hi bro, direct access can or not? thx

btw, all the expert out there, talking about cards benefit wise, which card provide more "rewards" for shopping in overseas such as United States? thx

got it bro, thanks so much!

can educate me about this admin fee thing? i will get charged for each purchase?

i ask as i foresee will be spending quite alot in overseas 2nd half this yr.

they auto uprade for me platinum, CL is 30k. > 4x my salary

Hi all,

I make a alot of purchase overseas and would like to utilise the pay by installment benefit provided by CC. i heard frm a friend that some CC does provide this kind of service for overseas shopping but have to apply for it.

Can you guys share with me which CC has this service and what is the process to apply for installment.

thanks alot!

thanks bro for the info. i checked out all the website, their interest rate is shocking, citibank is cheaper at 10% flat rate, while DA as low as 2%, how naive i am that i expect a 0% interest free from this kind of service

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Added on May 16, 2010, 12:20 amhey bro, just now i call up card centre to ask about this admin fee, despite i ask twice for confirmation, the guy still tell me that there will be no additional charge for overseas purchase if u slot ur card at overseas merchant. just normal forex rate will apply.

only there will be "border" fee apply if we do some internet purchase in malaysian ringgit, tho i dont understand what the crap that he's talking about. gona call up again monday to ask again.

This post has been edited by shakiraa: May 16 2010, 12:24 AM

bro hye and skincladalien, thanks for your information.

yeah agree that they dont publish their forex rate might have some charge bake in for those that claim they dont have the so call admin fee.

so from your experience bro, which bank consistently having lower forex rate when shopping overseas?

can add in the first page of thread for newbie like me for reference in future.

thanks again.

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This post has been edited by shakiraa: May 27 2010, 06:57 PM

Hi all, i would like to ask about the several Travel Protection Coverage for platinum card. (eg Citibank)

That means as a platinum card owner, i do not need to pay a single cent to qualify for the plan. Whenever say Baggage delay happened, i can just go ahead and claim the "reimbursement"?

thanks.