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 Debit Card V2

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caster64
post Feb 6 2011, 01:12 AM

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hello,
anyone here know how to verify moneybooker using Debit Card (maybank)
i already create moneybooker account but they need me to verify my visa debit card
a msg appeared as i enter a random amount
| -->You have entered the incorrect amount.
| You must wait 24 hours before we will allow you to make another attempt.
| Our service department will be unable to assist you during this period.
Important:
|
|
| Please check again on your statement for the exact amount in EUR.
| If your credit/debit card issuer does not show the amount in EUR, you cannot verify your card with Moneybookers.
| Do NOT try and guess the amount!<--

where can i check debit card transaction statement history so i know the exact amount?

thanks in advance..^^
Amanda85
post Feb 6 2011, 09:53 AM

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i have been reading about the PB esso/mobil with great interest as i alwiz pump at their petrol station.

the thing that concern me is that it doesn't link to bank account. thus, we would hv to constant top it up at deposit machine or online transaction...which actually incurred money(online transaction fee)/petrol/parking..

currently i'm having maybank account with their debit card..
is there possible to link the PB card to a PB bank account?
erry-
post Feb 6 2011, 01:29 PM

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QUOTE(arezz @ Feb 5 2011, 01:15 PM)
i'm using MBB card only. easy and collect point
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sorry to say but mbb points seem a little bit not worthing.

its bcoz u only get 1 point for RM3. minimum points to redeem is 2000 for voucher of RM10 (McD / Watson / Popular / Carrefour).

and to get 2000 points, u need to swipe RM6000 sweat.gif

for me, better go for PBB Day2Day card. (http://www.pbebank.com/en/en_content/perso...s/visa_d2d.html)

u get 0.8% cashback for any petrol & groceries.

means if u swipe RM6000 for petrol & groceries u can get back rm48 already (rm38 more than MBB!).
even swipe RM1000 already get back RM8 thumbup.gif

while for others, its 0.3% cashback. swipe RM6000 get back RM18 (still, more RM8 than MBB) ~

but if u looking for card that not linked to bank acc, better go for PBB esso/mobil debit.

1% cashback at esso/mobil and 0.5% elsewhere.

if u never swipe for groceries (and petrol), then for other things, RM6000 can get back RM30 already thumbup.gif





erry-
post Feb 6 2011, 01:34 PM

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QUOTE(Amanda85 @ Feb 6 2011, 09:53 AM)
i have been reading about the PB esso/mobil with great interest as i alwiz pump at their petrol station.

the thing that concern me is that it doesn't link to bank account. thus, we would hv to constant top it up at deposit machine or online transaction...which actually incurred money(online transaction fee)/petrol/parking..

currently i'm having maybank account with their debit card..
is there possible to link the PB card to a PB bank account?
*
no, not possible to link notworthy.gif

just transfer ur balance from MBB to PBB once a month, costing u only RM2. so no need to worry about petrol/parking anymore ~

notworthy.gif

cshong
post Feb 6 2011, 06:51 PM

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QUOTE(caster64 @ Feb 6 2011, 01:12 AM)
hello,
anyone here know how to verify moneybooker using Debit Card (maybank)
i already create moneybooker account but they need me to verify my visa debit card
a msg appeared as i enter a random amount
| -->You have entered the incorrect amount.
| You must wait 24 hours before we will allow you to make another attempt.
| Our service department will be unable to assist you during this period.
Important:
|
|
| Please check again on your statement for the exact amount in EUR.
| If your credit/debit card issuer does not show the amount in EUR, you cannot verify your card with Moneybookers.
| Do NOT try and guess the amount!<--

where can i check debit card transaction statement history so i know the exact amount?

thanks in advance..^^
*
I think you can check the transaction history online using online banking.
Amanda85
post Feb 6 2011, 08:59 PM

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QUOTE(erry- @ Feb 6 2011, 01:34 PM)
no, not possible to link notworthy.gif

just transfer ur balance from MBB to PBB once a month, costing u only RM2. so no need to worry about petrol/parking anymore ~

notworthy.gif
*
haha...i thought gonna earn some from the rebates..

juz a curious note..wat do PB earn from us? as i heard no annual fees also
AskarPerang
post Feb 6 2011, 09:31 PM

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QUOTE(erry- @ Feb 6 2011, 01:29 PM)
sorry to say but mbb points seem a little bit not worthing.

