Credit Card v10
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 May 7 2010, 02:12 PM
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#1
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Junior Member
66 posts Joined: Mar 2010  
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QUOTE(hihihehe @ May 7 2010, 01:25 PM) damn.just get rejected for my application not really..though u can still try other banks..since there is so many out there..no harm in trying..its the bank's loss for rejecting a potential customer.. is it not advisable to apply in short time again?   |
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May 7 2010, 02:37 PM
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#2
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(hihihehe @ May 7 2010, 02:26 PM) but i read somewhere that if u get rejected,it is best to apply at next 3 months..there is no point to apply other bank because they will check/access credit or application record and they will reject u again without put a consideration :/ That is if u were to apply again at the same bank..i do doubt that banks track your application records with other banks..i applied for 3 banks,which got rejected..then instantly i applied for 2 banks..both banks approved my cc application..and it my first 2 cc..unless of course if you got a bad credit rating..  |
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May 8 2010, 02:55 PM
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#3
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(Seng_Kiat @ May 8 2010, 01:55 PM) Guys, 14.99%?...wow..thats.....alot...try other banks..Quoted from http://www.creditcardfinder.com.au/balance...edit-cards#best Recently, I took Eon CC Balance Transfer to transfer balance from other bank. It is 48 months plan with 14.99% one-time interest. I have transferred about RM2000 to the card and pay monthly about RM42 (except for 1st month, pay RM300 for the one time interest). I have a question here. If let say I use the card for a purchase worth RM100, and I pay RM148 before the due date, will RM48 goes to BT and RM100 to the purchase I made? Or all of them go to BT until I settle it? Thanks. they should settle your bt first.. |
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May 11 2010, 02:57 AM
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#4
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Junior Member
66 posts Joined: Mar 2010
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A question..
 If one applies a first cc from CIMB,what are the chances that it gets approved?..no loans,no credit cards yet.. This post has been edited by krylicius: May 11 2010, 02:58 AM |
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May 14 2010, 02:42 AM
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#5
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(nles @ May 12 2010, 02:02 PM) Bank usually only look for basic salary Try HLB..they offer good credit cards with cash backs,very good CS and easier to get approval..  "My job is commission based only, I'm getting rm30k in 6 months time past year, RM20k for 2010 until now and I got rejected by Citibank and HSBC Amanah. Keep my finger crossed for UOB and Alliance. Been using my gf's card for more than a year so thought of applying one for myself.  |
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May 19 2010, 09:46 PM
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#6
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(JJBerry @ May 19 2010, 05:48 PM) Citibank M'sia will be launching their new credit card this coming June. Maybe a platinum card with a minimum income requirement same as a classic one.. Got this info from friends that work in Citibank,but they have no idea what card type will be launch. Anyone have info or idea what type of credit card they will launch?  |
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May 20 2010, 12:30 PM
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#7
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(oyama @ May 20 2010, 11:46 AM) hi guys..btw.. mostly within 24hrs..how long cc is going to take time for the activation..just got my cc from RHB bank..and just did via call activation.. |
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May 22 2010, 03:07 PM
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#8
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(MilesAndMore @ May 22 2010, 12:58 PM) Most of the shops (especially computer shops) no longer revert the merchant charge to their customers. i bought parts from a computer shop yesterday and they charge me 2%..  |
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May 22 2010, 07:56 PM
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#9
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(jonuslee @ May 22 2010, 03:59 PM) which bank credit card you used? I'm using HLB cc..their merchant is PBB..but even if im using PBB cc they still gonna charge me.. |
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May 23 2010, 03:08 PM
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#10
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(future80 @ May 23 2010, 12:12 PM) does harvey norman, shen heng electrical，courts also charge? anyone knows? As far as i know..harvey norman wont charge customers using cc..and they have 0% installment plan for all cc..should have bought things there,ordinary store charging 2% is a lot |
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May 24 2010, 08:44 AM
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#11
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(future80 @ May 24 2010, 02:40 AM) last year my fren bought something at the car accessories shop even charge 3 % or 3.25% I forgot. and , i never heard any saloon shop didnt charge . 3%?...they even try to make a profit out of it...  |
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May 30 2010, 07:16 PM
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#12
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Junior Member
66 posts Joined: Mar 2010
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Anybody using BSN(Bank Simpanan Nasional)'s credit card now?..any problems with it?..feedback?..
This post has been edited by krylicius: May 30 2010, 07:23 PM |
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May 31 2010, 09:33 AM
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#13
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(David83 @ May 30 2010, 08:38 PM) Why on earth you have interest on that CC since you have other better choices to select from? To be honest,i didn't know that BSN has a cc til someone flashed it out in front of me at a shopping mall..so i was curious about the card..  |
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May 31 2010, 11:24 AM
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#14
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Junior Member
66 posts Joined: Mar 2010
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QUOTE(Darkmage12 @ May 31 2010, 11:09 AM) lol you look down on BSN then. But then better don't apply BSN.... later paying got problem. One number need 1 hour to settle Not really,i just never heard that they have a cc.. since its not the most famous of cards,surely they do pose a few problems in some area..like their cs or something .. |
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Jun 13 2010, 05:40 PM
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#15
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Junior Member
66 posts Joined: Mar 2010
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I would like to ask. Which banks gives an offer where you pledge a fixed deposit account with their banks and your are qualified for a credit card?..so far i know public bank gives this offer..thanks!
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