Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Credit card V8, Anything about it

views
     
Darkmage12
post Sep 20 2009, 07:33 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

hey guys is it true that now Standard Chartered will give you 100 into ur credit card once you activate it?
Darkmage12
post Sep 21 2009, 09:22 AM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(Dannyl @ Sep 21 2009, 01:53 AM)
For my SC Platinum Business, yes there's a RM100 credit, but it may be a promo or something.
*
oh ok the agent told me that there will be RM100 credit in my card once i receive it so i was like wow so nice
Darkmage12
post Sep 21 2009, 11:53 AM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(winner @ Sep 21 2009, 10:14 AM)
When I was in a shopping mall few weeks ago, a cc promoter from SCB told me that SCB would give welcome gifts of RM100 cash for Plat cc and RM50 cash for Gold cc, applicable to NEW SCB cardholders only.
We have discussed this card in the "American Express Thread". See my posts #2259 at Page 113 and #2261 at Page 114.
*
Ya the promoter also told me this I wasn't sure about that so I just drop by to confirm. You also got RM100 cash in ur account? I'm waiting for my card to come heh
Darkmage12
post Sep 21 2009, 09:10 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(winner @ Sep 21 2009, 04:40 PM)
Except the various PB privileges, other features of the SCB PB VI are same as the normal SCB VI.
SCB did give RM50 rebate as an early bird incentive to 1st 1000 approved Just1 cardholders. Besides, it also gave 5000 choice points to each Just1 members as a welcome gift. I guess you will still be given 5000 choice points.

Bear in mind that on top of the 2% or 5% cash back, SCB Just1 cc will only give 0.5x point for every RM1 spent in overseas, unlike SCB Plat cc and VI which grant 3x points and 5x points respectively for overseas transactions.
*
Hey this Just1 card is from SCB as well? Is it platinum? im kinda confused here dunno which card im going to get but the promoter told me there is RM100 credited once the card comes.
Darkmage12
post Sep 22 2009, 12:25 AM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(MilesAndMore @ Sep 21 2009, 09:30 PM)
It is a Titanium card. Something in between Gold card and Platinum card. Standard Chartered is not accepting new application for JustOne Titanium Mastercard at the moment.
*
Oh so this card got nice rebate so they temporarily suspend the application? Normal Platinum don't have rebate right? JustOne also have the RM100 credit?
Darkmage12
post Sep 22 2009, 11:06 AM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(winner @ Sep 22 2009, 08:02 AM)
You don't even know which card you apply for by simply signing the form(s)? smile.gif Won't be surprised that the agent will apply more than 1 cc for you.

If the amount to be credited is RM100, then the cc should be a Plat.
No point to discuss the early bird credit note for Just1 over and over again as new application is already suspended. biggrin.gif

Apart from SCB Just1, another SCB cc which offers cash back is SCB Business Plat. However, the rebate rate is not great.
*
She never mention what card. Then she just told me got RM100 credited. Well earlier the citibank promoter in giant was suppose to get me a citibank-giant card but then when the card came it wasn't a citibank-giant card instead it was a gold card doh.gif
Darkmage12
post Sep 22 2009, 03:20 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(winner @ Sep 22 2009, 11:32 AM)
You shouldn't sign the form blindly. For ALL my  CCs I applied, I always filled in the form myself. You should tick the cc you wanna apply for by yourself. Hopefully it is not a personal loan form. biggrin.gif
*
No I did not sign it blindly. She also tick the card but then who knows when the card came it was another card. No I did not sign a personal loan form smile.gif
Darkmage12
post Sep 22 2009, 04:21 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(winner @ Sep 22 2009, 04:12 PM)
I think so. Some banks are very cunning and cc promoters normally won't tell you the details if you don't ask them. But it is on a "willing-buyer-willing seller" basis. The T&Cs are clearly stated in the booklet and website. You can't really blame the banks for customers' ignorance.
*
Oh I did not know about this. I only know that for the Shell rebate you need carry forward balance.
Darkmage12
post Sep 22 2009, 05:06 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(winner @ Sep 22 2009, 04:49 PM)
OK, according to Citibank website, 2% cash rebate for purchases in Giant, no balance is required. smile.gif However, for other purchases, you need to have balance to be carried forward for a mere 0.5% (<2k balance) or 1% (>2k balance )rebate. The rebate you get is not even enough to cover interest charged on your cc. smile.gif
*
So if we spend in Giant we get rebate straight away or what?
Darkmage12
post Sep 23 2009, 12:25 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(ellimist @ Sep 23 2009, 11:31 AM)
It's always better to inform your banks, especially for the cards you'll be using the most. Ideally letting them know if you're expecting to swipe large amounts as well. Avoids the complication of having rejected transaction / them calling you up while you're abroad
*
er when you swipe large amount no matter locally or abroad it's their responsibility to call up and confirm
Darkmage12
post Oct 24 2009, 09:27 AM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

