Direct Access offer fresh graduates free for life credit cards

For me, i think CIMB cc is good for people that want to use the installment plan, you can convert you purchase to installment plan with some interest up to 30 months, dont know if other banks has this..

Some of the banks have this option as well..it depends how much interest the bank charge..
CIMB charge how many % interest for 6 months and 12 months?

10 month 2%, 20 month 4% and 30 month 5%
http://www.cimbbank.com.my/index.php?ch=43...3&tpt=cimb_bank

Quite cheap..UOB offer 6 months 2%, 12 months 3%..

any other CC that can convert purchase to installment beside CIMB and UOB??

All banks should be able to convert purchase to installment. Some may even offer the 0% installment

can you name any bank in particular that offer to convert purchase to installment in 0%, like to know, thanks

Citibank M'sia will be launching their new credit card this coming June.

Got this info from friends that work in Citibank,but they have no idea what card type will be launch.

Anyone have info or idea what type of credit card they will launch?

I know maybank can

Interesting info ...
Likely Citibank will be tight lipped about it until it is launched. Coz if it leaks out prior to launching, Citibank likely to launch an internal investigation against its staff and staff might lose his/her job. Even the Citibank's media agency will have similar instructions or risk contract breach / termination.

My advise ... just wait patiently for the product launch. Don't trouble people asking to leak out pre-product launch info.

This post has been edited by hye: May 19 2010, 06:09 PM

Maybe a co-brand card?

yup, june is not that far away

I hope not. I hope it's a dividend card. Just like the one they offer in Singapore

may i ask what's the extra benefit?

Haha... Maybe???

Can be World Mastercard or Ultima, just wait and see........

more cash back %

Just now I tried to use my MasterCard at Petronas. Got declined after the "seeking approval" screen. Error code A6. Any idea what this is? Still got lots of credit limit, so it's not because I broke the limit.

Exactly !!!


Ultima is highly unlikely. May be World MasterCard or VISA Signature. The current Citibank Singapore Dividend credit card is offered in either World MasterCard or VISA Signature.

At the moment, only Citibank Hong Kong and Citibank Singapore issue the VISA Ultima credit card. Not too sure what the requirements are in Hong Kong but in Singapore, it is issued as a complimentary credit card to their Citigold Private Clients. One can be a Citigold Private Client in Citibank Singapore or Citibank Hong Kong with at least US$1 Million of deposit up to US$10 Million.