last month when i received my HLB MTV card by Poslaju, it was already being activated
very insecure, what if the card cannot reach me but drop on others hand


anyway, i got double RM68 1st swipe cash back for my new HLB credit card approval
which is RM136 i guess it might be some errors at HLB for this "surprise"


This post has been edited by xXmiuXx: May 25 2010, 01:17 PM

Hi, new here n also new to CC...lol

recently i get my 1st ever card tht is AMEX charge card(green) tht is my company ask me to apply it. I just fill in the form(w/o payslip or any other form) n pass to HR depart n they submit for me.

so now i wana apply Maybank CC wit my own n my question is...

1)do i still ned to provide those neded doc when i apply CC like payslip,kwsp,ea form n etc....?

2)or i just photostat my charge card, IC n statement as state in maybank2u webiste for existing cardholder.


i just hold my card for around 1 month plus n also starting to work at my new company nearly 3 month n my salary r bank into maybank acc.

so any idea which option i should use and any chance i will get approve??

advise neded...thanks

The Citibank New Platinum Cash Back Card
Here (Source : TheStar 25th May)


This post has been edited by hye: May 25 2010, 03:49 PM

hopefully no need carry forward balance

i am a maybank credit card holder, if i refer someone to take up a maybank credit card, is there any reward for me? like referral benefits?

dun thk so

No referral bonus/gift for MBB CC. CIMB DA has it.

that why i'm a;ways ask them to sent to nearest branch...so I will collect over there...if something happen in the middle of delivery...that bank's problem...not mine...

I also did that except my DA.

The information on this new Cash Back Platinum card is not available yet but it looks like the cash back structure is more or less the same as their existing cash back cards which do involve a carry forward balance if you want to get the highest tiered rebate. Otherwise, you'll get get the normal rebate.

This post has been edited by MilesAndMore: May 25 2010, 07:35 PM

Here is the new citibank platinum cash back card.
http://www.citibank.com.my/MYGCB/APPS/port...ck-platinum.htm

Bad Points
- The cash rebate will be credited back into the Cardmembers’ account every month upon accumulation of RM50 equivalent amount in cash rebates. In the event that the cash rebate is less than RM50 for the particular month, the total cash rebate amount will be carried forward to the next month and will be taken into account in determining the Cardmember’s total cash rebate entitlement.

I was wrong ! This is so good. The rebate scheme is about the same as the Citibank Singapore dividend card. Too bad all other purchases only get 0.3% rebate So basically, this card is good to use only in Malaysia as i am sure most other purchases most people made overseas are actually in the 0.3% rebate category.


I'm okay with this rule.

What's the income requirement?

nobody answer me?

Outstanding balance is charged the interest of 1.5% per month ?
Service charge = Late charge fee ? If yes, you don't charge late fee because you pay the minimum payment amount (VERY BAD) before the due date

Not sure. Can't seem to be able to find it in their website.

sorry for miscommunication in my post. btw, i am asking about the outstanding charge, where bank normally charges us 1.5% per month from the outstanding balance. in my case, the bank does not charge it.

Agree. This can replace DA, RHB travel money, all those MBB/CIMB Petronas etc,

It's a close call between Alliance, Amex Gold CC and this. Justone of course still very much ahead lol. The let down is the 0.3% for other purchases...

It doesn't really excite me much:
1) I presume no reward points will be given
2) 0.3% cash back for "other" spending is simply too little
3) For grocery and telecommunication bills, Amex Gold cc gives 5x points which is equivalent to 2.5% cash back vs Citibank 2.0% cash rebate

Nevertheless, the 5% rebate for petrol is deemed good!