its bcoz u only get 1 point for RM3. minimum points to redeem is 2000 for voucher of RM10 (McD / Watson / Popular / Carrefour).

and to get 2000 points, u need to swipe RM6000 sweat.gif

for me, better go for PBB Day2Day card. (http://www.pbebank.com/en/en_content/perso...s/visa_d2d.html)

u get 0.8% cashback for any petrol & groceries.

means if u swipe RM6000 for petrol & groceries u can get back rm48 already (rm38 more than MBB!).
even swipe RM1000 already get back RM8 thumbup.gif

while for others, its 0.3% cashback. swipe RM6000 get back RM18 (still, more RM8 than MBB) ~

but if u looking for card that not linked to bank acc, better go for PBB esso/mobil debit.

1% cashback at esso/mobil and 0.5% elsewhere.

if u never swipe for groceries (and petrol), then for other things, RM6000 can get back RM30 already thumbup.gif
*
Wow. This is the best ever explanation. Yeah, maybank cherry debit card is worth nothing if you are looking at earning points.

By the way, online purchase for example buy gsc movie ticket using your debit card, can get the rebate or not? Just wandering. Cos i read before someone stating only swipe transaction count. Online not counted.
cshong
post Feb 6 2011, 09:37 PM

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QUOTE(Amanda85 @ Feb 6 2011, 08:59 PM)
haha...i thought gonna earn some from the rebates..

juz a curious note..wat do PB earn from us? as i heard no annual fees also
*
They earn from the transaction we made. Do note that merchant need to pay some cost for every credit / debit card transaction. I believe the card issuer also earn some funds from that cost.
erry-
post Feb 7 2011, 01:10 AM

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QUOTE(AskarPerang @ Feb 6 2011, 09:31 PM)
Wow. This is the best ever explanation. Yeah, maybank cherry debit card is worth nothing if you are looking at earning points.

By the way, online purchase for example buy gsc movie ticket using your debit card, can get the rebate or not? Just wandering. Cos i read before someone stating only swipe transaction count. Online not counted.
*
tq notworthy.gif

yes online purchase also got rebate.

those didnt get rebate are petrol, grocery, casino transactions, cash withdrawal, government-related and charity payments and utility bills payment via www.pbebank.com, PB Telebanking and ATM.



erry-
post Feb 7 2011, 01:16 AM

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QUOTE(Amanda85 @ Feb 6 2011, 08:59 PM)
haha...i thought gonna earn some from the rebates..
*
open PBB saving acc, and moved ur money there.

then transfer online from saving acc PBB to PBB debit, no charge at all.

settle ~ notworthy.gif

QUOTE(Amanda85 @ Feb 6 2011, 08:59 PM)
juz a curious note..wat do PB earn from us? as i heard no annual fees also
*
QUOTE(cshong @ Feb 6 2011, 09:37 PM)
They earn from the transaction we made. Do note that merchant need to pay some cost for every credit / debit card transaction. I believe the card issuer also earn some funds from that cost.
*
there are many ways bank can make money, and yes 1 of the way is the fee they charged for merchant terminal rental and transactions.

example machine rental is rm80/month and each transaction of debit card 3%.
example if u swipe rm1000 at jusco, jusco will only received rm970 (PBB take RM30).
Then from that RM30 they will give back to u RM5 (0.5%), they still got profit of RM25.

icon_rolleyes.gif

TypeR
post Feb 9 2011, 11:16 PM

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I'm using CIMB E Mastercard for doing online transaction such as online purchases.

I saw my CIMB E Mastercard account...

1) Why there's "Outstanding Balance" = RM -57.40

While my Credit balance = RM2,310.40

I thought CIMB E Mastercard is free for life? No charges? How come got outstanding Balance?

And how do I made payment? I try to make payment on the website it only make fund transfer from saving account to credit balance of E Mastercard only not the outstanding balance...

Please help.


