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 Debit Card V2

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he-sham
post Feb 20 2011, 01:40 AM

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QUOTE(he-sham @ Jan 19 2011, 06:45 PM)
e-Mastercard from CIMB... i deposited rm30... i made cash access and purchase @ Giant (rm9 purchase + rm21 cash access) to ZERO my account balance......thats the only transaction i ever made using my e-Mastercard from CIMB....

suddenly rm1 service charge for cash access fee appear in the statement... so my balance become negative RM1.... but the statement unlike credit card, no due date... so i assumed just let it be there la...becoz when i've free time, i want to cancel this useless card & pay this rm1 (useless becoz we cannot withdraw out our money once put in there)....

now in the latest statement got Late charges !!!! of RM5 !!!! ... whattthefaak ? debit card also got late charge ?? thats 500%  of my outstanding of RM1.... plus in the statement, they never mention any due date ?? so how come i can be charged as "late" since there's no due date ???   mad.gif   mad.gif   mad.gif

e-Mastercard from CIMB is a useless card la...  doh.gif
*
settled already... they already reversed the "late charge"...but not the rm1 CashAccess fee...


another facts (prior before the above issue was settled):
they eventually block my debit e-mastercard cards because i've outstanding of RM1 (cashaccess fee) + RM5 (late charges) prior to settle this issue... i deposited rm170 during wee hour (3AM)... the next morning (11am) i expected to use the card for my maxis bill payment... my card was declined.. i called call centre, at first they said due to insufficient balance...i said WTH ?? i already deposited cash at their CDM machine... she said, my card balance still outstanding rm6.. deposit between 12am-6am will only reflect in the debit card account after two days.. not immediately or after 6am.. i like shakehead.gif ??? doh.gif ...she said it's standard for their debit card..

then ok la... i deposited another rm170 to the account on the spot @ CIMB's CDM & returned back to maxis to pay my bills... guess what ?? still declined... i like, WTF mad.gif !! ... I called call centre again... this time they said my card available balance already RM164, but it was blocked because of i've outstanding of RM6 previously & even though i already just deposited RM170 , my card couldnt be unblocked automatically or immediately... it required at least 2 days after deposit (payment) only can automatically unblock... i said WTH ??? shakehead.gif ... i ask her whether she can unblock manually for me since i already deposited twice of the amount RM170 (total my money in there was rm340) ... she said cannot because my card was blocked under type B or something (in their system) & cannot be manually unblock.. doh.gif

so there u go, my money stucked in there, cannot withdraw, cannot make transaction, cannot unblock.. i must at least wait for another two days... so drive with plenty of angers, i immediately went to CIMB card centre (it was weekend that day) in Pavillion (which open during weekend)... I want to burst all my anger straight in front of their face... luckily the sikh lady officer there was apologetic and she sincerely pleaded for apology on behalf of CIMB bank... but she also couldn't do anything regards to the unbock thinggy... so, even went card centre also cannot unblock immediately... in my heart, i say maybe CIMB CEO can unblock it for me or maybe just GOD...haha... so i waited la for two days only, finally it can be used...

so we see how useless this cimb debit e-mastercard.... i used this card at that particular time because i want to fully utilize collect 5 receipts for Free nite stay in genting voucher.... so i used several multiple cards at the same place so i can redeem a few set even though I swiped at the same merchant...

so, conclusion, after this promotion period finish, there's high possibility i'll throw this card away..

This post has been edited by he-sham: Feb 20 2011, 01:48 AM
oldKyoo
post Feb 20 2011, 01:36 PM

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it keeps telling me service currently unavailable. man, its almost 3 weeks i have been trying this out, should i go visit a maybank branch to get this sorted out??
alexwsk
post Feb 20 2011, 05:44 PM

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QUOTE(oldKyoo @ Feb 20 2011, 01:36 PM)
it keeps telling me service currently unavailable. man, its almost 3 weeks i have been trying this out, should i go visit a maybank branch to get this sorted out??
*
which service? have u registered for MSOS as suggested by Miles in the previous page?
he-sham
post Feb 20 2011, 06:18 PM

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Guys, this is useful information regards to fueling petrol at petrol station pump kiosk using Mastercard or Visa.