If they would do it like this someone who clears the bill every month would be waived off the service tax?
Darkmage12
post Oct 24 2009, 10:08 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

hi guys just wondering if UOB Preferred Platinum is good?
Darkmage12
post Oct 25 2009, 12:04 AM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(tinkerbel @ Oct 24 2009, 11:47 PM)
@Darkmage12,
Good in what sense?  Go check and see if you'll utilise the benefits; if U do then it's good lor, if u don't and if U can't take advantage of it then it's no good tongue.gif
*
Er it states there without pre-set spending limit meaning no credit limit?
Darkmage12
post Oct 25 2009, 08:08 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(MilesAndMore @ Oct 25 2009, 07:41 PM)
Exactly  tongue.gif
If i'm not mistaken, the one you saw them entering PIN number instead of signing a slip in the EU such as Germany and Switzerland are not credit card. Instead they are paying using debit card. Unlike USA and here in Asia, debit card is actually more popular in Europe. The cards they use are mostly Maestro and Maestro belongs to Mastercard.
*
I did remember reading that EU credit cards have this PIN number entering functions but at petrol pumps?
Darkmage12
post Oct 26 2009, 04:56 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

wow then how about complimentary credit cards then? If those idiot banks keep sending bunch of thrash cards to me how am I going to stop them?
Darkmage12
post Oct 26 2009, 08:08 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(lee9171 @ Oct 26 2009, 08:06 PM)
Last time when government implement service charge in year 1997, did the bank come out wif any plan? waive of service charges?

Any 'senior' here could shared?
*
That time no free for life card and waiver of annual fees was rare. earlier i think someone did mention nope
Darkmage12
post Oct 30 2009, 12:08 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(vin_ann @ Oct 30 2009, 08:29 AM)
paying GE premium with OCBC can get high rebates.
*
only 2% right? unless ur premium is tens of thousands then that's a different case
Darkmage12
post Oct 30 2009, 12:12 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(Optiplex330 @ Oct 30 2009, 12:09 PM)
3%. But no free annual fee after 1st year.
*
oh my until now also never activated. I think the card collecting dust somewhere and should be 3 years already. anyway how many banks already come out with counter measures?
Darkmage12
post Nov 6 2009, 09:11 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(MilesAndMore @ Nov 5 2009, 11:23 PM)
He said he is not qualified for any credit card offered by banks in Singapore as the requirement is too high for foreigners.
Okay ! So UOB Bank will not waive the stupid fee, not even for their Privilege Banking customers. I expect all other banks will announce the very same thing soon  sad.gif
*
That day I called SCB they told me they will waived my service tax. I hope it's true
Darkmage12
post Nov 6 2009, 10:06 PM

shhhhhhhhh come i tell you something hehe
********
All Stars
17,053 posts

Joined: Jan 2003

QUOTE(winner @ Nov 6 2009, 10:01 PM)
Are you sure? The RM50 service tax will be collected by the government and so far none of the banks has the authority to waive it. I guess you must have been confused with annual fee waiver or welcome gift in form of cash rebate offered by SCB.
*
Nope I specifically asked about the Service tax. I said well even with the 100 preloaded Im thinking of just cancelling it now without even using it. The person on the other side told me that they will waived it. Hope he holds up to it

2 Pages  1 2 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0214sec    0.47    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 04:23 PM