yea i know, but i remembered got forummer said can do it at certain stations
maybe I remembered wrongly and i can't seems to find the post

Hi all,

I make a alot of purchase overseas and would like to utilise the pay by installment benefit provided by CC. i heard frm a friend that some CC does provide this kind of service for overseas shopping but have to apply for it.

Can you guys share with me which CC has this service and what is the process to apply for installment.

thanks alot!

Citibank
http://www.citibank.com.my/MYGCB/APPS/port...t/FPP_promo.htm

Ambank
http://www.ambank.com.my/ambank_webmedia/f...pril%202010.pdf

CIMB
http://www.cimbbank.com.my/index.php?ch=43...3&tpt=cimb_bank

Eonbank
http://www.eonbank.com.my/consumer/creditc...ment_plan.shtml

Publicbank
http://www.pbebank.com/en/en_content/perso...s/flexipay.html

What's your opinion of the RM50 service tax on the credit card? Do you think the Government will repeal this charge in the coming budget 2011?

Should be not so soon,last round one also collect for 2-4 years.

They probably block your card or the line timed out. Usually it is only the VISA and MasterCard sign matters.


All charged made in any other currencies other than MYR will be subjected to the admin fee. You can refer to the detailed list of admin fee charged by various banks in Malaysia in the first post of this thread.


Same goes to HSBC.


Really ? No need to call in to beg them at all ? How thoughtful of them.


Unfortunately no. The closest thing is a secured credit card or as Hye said, a supplementary card.


hihihehe is right. Certain countries do provide credit card to students without the need of submitting any proof of income, checking your savings account or have an existing credit score history. These countries are USA, UK, Canada and Australia.

Not too familiar with UK, Canada and Australia but in USA, any students can easily get a credit card. The credit card comes with extremely low credit line. It can be as low as only US$100 (no joke !). But most students do get approved for a credit card with US$300. This student credit card is meant for them to build their credit history so that it'd be easier for them to get a credit card when they finally out go to work with a real job.


I pray everyday that they will finally come to their senses and scrap it in the coming budget presentation. This credit card tax is the joke of the century. Way to go Malaysia ! Yet another first for Malaysia ! Yiihaa !

This post has been edited by MilesAndMore: May 15 2010, 07:59 PM

Coming budget will charge for debit card

LOL,then robber will be very happy coz everyone is carrying cash

By the way guys, i just realized there actually are additional perks for using a Platinum card. Many have been arguing that it is all plastic and i used to think the same way too. There actually is a difference. It's kind of rare though.

I just found out that VISA has this ongoing promotion with Eraman Flying Emporium Chocolate shop at KLIA. All Platinum VISA cardholders will be entitled for 10% discount while Gold VISA cardholders get 5% off. Classic VISA cardholders unfortunately get nothing.

Visa classic also enjoy 5% off.
http://www.visagoexplore.com/travel/PromoL...MY&locale=en_AP

I stand corrected. I didn't know it applies to Classic VISA as well as i was only told about the rebate Platinum VISA and Gold VISA are entitled.

thanks bro for the info. i checked out all the website, their interest rate is shocking, citibank is cheaper at 10% flat rate, while DA as low as 2%, how naive i am that i expect a 0% interest free from this kind of service

---

Added on May 16, 2010, 12:20 amhey bro, just now i call up card centre to ask about this admin fee, despite i ask twice for confirmation, the guy still tell me that there will be no additional charge for overseas purchase if u slot ur card at overseas merchant. just normal forex rate will apply.

only there will be "border" fee apply if we do some internet purchase in malaysian ringgit, tho i dont understand what the crap that he's talking about. gona call up again monday to ask again.

This post has been edited by shakiraa: May 16 2010, 12:24 AM

Does Cimb has a lot of merchant that support 0% instalment compare to eon bank or ambank?

Maybank Treats Fair - 8-11th July 2010
http://www.treatsfair.com/v1/

Wonder how funny it will be for me to have a plasectomy there instead ...

Just go their participant merchant is you wish to have 0% installment, if not then have to convert retail purchase to installment plan that's offer from them.

Ish, using maybank visa for cash advance no treatpoints edi.

I flash them an email and received a call a day later. I am offering to redeem my points and then they mentioned to me that I can redeem 10k points to waive for the tax and they will give 11k points next month.

hi guys how much is casino charges for public bank?

Casino charges are treated the same as cash advance. All banks have the same practice when it comes to casino charges.

Erm I buy in tournament also considered cash advance?