Means above 120k not qualify lah Then Citibank target what card to users above 120k ?

We really need a bank to introduce a credit card with unconditional 1% cash back on all purchases with absolute no cap


They will tell these people to get credit card from other banks instead

My car is not a heavy drinker so rebate for petrol is not a main point to consider. Anyway, I may have to terminate my Alliance Visa Plat as I discover that its admin fee on forex conversion is not zero as promised, but also among the highest in the industry! My recent hotel payment was split into 2 concurrently, using Alliance Visa Plat and Amex Gold cc respectively. To my surprise, the currency conversion done by Alliance Visa Plat was 0.6% higher than Amex Gold cc!

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Added on May 26, 2010, 9:08 pmHLB Visa Essential. But 1% cash back isn't a big thing to me. I forgo this card.

I reckon SCB JustOne, Amex Gold cc and Alliance Plat (if you spend RM5k per month) are still considered good in today's market.

This post has been edited by winner: May 26 2010, 09:09 PM

Citibank Cash Back Platinum only need rm48k/annual

Hi all,

I wanted to apply another more benefits card for daily usage..but don't know which card to choose..
Currently I own a UOB One Card and GSC Eon Gold Card..
My usage : Movie(every week), Petrol(+- RM300 at BHPetrol), Shopping, Dining..

Wanted to get a card that can benefits me more than my current card..I know there is no perfect card..but I hope I can get more..

Please advise..

wow, alliance plat higher than amex gold, no joke
personally, i noticed PBB is lower than SCB (never swipe my other card overseas - AMEX gold cc)

anything lest than 2% is not worth my consideration for now
but i hv to say pbb is catching up with this rebate thingy albeit some TnCs and on certain period only

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Added on May 26, 2010, 10:27 pmhow come so low

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Added on May 26, 2010, 10:29 pmi thk cancel ur UOB one and apply AMEX gold cc, unless u frequently visit uob smart partners

This post has been edited by alexwsk: May 26 2010, 10:29 PM

But AMEX CC not so well accepted.

But someone recently complained that the HLB VISA Essential it is not as simple as advertised. Something about the cash rebate he got was a lot less then what he spent.

You just need to spend it until block of Rm100,

That's why I said, forgo this card. HLB always has stringent T&Cs.

I do notice that PBB has been organising attractive cash back promotions since last year. Fortunately PBB keeps renewing the cash back campaign.

Frankly speaking ... I'm considering the new Citibank Plat Cash Back is due to the cool new design ... I'm kindof tired of the boring "Platinum" design theme that most banks use for their Plat cards.

I don't think Citibank's cash back is that bad. Alliance Bank's card is OK but I hated the tiered system and I always pray not needing to call CS as if I'm not mistaken the after office hours shift offers only basic support. Other banks Cash Back system are just to complicated to understand.

Plus they offer enough incentive to hook you up so technically there's minimum risk of you signing up. You don't like the card ... just walk away after a few months.

This new card is not bad at all, but not good enough. Citibank should be more generous when giving cash rebate to "other" spending. The 0.3% cash back is kind of a letdown.

Hence it is not worth to mention as it doesn't fit the "unconditional 1% cash back on all purchases with absolute no cap". There is still no such credit card in Malaysia.


Yeah, which is an absolute crap !

wah... the new citibank plat card can be easily get one.. I think my bf can apply citibank platinum card now...

look like now only hsbc maintain their platinum card standard... hmm.,,

interested ^^ ??

Bro
Can we keep this thread clean and the advertising do belong to another area. Plus, you could have PM'ed her without the need of showing your reply publicly. Please ya ... we really mean it.

This Citibank Plat Cash Back looks like don't have the KLIA Premium lounge access privilege

Maybe it's lower-class Platinum card hehehe....

bro...what u expect from 48k/annual credit card?

real plat normally 80-100k