Because these privileged few are some of their best customers with Millions of Ringgit stash somewhere within the HSBC Group i suppose

currently i have some ezy payment tied to my petronas maybankard, would like to switch from that to amex gold + visa debit. (cancelling the petronas)

since treatpoints for cc and dc is separate, it means i have to redeem all points.

how about ezy payment? can shift over to amex gold? or have to wait until settle all before cancelling? or can settle lump sum then cancel?

also, amex gold from maybank offer ezy payment?

IINM ezypayment can't be transferred..correct me if i'm wrong

You were referred to KLIA Plaza Premium Lounge, not Golden Lounge. Cardholders of Citibank Plat CCs issed in Malaysia can only access to KLIA Plaza Premium Lounge, not airport lounges worldwide. To be frank, nothing is special in KLIA Plaza Premium Lounge. Food there sucks!


She referred to Citibank Plat cc. Unlike those Plat CCs issued by some other banks, Citibank Plat cc holders are allowed to enter KLIA Plaza Premium Lounge without any limits.

hey guys, i heard from other ppl said that CC charge 18 % per year if you have debt left in your CC right? not per month right?

This post has been edited by CrossFirE: Feb 6 2010, 02:25 PM

It has been dropped to 17.5% per annum or 1.458% per month.
You may want to refer here for more information.

wah, so sad....
i just called the customer service asking about the flexi payment for my cimb cc.
didnt know that the islamic cc cannot opt for monthly payment..
guess i need to pay one whole lump sum for all my debt now

icic.. if i got 2k debt in CC, so i need to pay rm 20 only per month?

This post has been edited by CrossFirE: Feb 6 2010, 02:55 PM

guys... can you help to explain..

I applied Amex gold cc, but when i logged in to maybank2u ...
it approved 2 cards, which is amex gold cc and also petronas visa gold that i didn't apply... should i cancel the petronas visa gold?

cos i didn't really use petronas, I pump Shell petrol.. and the Shell's Citibank CC currently pending for approval.

err... more like RM300+ a month in interest not including your principal

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Added on February 7, 2010, 10:02 amIf you don't use it, cancel it as you will get charged the RM50 service tax for it.

This post has been edited by zenquix: Feb 7 2010, 10:02 AM

Question to Maybank why there is petronas visa gold or ask them show you the prove that you have applied for it.
Else you need to do something (lodge police report on Maybank or to BNM) and not just simply cancel it.
Imagine what if they "get" you a loan that you never apply.

By the way, you will be charged RM50 once a credit card is issued. You will have to pay for it even you cancel it (if your card approved after 31/12/2009).

This post has been edited by roy918: Feb 7 2010, 10:53 AM

nono, both of you are mistaken.

interest is calculated in a per annum basis.

So assuming interest is 12%, then u get 1% a moth. 18% then its 1.5% a month etc.

BUT, that is just interest. You still have to pay your principal. If not you will be forever in debt.

Just got charged RM50 (Govt Service Tax) for my DA Master card.... luckily canceled my DA Visa in time.

so that means if i got rm 2k debt in my cc, i have to pay the rm 2k and also rm 20 if the interest is 1.5% per month right?

basically speaking, yes. RM30 @ 1.5%.

RM2030 if only you want to settle all your debt in once.
RM2000 + (RM2000 x 0.015) = RM2030

I thought the RM50 service tax is only charged upon activation of the card?

i tot once complete 1 full calendar year will only they charged us...

I have DA Master, what is the impact of the soon to be announced petrol price hike and subsidy system on the rebate offer?

1 Ques...

iv got 1.09K outstanding amount on my HSBC CC..

if i only paid 1k, d interest is how much for my balance for my next statement??