also discount...


blahbleh
post Aug 19 2010, 06:08 PM

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Got my RM20 cashback from HSBC credit card today haha feels good biggrin.gif
PJusa
post Aug 19 2010, 07:50 PM

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hmmm... i just checked this months US$ transactions on my alliance bank CC and i dont see a 1% handling fee. transaction date is 1.8.2010 and the exchange rate applied when converting RM to US$ via http://corporate.visa.com/pd/consumer_serv..._ex_results.jsp with 0% bank fee is 3.1755 which is the exact rate i get from my statement when i divide the amount in RM by the amount charged in US$. maybe i need to check - or do they treat the cards differently. card in question is a priority banking plat card.
ck_tonny
post Aug 19 2010, 07:52 PM

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QUOTE(Gen-X @ Aug 19 2010, 10:12 AM)
You are right. The main reason I am getting OCBC Titatium is mainly for petrol as I will be getting 5%. My petrol itself a month is more than RM1K and can easily qualify for the auto GST waiver and Annual fees. So comes 2011, maximum savings I can get is RM650/year (incl GST) just from petrol. Not to forget since I pump at Esso, I am also getting another 1.5% cash back using Smiles Points.
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Gen-X, from the savings calculator, seems like petrol is capped at RM30 per month, so your yearly rebate is only RM360.
zenquix
post Aug 19 2010, 08:09 PM

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QUOTE(PJusa @ Aug 19 2010, 07:50 PM)
hmmm... i just checked this months US$ transactions on my alliance bank CC and i dont see a 1% handling fee. transaction date is 1.8.2010 and the exchange rate applied when converting RM to US$ via http://corporate.visa.com/pd/consumer_serv..._ex_results.jsp with 0% bank fee is 3.1755 which is the exact rate i get from my statement when i divide the amount in RM by the amount charged in US$. maybe i need to check - or do they treat the cards differently. card in question is a priority banking plat card.
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Are u using transaction date or posting date? will compare on my end
PJusa
post Aug 19 2010, 08:18 PM

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zenquix,

transaction date.
zenquix
post Aug 19 2010, 08:36 PM

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QUOTE(PJusa @ Aug 19 2010, 08:18 PM)
zenquix,

transaction date.
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hm.. wouldn't the correct date to use be the posting date?
Gen-X
post Aug 19 2010, 10:01 PM

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QUOTE(PJusa @ Aug 19 2010, 07:50 PM)
hmmm... i just checked this months US$ transactions on my alliance bank CC and i dont see a 1% handling fee. transaction date is 1.8.2010 and the exchange rate applied when converting RM to US$ via http://corporate.visa.com/pd/consumer_serv..._ex_results.jsp with 0% bank fee is 3.1755 which is the exact rate i get from my statement when i divide the amount in RM by the amount charged in US$. maybe i need to check - or do they treat the cards differently. card in question is a priority banking plat card.
*
Above is indeed good news for Alliance CC holders. This morning I did do an online US transaction with my Alliance Plat, will confirm above after I get my statement next month.


QUOTE(ck_tonny @ Aug 19 2010, 07:52 PM)
Gen-X, from the savings calculator, seems like petrol is capped at RM30 per month, so your yearly rebate is only RM360.
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aiyah, if that is true than too bad for me sad.gif Somemore hassle to keep track after RM600 got to switch to another card. Thanks for pointing it out.

This post has been edited by Gen-X: Aug 19 2010, 10:02 PM
Shinichi
post Aug 19 2010, 11:49 PM

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Thanks all for feedback... going to submit my form tomorrow... I asked the CS, minimum credit limit for existing card at least need 6k to qualify for OCBC Titanium...

QUOTE(MilesAndMore @ Aug 19 2010, 01:25 AM)
Probably only those over the counter transactions which require you to sign on the receipt will be taken into account.
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QUOTE(ck_tonny @ Aug 19 2010, 08:51 AM)
Insurance doesn't entitle for 5% rebate, because it is a premium, not utility, so it falls under 1% rebate.
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1% is still better than no rebate... at least I can use it to pay my insurance which my Amex Gold CC could not do...

QUOTE(chemistry @ Aug 19 2010, 01:36 AM)
Easy.
It means transaction that needs to have your card swiped at the merchant's card terminal.
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Seems like petrol transactions are not counted... but at least dining and grocery are eligible for 5% and counted as 1 swipe...
chemistry
post Aug 20 2010, 12:17 AM

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QUOTE(Shinichi @ Aug 19 2010, 11:49 PM)
Seems like petrol transactions are not counted... but at least dining and grocery are eligible for 5% and counted as 1 swipe...
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Don't worry too much.
As long the annual fee waiver is on the condition of swipe counts, not spending amount, it's not too hard to get.
Shinichi
post Aug 20 2010, 12:20 AM

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QUOTE(chemistry @ Aug 20 2010, 12:17 AM)
Don't worry too much.
As long the annual fee waiver is on the condition of swipe counts, not spending amount, it's not too hard to get.
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Thanks smile.gif

We can pay OCBC credit card via M2U or CIMB IBG right?
zenquix
post Aug 20 2010, 12:22 AM

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Petrol transactions should count as well....

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