Maybe a platinum card with a minimum income requirement same as a classic one..

I have a bad experience with Citibank. I would like to apply card from them. I applied it on 1 month ago and last few days I wanna check for status. You know what I found out , they said my IC number never in record. I feel like what the heck. Then never mind,I go apply again. Wow .... card less than 1 year and 6 months then I have to go provide so many thing like EPF Statement,3 months salary slip and one thing EPF Statement must from KIOSK machine. THey don't accept online slip.. Screw them kao kao .. I won't apply CITIBANK CC anymore.

Call the credit card centre to see if their system detected any transaction.
If they said no, it means the card reader at Petronas is faulty or line is down...not your fault.

Any credit card gives out free GPS unit when you apply ?

Previously a few of terminals showing my chip is spoil..then I call CC Center, they didn't capture any transaction..but in the end, they replace a new card for me..

Previously I saw Citibank have the promotion when apply, but now I think they change it to luggage bag..

Those terminals could have spoiled your chip hehehe...

Don't be upset bro. They had this application requirement for quite a few years already.
I had this problem when I cancelled my card with them and wanted to reapply again within less than 1 year. Encountered so many problems which make me wonder why they treat me as if they don't know me.

I waited patiently till 'technically' I can be accepted and I am back with them again. Don't be surprised if HSBC also alienates you should you cancel and wishes to reapply within a short time span. I had problems with OCBC applications as well but it doesn't bother me much coz the card got no privileges that interest me.

Bro ... rejections are normal. Even the senior cc users also encounter this.

This post has been edited by hye: May 20 2010, 01:17 AM

ya, dont be upset as what hye say might be true. I'm a maybank cc member since 1999, recently I apply for a Public Bank Machester United cc and HSBC for platinum card, guess what, I got the HSBC approved but the MU card got rejected...ya I'm a MU fan and like the card much..

ambank petrol cashback sourcehttp://manasatu.com/?p=175

what 5% cashback, only for accounts with outstanding balance. what a joke.

it seems like credit card company these days like to have something big to attract your attention, then the fine print will totally turn you away.
consumers nowadays are not stupid, period.

hi guys..btw..

how long cc is going to take time for the activation..just got my cc from RHB bank..and just did via call activation..

Majority of them are ignorant. Anyway, that is just a polite way of calling someone stupid

mostly within 24hrs..

24 hours?
Mostly is 2 or 3 hours

I think it's instant..That day I activate my GSC Eon Credit Card..then after that I drive to Petrol Station(around 10 minutes)..I try the card..already can use..You can ask the officer when you call to activate..

hi guys, what the best credit card to apply nowdays? im new to this credit card. both visa n mastercard are accepted oversea right? which one is most accepted?

There no "best" credit card..it is depends on what is your usage, what you prefer..you might need to stated clearly so all the experts here will be able to answer your question..

heheh, sory bro. i wanted to use the credit card for oversea shopping.

no difference between master and visa, if they accept one, they'll accept both

You can use it right away.


MasterCard and VISA are both widely accepted.


This is the case in Malaysia. Certain stores in the States only accept MasterCard but it is a very rare case nowadays.

what did u put in the email? can teach a bit? When i call HSBC to ask them to give a waiver of the service tax, they say NO, ask me to redeem from point, but how to make them to give me the points back ar??