After my very own survey/study/observation, only Esso-Mobil allows to choose preset amount at the pump terminal itself instead of normal pre-authorized amount of RM200 or rm150. No need to go to the cashier inside the pump station. What u need to do is at their pump's card terminal, first u need to select Preset, and then key in your desired amount and enter. After that only u slot in your debit (or credit) Mastercard/Visa to the terminal card slot. Wait for authorization. Transaction will be accepted if your available balance greater than your preset amount.. (i even tried RM2 amount to fuel my motorbike, its still successful & accepted ..haha biggrin.gif ) ... Afterwards, remove your debit (or credit) card, put in loyalty card (smiles card) to earn points. Then, remove the loyalty card & begin fueling.. It will stop at the amount u preset... Finish fueling, put back the pump handle to its place, collect your printed receipt at the pump terminal itself. Convenience right ? Just pay what u need to fuel... Avoid unnecessary pre authorized amount been hold for 4 or 5 days... Its our own money... rclxms.gif ...

bravo to Esso-Mobil... they also have the best loyalty card system, smiles card. Earn 1 point with every RM1 spend... U can redeem RM15 of petrol for 1000 points (and u can also combine two smiles-cards to redeem petrol or anything inside On-The-Run store)... All in all, better than petronas kad mesra, shell bonuslink, BHPetrol eCard..

So, conclusion, petrol station which allows preset amount for petrol purchase using MasterCard/Visa Card at the pump's card terminal itself without having need to go to cashier terminal inside:


Esso-Mobil: YES thumbup.gif

Petronas: NO (no such preset button). Preset amount only can be done with normal old Maybank Kawanku ATM Card (Yellow/black or KawankuCard). Must key in ATM Pin number first & will consider as E-Debit transaction.

Shell: NO (they got preset button at the pump terminal, but it still will pre authorized your account)

BHPetrol: NO (no such preset button)

Caltex: NO (they got preset button at the pump terminal, but it still will pre authorized your account)


hope this info will benefit all of us because we know, by using debit card, the pre-authorize amount sometime affect our cash flow... smile.gif

This post has been edited by he-sham: Feb 21 2011, 11:15 AM
oldKyoo
post Feb 20 2011, 09:25 PM

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QUOTE(alexwsk @ Feb 20 2011, 05:44 PM)
which service? have u registered for MSOS as suggested by Miles in the previous page?
*
I have not registered.
Which is what I am currently doing actually. So when i want to register, after keying in my card number and pin number, it tells me service currently unavailable.

im scared to use windows to key in my credentials lol.
AskarPerang
post Feb 20 2011, 11:50 PM

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Thanks he-sham for the info.
Didnt know that.
Yes, I'm using Esso Mobil plus Public Bank debut card.
Will try that preset method the next time I pump petrol.
Peculator
post Feb 22 2011, 08:02 AM

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Hey guys, what's the pros and cons about the new Tune-IN card?
Kinda interested to apply for that card since it can link to PayPal.
bingozero
post Feb 22 2011, 08:15 AM

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QUOTE(he-sham @ Feb 20 2011, 06:18 PM)
Guys, this is useful information regards to fueling petrol at petrol station pump kiosk using Mastercard or Visa.

After my very own survey/study/observation, only Esso-Mobil allows to choose preset amount at the pump terminal itself instead of normal pre-authorized amount of RM200 or rm150.  No need to go to the cashier inside the pump station. What u need to do is at their pump's card terminal, first u need to select Preset, and then key in your desired amount and enter. After that only u slot in your debit (or credit) Mastercard/Visa to the terminal card slot. Wait for authorization. Transaction will be accepted if your available balance greater than your preset amount.. (i even tried RM2 amount to fuel my motorbike, its still successful & accepted ..haha  biggrin.gif  ) ... Afterwards, remove your debit (or credit) card, put in loyalty card (smiles card) to earn points. Then, remove the loyalty card & begin fueling.. It will stop at the amount u preset... Finish fueling, put back the pump handle to its place, collect your printed receipt at the pump terminal itself. Convenience right ? Just pay what u need to fuel... Avoid unnecessary pre authorized amount been hold for 4 or 5 days... Its our own money...  rclxms.gif  ...

