Credit Card v10
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 May 6 2010, 10:43 PM
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#1
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~  
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Eon Bank takes more than 1 week to deliver the card to branch..how slow they are..but they sent me a statement for the GST..lol..UOB only take 3 days can get it on my hand..but currently no card to use due to waiting the replacement card from UOB..
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May 8 2010, 12:03 PM
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#2
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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Combined Credit Limit : 5,000.00
Combined Current Balance : 1,731.08 Combined Available Limit : 3,268.92 Can anyone can explain to me the Current Balance is what? How much I use or the credit I can use? How about the the Available Limit? Quite confusing for the terms.. |
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May 8 2010, 06:46 PM
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#3
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(hye @ May 8 2010, 12:15 PM) Combined Available Limit : Available credit left for you to use. Available limit is credit left to use? That day I try to swipe 3k, it says unsufficient credit.. If I do EPP..it will freeze my full amount or monthly amount? This post has been edited by Lineage: May 8 2010, 06:47 PM |
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May 9 2010, 01:05 AM
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#4
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(David83 @ May 8 2010, 06:50 PM) It'll withhold full amount until you repay it slowly in monthly amount. Current Balance(System show) : 1,731.08Used : 2896.08 Installment : 1760 (295 monthly) Normal usage : 1136.08 Balance(Carry forward last month) : 300 Why system show 1731.08 instead of 2896.08 since I already use 2896.08? Calculation : 2896.08 - 1760 +300 + 295 = 1731.08 That mean the balance is already exclude the amount of installment. Complicated..  This post has been edited by Lineage: May 9 2010, 01:05 AM |
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May 10 2010, 10:20 PM
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#5
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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Just get my GSC Eon Bank Card..with CL less than my salary..lol..very disappointed with local bank..
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May 10 2010, 10:39 PM
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#6
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(eddievh @ May 10 2010, 10:30 PM) Why you choose this paticular card? Watch movies a lots? Yeah..quite often..  |
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May 11 2010, 12:16 PM
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#7
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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I request for a replacement card..they sent by normal post..until today I haven't receive it..
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May 13 2010, 01:18 AM
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#8
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(fraulein @ May 12 2010, 06:17 PM) Are you using HSBC CC? No..using UOB CC..receive it around 1 week from the day I request..actually I'm quite satisfied with their service..quite fast and polite.. I cancelled my HSBC recently because twice they replace my card (first time because I lost my card, second time because my card expired). Both times, I waited weeks and weeks for it. Call them numerous times, and they asked me to be patient because they're sending by normal mail. The last time I called, I asked them "What kind of 'normal mail' that need to wait for more than 4 weeks?!" Did some search online and found that I'm not the only one having this problem with them. Anyway, back to the topic, I'm looking for a new CC to apply now and wonder what are the good options. I don't need much credit limit but I'm concern about the CC provider's security (less fraud, duplicate cases etc..), overseas recognition & most importantly a 24 hours accesible call center (RHB sux at this). Is Citibank Airasia good?  |
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May 19 2010, 09:20 AM
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#9
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(andytan18 @ May 19 2010, 09:19 AM) For me, i think CIMB cc is good for people that want to use the installment plan, you can convert you purchase to installment plan with some interest up to 30 months, dont know if other banks has this.. Some of the banks have this option as well..it depends how much interest the bank charge.. CIMB charge how many % interest for 6 months and 12 months? |
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May 19 2010, 09:53 AM
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#10
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(bingozero @ May 19 2010, 09:39 AM) 10 month 2%, 20 month 4% and 30 month 5% Quite cheap..UOB offer 6 months 2%, 12 months 3%.. http://www.cimbbank.com.my/index.php?ch=43...3&tpt=cimb_bank  |
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May 20 2010, 12:18 AM
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#11
