I bought some stuffs at All IT Hypermarket recently & they no longer charge extra for credit card payment

Ikano branch. Amount is only RM 100+

Is it worth to convert generic Citibank Platinum to this cash back type? Only 5x points from major stores for generic Citibank Platinum

This Citibank Plat Cash Back looks like don't have the KLIA Premium lounge access privilege

Anybody has experience to convert (with no service tax) from existing Citibank Plat to the new Cash Back Plat?

Personal top record for calling the 1300 number is over 18 minutes waiting time. If you willing to wait long enough, of course their CS will pick up the call in the end. The 1U card centre has not much queue but the place usually filled with inexperience staffs. Been there submitted my pay slip asking for card upgrade before but they lost the document in the end. After that I even made a complaint again there, ended up also no reply until today. Really given up on Maybank. The only good thing left is their 0% EPP widely available.

Is Citibank Cash Back Platinum really under Platinum level?

Except the design, 1.5x points & 1% rebate for overseas spending (cap RM 500), nothing else? Some more so high requirements.

I feel nothing special really including the CIMB WMC & VI. Cards at this level should offer a lot of exclusive benefits, other than just puny rebate & points. Unless you travel overseas darn often where you can get 1% rebate + 2x points together for this card. However of course the Samsonite free gift is good.

I believe deposit down-payment for a car still accepted by some dealers

That is the minimum bro.

If you want to say about dirt cheap CL, SCB Platinum has a CL of as low as RM 3k for fresh graduates.

I heard of RM 2k CL before for classic card. But for Plat, the lowest I heard is with RM 3k & is from the bank I mentioned earlier.

You sure SCB VI giving such low CL? I doubt so as their VI customers had a chunk of money with their Priority Banking account.

For lowest CL for Platinum, I am not sure how much. But lowest figure I know from someone is RM 3k. RM 1k is really a joke, what is SCB thinking?

No way SCB will give a starting CL of RM 1k to the VI holder unless the Priority Banking customer requested for it. I have an immediate family member using the SCB VI.

This post has been edited by deeplyheartbroken: Jun 17 2010, 11:51 PM

[quote=MilesAndMore,Jun 18 2010, 12:06 AM]
Just exactly When and where did you see me saying the starting credit line for the Standard Chartered Bank Priority Banking VISA Infinite is RM1000 ????? Please re-read the posts before you start flexing your muscles. And one more thing, your immediate family member has the SCB PB VI but there too are actual SCB PB VI cardholders posting in this very thread !
Mind you the credit limit of Standard Chartered Priority Banking VISA Infinite, which is a class higher than EON Bank VISA Signature also starts around that figures.
[/quote]

You sure SCB VI giving such low CL? I doubt so as their VI customers had a chunk of money with their Priority Banking account.
[/quote]

110% yes ! I couldn't be any more confident ! Even HSBC Premier MasterCard credit limit starts around that figures. There are a few Standard Chartered Bank Priority Banking customers lurking around in this very thread. Who knows better than the actual cardholder eh ? [/quote]

[/quote]

Then what you mean on around that 'figures' if it is not RM 1k CL ???

As I know our member Winner has the SCB VI before but he already cancelled it. Or perhaps you can direct us to the post the particular member mentioned about this.

Anyhow even if it is RM 3k CL I mentioned much earlier, it still does not make sense. You need a deposit or investment worth RM 200k & above to be SCB PB. Although this is not much to some but it is definitely much more than a fresh graduate accounts who only has a few thousands in the account but still getting the same region of RM 2k to 5k CL. As I said before unless it is requested by the customer themselves, otherwise I am pretty sure this won't happen. SCB PB won't take such a risk to offend their customer for offering such ridiculous CL, although exceptional to some particular members here who prefer low CL. Since I am going SCB PB today, so I will further verify this.

[quote=MilesAndMore,Jun 18 2010, 09:10 AM]
Erm .. yeah ! Isn't that obvious enough ? See the reply below :

Mind you the credit limit of Standard Chartered Priority Banking VISA Infinite, which is a class higher than EON Bank VISA Signature also starts around that figures.
[/quote]
Get it now ? RM40,000 is the one i was referring to all this while.
Yes. He had. But some other people have it too. The post is here somewhere and you can dig it out yourself if you want to.
That's wrong ! You now need a minimum of RM250,000 of deposit/investment to become a Standard Chartered Bank Priority Banking customer.

The starting credit limit for the SCB PB VI is definitely somewhere around RM40,000 (just a tiny bit more actually). So is the HSBC Premier MasterCard.
OH MY GOD ! Why are you still not getting it ? Why you kept mentioning Standard Chartered Bank ? The RM1000 credit line given to a Platinum card has absolutely nothing to do with Standard Chartered Bank. Refer below :

[/quote]

SCB PB needs to maintain only RM 200k in the account, please refer to this link http://www.standardchartered.com.my/cb/pb/prioritytoday.html

We were discussing all the while at RM 1k to 3k CL right after the RM 40k post, logically if it is RM 40k CL then of course I don't think I will be posting all the previous replies here. If I truly misunderstood your statement then it is my bad.

For the RM 1000 CL, it is not even worth mentioning at all because we were all discussing about the CL given by the banks itself, not a decreased CL requested by the customer.

And lastly, why being so worked up on a mere discussion?

This post has been edited by deeplyheartbroken: Jun 18 2010, 09:23 AM

Just called the hotline, old customer still allowed to retain minimum RM 200k for SCB PB. And yes the website was outdated.

Regarding the CL, we were all talking RM 1k to 3k CL back then. What you mean I don't listen & hard to understand? The moment I said the RM 1k CL previously, you should have known the matter it is not about the RM 40k CL that I mentioned it is so low.

You can easily point out the mistake back then & you got frustrated instead then kept arguing like you want to prove you are winning?
You refer to RM 40k CL & I refer to between RM 1k to 3K CL, now we know there is a miscommunication & I admitted it is my bad if I misunderstood about it, end of story.


Seriously this just a discussion thread, no use being so worked up & it only shows your immaturity & attitude problem.

This post has been edited by deeplyheartbroken: Jun 18 2010, 10:24 AM

Yea right, you just point out that you are actually referring to RM 40k CL this morning. This is despite we were already discussing RM 1k to 3k CL back yesterday.

We people were discussing how low CL SCB Platinum can give out these days. Then suddenly you pops out saying SCB VI & HSBC Premier MC is giving out about the same figure. Of course there is a tendency people will misunderstood you meant about the RM 1k to 3k CL we were talking about. To add on it I already mentioned RM 1k CL much earlier right? But you still does not point out the RM 40k CL that you are actually referring to despite knowing it.


This is a discussion thread. Misunderstanding & mis-communicating is common. There is no such thing as if I am in a lecture hall & I must be listening 100% accurate info relayed or not. I misunderstood your statement & I admit it, then what else you want? Ask you to cool down & down so worked up but you are still the same. If you are not immature then I am not sure what you are?? I already admitted about it. You kept harping on the same thing & wanted to 'WIN'. That is all & that is what you are.


Maybe you can continue harping this to yourself as wasting my time with you is truly testing my patience.

This post has been edited by deeplyheartbroken: Jun 18 2010, 03:21 PM