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 Credit Card v10

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ronnie
post May 7 2010, 12:41 AM

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just received a RM5000 cheque from Maybank Credit Card... 0% interest for 6 months (but 3.88% cash advance charge)

This post has been edited by ronnie: May 7 2010, 12:42 AM
ronnie
post May 20 2010, 12:11 AM

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QUOTE(Aurora Boreali @ May 19 2010, 09:18 PM)
Just now I tried to use my MasterCard at Petronas. Got declined after the "seeking approval" screen. Error code A6. Any idea what this is? Still got lots of credit limit, so it's not because I broke the limit.
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Call the credit card centre to see if their system detected any transaction.
If they said no, it means the card reader at Petronas is faulty or line is down...not your fault.
ronnie
post May 20 2010, 12:14 AM

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Any credit card gives out free GPS unit when you apply ?
ronnie
post May 20 2010, 12:31 AM

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QUOTE(Lineage @ May 20 2010, 12:18 AM)
Previously a few of terminals showing my chip is spoil..then I call CC Center, they didn't capture any transaction..but in the end, they replace a new card for me.. biggrin.gif
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Those terminals could have spoiled your chip hehehe...
ronnie
post May 22 2010, 04:44 PM

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QUOTE(MilesAndMore @ May 22 2010, 12:58 PM)
Most of the shops (especially computer shops) no longer revert the merchant charge to their customers.
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that's good news BUT average there's more shop collecting the 2% than those not.
ronnie
post May 23 2010, 04:26 PM

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Can we change from DA Platinum Mastercard to CIMB Petronas Platinum Mastercard easily ?

Does the 0.5% rebate for retail transactions credited at tend of the statement date ?
ronnie
post May 23 2010, 06:31 PM

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QUOTE(zenquix @ May 23 2010, 06:13 PM)
you need to cancel the DA first.
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Can I apply for the CIMB Petronas Mastercard, then ask for DA Bonus Points to be transfereed to the CIMB Petronas Mastercard account ?
ronnie
post May 23 2010, 11:44 PM

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QUOTE(zenquix @ May 23 2010, 11:27 PM)
Nope. your application for CIMB Petronas will get rejected because you have the DA Card. That is what the CS told me when they reject my application. Anyway CIMB Petronas does not accrue points smile.gif
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No Bonus Points for CIMB Petronas Mastercard... no wonder they give 0.5% rebate for all retail transactions.
I guess I need to be able to spend >RM10,000 in 1 year to cover the RM50 Govt Service Tax.
ronnie
post May 25 2010, 10:02 PM

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QUOTE(hye @ May 25 2010, 03:48 PM)
The Citibank New Platinum Cash Back Card
Here (Source : TheStar 25th May)
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- The cash rebate will be credited back into the Cardmembers’ account every month upon accumulation of RM50 equivalent amount in cash rebates. In the event that the cash rebate is less than RM50 for the particular month, the total cash rebate amount will be carried forward to the next month and will be taken into account in determining the Cardmember’s total cash rebate entitlement.
ronnie
post May 25 2010, 11:36 PM

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QUOTE(Seng_Kiat @ May 25 2010, 12:18 PM)
guys,

even this I ask over and over, I still dont get the concrete answer. biggrin.gif ...

I own a maybank petronas card (not ikhwan, just a convensional one) about a year plus and also have outstanding balance on it. Issue is, I dont understand how the charge been apply because I have check my maybank2u statement for 4-5 months, no service charge applied on those outstanding.

FYI, I always pay my card at least minimum payment before the due date. Is that the root cause? If that is the case, I would be happy with the current situation. So I dont need to balance transfer to avoid high % of service charge. biggrin.gif.

I hope someone could confirm this. biggrin.gif.
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Outstanding balance is charged the interest of 1.5% per month ?
Service charge = Late charge fee ? If yes, you don't charge late fee because you pay the minimum payment amount (VERY BAD) before the due date
ronnie
post May 27 2010, 09:32 AM

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QUOTE(deeplyheartbroken @ May 27 2010, 09:03 AM)
This Citibank Plat Cash Back looks like don't have the KLIA Premium lounge access privilege
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Maybe it's lower-class Platinum card hehehe....
ronnie
post Jun 3 2010, 09:36 AM

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QUOTE(yhtan @ Jun 3 2010, 02:12 AM)
so far for foreign bank, only UOB and SCB absorb the RM50 government tax
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Are you sure it's not given to cardholders as rebate ?
ronnie
post Jun 6 2010, 04:24 PM

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What is the difference with Citibank's One Bill service compared to calling the merchant to charge to my credit card as auto-debit ?
ronnie
post Jun 6 2010, 11:25 PM

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QUOTE(winner @ Jun 6 2010, 08:09 PM)
It's confirmed Alliance charges higher than other bank!

Last week I again used my Alliance Visa Plat to settle my hotel bill in Abu Dhabi, while my colleague used his HSBC Premier MC to pay the hotel bill. We checked out and made the payment at the same time. When I checked my unbilled amount online a few days later, Alliance's figure was 0.9% higher than my friend's HSBC!
The card is not good enough to me. That's why I cancelled it long ago.

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Better update the first post to avoid confusing other forummers...
ronnie
post Jun 10 2010, 12:06 AM

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I think the CIMB CC quick approval is only at CIMB Card Center in Bukit Damansara and Pavillion
ronnie
post Jun 18 2010, 12:41 AM

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Just receive an SMS from Citibank promoting the Cash Back Platinum card..FREE Echolac Travel Bag worth RM399.

Would I get the RM60 rebate if I sign up thru SMS offers ?
ronnie
post Jun 19 2010, 12:21 AM

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If we used a Direct Access Mastercard at Dragon-i Restaurant
Do I get 20X Bonus Points only ?
Do I get the 10% rebate also ?

PDF: http://www.cimbbank.com.my/index.php?ch=43...4&tpt=cimb_bank
ronnie
post Jun 20 2010, 12:27 AM

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QUOTE(roy918 @ Jun 19 2010, 07:53 AM)
Yes and no.
Yes, you will get 20x bonus points. No, you wont get 10% cash rebate as your card is not cash rebate card.
Direct Access Visa Infinite is the only cash rebate card in Direct Access.
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I also verified with DA Customer Service... Visa Infinite & CIMB Petronas card are known as Cash Rebate cards...
ronnie
post Jul 6 2010, 12:37 AM

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Citibank loves to issue credit cards.... trying to capture market share.
ronnie
post Jul 15 2010, 09:31 PM

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It seem we can now cancel Maybank Credit Cards over the phone...but takes 1 week to be cancelled sad.gif
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