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(ronnie @ May 20 2010, 12:11 AM) Call the credit card centre to see if their system detected any transaction. Previously a few of terminals showing my chip is spoil..then I call CC Center, they didn't capture any transaction..but in the end, they replace a new card for me.. If they said no, it means the card reader at Petronas is faulty or line is down...not your fault. QUOTE(ronnie @ May 20 2010, 12:14 AM) Any credit card gives out free GPS unit when you apply ? Previously I saw Citibank have the promotion when apply, but now I think they change it to luggage bag.. |
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May 20 2010, 01:29 PM
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#12
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(oyama @ May 20 2010, 11:46 AM) hi guys..btw.. I think it's instant..That day I activate my GSC Eon Credit Card..then after that I drive to Petrol Station(around 10 minutes)..I try the card..already can use..You can ask the officer when you call to activate.. how long cc is going to take time for the activation..just got my cc from RHB bank..and just did via call activation..  |
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May 20 2010, 01:49 PM
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#13
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(sheffbatik @ May 20 2010, 01:47 PM) hi guys, what the best credit card to apply nowdays? im new to this credit card. both visa n mastercard are accepted oversea right? which one is most accepted? There no "best" credit card..it is depends on what is your usage, what you prefer..you might need to stated clearly so all the experts here will be able to answer your question.. |
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May 24 2010, 12:45 AM
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#14
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(deeplyheartbroken @ May 24 2010, 12:42 AM) Ikano branch. Amount is only RM 100+ yeah..one of my friend working there told me they no longer charge 2%.. |
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May 26 2010, 09:47 AM
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#15
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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Hi all,
Just want to ask, is there any rebate or discount for prompt payment? |
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May 26 2010, 10:15 AM
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#16
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(ICDeadPeople @ May 25 2010, 07:59 AM) Anyone redeem the treat points for maybancard to Sony voucher? Im planning to redeem mine, but not sure whether I have to colect the voucher at maybank or I can just walk in sony store and redeem it. QUOTE(alexwsk @ May 26 2010, 10:01 AM) too bad there is none so far too bad..that I accidentally pay more |
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May 26 2010, 10:10 PM
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#17
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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Hi all,
I wanted to apply another more benefits card for daily usage..but don't know which card to choose.. Currently I own a UOB One Card and GSC Eon Gold Card.. My usage : Movie(every week), Petrol(+- RM300 at BHPetrol), Shopping, Dining.. Wanted to get a card that can benefits me more than my current card..I know there is no perfect card..but I hope I can get more.. Please advise.. |
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May 27 2010, 10:27 AM
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#18
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(alexwsk @ May 26 2010, 10:25 PM) wow, alliance plat higher than amex gold, no joke Besides AMEX Gold CC, any other recommendation? because I tried Maybankard, it rejected me.. personally, i noticed PBB is lower than SCB (never swipe my other card overseas - AMEX gold cc) anything lest than 2% is not worth my consideration for now but i hv to say pbb is catching up with this rebate thingy albeit some TnCs and on certain period only Added on May 26, 2010, 10:27 pm how come so low  Added on May 26, 2010, 10:29 pm i thk cancel ur UOB one and apply AMEX gold cc, unless u frequently visit uob smart partners QUOTE(ck_tonny @ May 26 2010, 10:35 PM) But AMEX CC not so well accepted. That's why..any other recommendation?  Actually the MR points can use for what? it is not same with Maybank Treatpoints right? This post has been edited by Lineage: May 27 2010, 10:46 AM |
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May 27 2010, 11:35 AM
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#19
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(alexwsk @ May 27 2010, 11:34 AM) maybe you can try alliance bank Oh..ok..which alliance bank card you refer?MR points can redeem stuff, but using catalog from AMEX This post has been edited by Lineage: May 27 2010, 11:36 AM |
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May 27 2010, 12:03 PM
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#20
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(alexwsk @ May 27 2010, 11:50 AM) platinum or unique For the Unique great rebate..2% cash rebate how is works? let say this month I spend 1000..cash rebate 2%..means I just need to pay 980?This post has been edited by Lineage: May 27 2010, 12:05 PM |
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