bravo to Esso-Mobil... they also have the best loyalty card system, smiles card. Earn 1 point with every RM1 spend... U can redeem RM15 of petrol for 1000 points (and u can also combine two smiles-cards to redeem petrol or anything inside On-The-Run store)... All in all, better than petronas kad mesra, shell bonuslink, BHPetrol eCard..

So, conclusion, petrol station which allows preset amount for petrol purchase using MasterCard/Visa Card at the pump's card terminal itself without having need to go to cashier terminal inside:
Esso-Mobil: YES  thumbup.gif

Petronas: NO (no such preset button). Preset amount only can be done with normal old Maybank Kawanku ATM Card (Yellow/black or KawankuCard). Must key in ATM Pin number first & will consider as E-Debit transaction.

Shell: NO (they got preset button at the pump terminal, but it still will pre authorized your account)

BHPetrol: NO (no such preset button)

Caltex: NO (they got preset button at the pump terminal, but it still will pre authorized your account)
hope this info will benefit all of us because we know, by using debit card, the pre-authorize amount sometime affect our cash flow...  smile.gif
*
Can credit card do the same instruction as above?
tan888
post Feb 22 2011, 08:31 AM

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which bank(got debit card) offered lowest currency exchange (paypal)? thank you. smile.gif
etiper
post Feb 22 2011, 08:42 AM

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Currently using Maybank Debit card

Its can be use on GSC TGV online purchase but need a online purchase PIN
Any shop can be use even paypal also can use,but just got purchase amount limitation when you apply Debit card can check with bank.
bennike129
post Feb 22 2011, 08:46 AM

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QUOTE(etiper @ Feb 22 2011, 08:42 AM)
Currently using Maybank Debit card

Its can be use on GSC TGV online purchase but need a online purchase PIN
Any shop can be use even paypal also can use,but just got purchase amount limitation when you apply Debit card can check with bank.
*
wow that is possible ? I tried that before, but it doesn't work. Need credit card blink.gif
alexwsk
post Feb 22 2011, 09:15 AM

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QUOTE(bingozero @ Feb 22 2011, 08:15 AM)
Can credit card do the same instruction as above?
*
should be applicable as well, will try it next time
he-sham
post Feb 22 2011, 11:00 AM

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QUOTE(AskarPerang @ Feb 20 2011, 11:50 PM)
Thanks he-sham for the info.
Didnt know that.
Yes, I'm using Esso Mobil plus Public Bank debut card.
Will try that preset method the next time I pump petrol.
*
try it... now i always pump at Esso-Mobil... dont forget to swipe smiles card as welll... smile.gif

QUOTE(bingozero @ Feb 22 2011, 08:15 AM)
Can credit card do the same instruction as above?
*
i guess it's possible.. but credit card why worry becoz not our money right ?? unless your credit available near to your limits already...

QUOTE(alexwsk @ Feb 22 2011, 09:15 AM)
should be applicable as well, will try it next time
*
yerp.. i think all others pump stations also should imply this since they actually got some numeric buttons at the pump terminal but as for now, it's rather useless... only Esso-Mobil stations can... hehe biggrin.gif

This post has been edited by he-sham: Feb 22 2011, 11:02 AM
CKyoon
post Feb 22 2011, 11:07 AM

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If you lost the Maybank debit card, what is the procedures to get it replaced? Will you get back the same card number or a new one?

jackolantern
post Feb 22 2011, 09:26 PM

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nearly 2 month after cancel my card still didnt get my cheque..
call 2 weeks ago - already prepared the cheque just need to pos only
call weeks ago - still same. cheque just been delivered to my house.. but until now i didnt get the cheque..
Xai-V-iaX
post Feb 22 2011, 11:12 PM

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QUOTE(he-sham @ Feb 20 2011, 06:18 PM)
Guys, this is useful information regards to fueling petrol at petrol station pump kiosk using Mastercard or Visa.

