Seems like CIMB credit card is quite popular and it offers a lot of promotion. Just saw the cimb smart reward elite 2010, quite a lot of discount for cimb card holder .

Quite cheap..UOB offer 6 months 2%, 12 months 3%.. 

All banks should be able to convert purchase to installment. Some may even offer the 0% installment

Don't be upset bro. They had this application requirement for quite a few years already.
I had this problem when I cancelled my card with them and wanted to reapply again within less than 1 year. Encountered so many problems which make me wonder why they treat me as if they don't know me.

I waited patiently till 'technically' I can be accepted and I am back with them again. Don't be surprised if HSBC also alienates you should you cancel and wishes to reapply within a short time span. I had problems with OCBC applications as well but it doesn't bother me much coz the card got no privileges that interest me.

Bro ... rejections are normal. Even the senior cc users also encounter this.

Hi all, i would like to ask about the several Travel Protection Coverage for platinum card. (eg Citibank)

That means as a platinum card owner, i do not need to pay a single cent to qualify for the plan. Whenever say Baggage delay happened, i can just go ahead and claim the "reimbursement"?

thanks.