After my very own survey/study/observation, only Esso-Mobil allows to choose preset amount at the pump terminal itself instead of normal pre-authorized amount of RM200 or rm150.  No need to go to the cashier inside the pump station. What u need to do is at their pump's card terminal, first u need to select Preset, and then key in your desired amount and enter. After that only u slot in your debit (or credit) Mastercard/Visa to the terminal card slot. Wait for authorization. Transaction will be accepted if your available balance greater than your preset amount.. (i even tried RM2 amount to fuel my motorbike, its still successful & accepted ..haha  biggrin.gif  ) ... Afterwards, remove your debit (or credit) card, put in loyalty card (smiles card) to earn points. Then, remove the loyalty card & begin fueling.. It will stop at the amount u preset... Finish fueling, put back the pump handle to its place, collect your printed receipt at the pump terminal itself. Convenience right ? Just pay what u need to fuel... Avoid unnecessary pre authorized amount been hold for 4 or 5 days... Its our own money...  rclxms.gif  ...

bravo to Esso-Mobil... they also have the best loyalty card system, smiles card. Earn 1 point with every RM1 spend... U can redeem RM15 of petrol for 1000 points (and u can also combine two smiles-cards to redeem petrol or anything inside On-The-Run store)... All in all, better than petronas kad mesra, shell bonuslink, BHPetrol eCard..

So, conclusion, petrol station which allows preset amount for petrol purchase using MasterCard/Visa Card at the pump's card terminal itself without having need to go to cashier terminal inside:
Esso-Mobil: YES  thumbup.gif

Petronas: NO (no such preset button). Preset amount only can be done with normal old Maybank Kawanku ATM Card (Yellow/black or KawankuCard). Must key in ATM Pin number first & will consider as E-Debit transaction.

Shell: NO (they got preset button at the pump terminal, but it still will pre authorized your account)

BHPetrol: NO (no such preset button)

Caltex: NO (they got preset button at the pump terminal, but it still will pre authorized your account)
hope this info will benefit all of us because we know, by using debit card, the pre-authorize amount sometime affect our cash flow...  smile.gif
*
Good piece of info mate....thanks... notworthy.gif

bingozero
post Feb 22 2011, 11:35 PM

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QUOTE(CKyoon @ Feb 22 2011, 11:07 AM)
If you lost the Maybank debit card, what is the procedures to get it replaced? Will you get back the same card number or a new one?
*
Go to call the maybank customer care to block your card, log a police report and then visit any branch in the early morning.
A new card and number will issue on the spot.
TSMilesAndMore
post Feb 23 2011, 12:33 AM

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QUOTE(tan888 @ Feb 22 2011, 08:31 AM)
which bank(got debit card) offered lowest currency exchange (paypal)? thank you. smile.gif

Probably Maybank

princess_autumn87
post Feb 24 2011, 07:57 PM

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hi all, i have some problem with my current maybank debit card aka atm card.

i found there is difficulty in swipping transaction more than twice a day even the transaction amount is less than Rm100. I tried to call CS and lodge the complaint but they told me the account is in order. I had experienced this situation for more than 3 times. Super annoying. Anyone has the same situation? I wonder why must they offer Platinum debit card ever since normal debit card already facing such problem.
bingozero
post Feb 24 2011, 08:54 PM

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QUOTE(princess_autumn87 @ Feb 24 2011, 07:57 PM)
hi all, i have some problem with my current maybank debit card aka atm card.

i found there is difficulty in swipping transaction more than twice a day even the transaction amount is less than Rm100. I tried to call CS and lodge the complaint but they told me the account is in order. I had experienced this situation for more than 3 times. Super annoying. Anyone has the same situation? I wonder why must they offer Platinum debit card ever since normal debit card already facing such problem.
*
Maybe the card terminal cannot read your debit card due to some dirt on the chip?

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