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fool1988
post Feb 10 2011, 12:12 AM

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Hi..i using maybank debit card...i wan to ask..if my card is lost and i found it out after 2 day its lost..during the period..someone is spend the money Rm500 inside..can i refund the money back? I already call to terminate and transfer out all the balance inside. And the fellow use my money to pay Maxis Kiosk and Petronas.
TSMilesAndMore
post Feb 10 2011, 12:42 AM

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QUOTE(fool1988 @ Feb 10 2011, 12:12 AM)
Hi..i using maybank debit card...i wan to ask..if my card is lost and i found it out after 2 day its lost..during the period..someone is spend the money Rm500 inside..can i refund the money back? I already call to terminate and transfer out all the balance inside. And the fellow use my money to pay Maxis Kiosk and Petronas.
Unlikely ... but since he paid a Maxis bill using your card, may be you can lodge a police report ? Very stupid of him/her if the Maxis bill is his/her own bill sweat.gif

fool1988
post Feb 10 2011, 01:54 AM

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But possible i can take back the money? Anyone experience before?
erry-
post Feb 10 2011, 02:13 AM

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QUOTE(TypeR @ Feb 9 2011, 11:16 PM)
I'm using CIMB E Mastercard for doing online transaction such as online purchases.

I saw my CIMB E Mastercard account...

Why there's "Outstanding Balance" = RM -57.40

While my Credit balance = RM2,310.40

I thought CIMB E Mastercard is free for life? No charges? How come got outstanding Balance?

And how do I made payment? I try to make payment on the website it only make fund transfer from saving account to credit balance of E Mastercard only not the outstanding balance...

Please help.
*
1. free for life means no annual fee.
2. ur outstanding balance is negative, means u got rebate or cashback. so no need to worry about anything smile.gif
3. since ur outstanding is negative, thats why u cannot make fund transfer to the E-MC account.

now, if u swipe rm57.40 and below, CIMB wont deducted ur balance.

note: negative outstanding balance means bank owned u, not u owned the bank!


erry-
post Feb 10 2011, 02:18 AM

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QUOTE(fool1988 @ Feb 10 2011, 12:12 AM)
Hi..i using maybank debit card...i wan to ask..if my card is lost and i found it out after 2 day its lost..during the period..someone is spend the money Rm500 inside..can i refund the money back? I already call to terminate and transfer out all the balance inside. And the fellow use my money to pay Maxis Kiosk and Petronas.
*
QUOTE(MilesAndMore @ Feb 10 2011, 12:42 AM)
Unlikely ... but since he paid a Maxis bill using your card, may be you can lodge a police report ? Very stupid of him/her if the Maxis bill is his/her own bill  sweat.gif
*
QUOTE(fool1988 @ Feb 10 2011, 01:54 AM)
But possible i can take back the money? Anyone experience before?
*

1st, when u noticed ur card is lost, u should call the bank immediately to block/cancel the card, then make police report.

but u said u only find out after 2 days, usually bank wont entertain u sweat.gif

but, like MilesAndMore said, since the thief using ur card to pay maxis bill, u can track it.
make police report, then submit to the bank and also to maxis.
probably (not confirmed), since it will be a police case, maxis will refund back to maybank (and back to you) and maxis will charged back the maxis owner on the next bill.
even if this is happening, it will take times.

fool1988
post Feb 10 2011, 03:01 AM

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QUOTE(erry- @ Feb 10 2011, 02:18 AM)
1st, when u noticed ur card is lost, u should call the bank immediately to block/cancel the card, then make police report.

but u said u only find out after 2 days, usually bank wont entertain u sweat.gif

but, like MilesAndMore said, since the thief using ur card to pay maxis bill, u can track it.
make police report, then submit to the bank and also to maxis.
probably (not confirmed), since it will be a police case, maxis will refund back to maybank (and back to you) and maxis will charged back the maxis owner on the next bill.
even if this is happening, it will take times.
*
Haiz..I admit this was my careless..Because i doesn't got the habit kept checking the wallet ATM slot i guess lot of ppl should same with me. Somemore recently i being busy for my final exam so i didnt going out much so didnt spend lot of money until need to withdraw money from ATM bank. I already do the police report and tomorrow i will submit to bank and also maxis probably. But if submit to maxis. What i can do? Should i tell Maxis my maybank account number so that they can check who using this account to pay the maxis bill? Or i just wait police to investigate on Maxis side? Btw, if i can get back the money i will ok with it..Rm500 might not lot for some working adult but it does made sense for student likes me. cry.gif
erry-
post Feb 10 2011, 03:25 AM

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QUOTE(fool1988 @ Feb 10 2011, 03:01 AM)
Haiz..I admit this was my careless..Because i doesn't got the habit kept checking the wallet ATM slot i guess lot of ppl should same with me. Somemore recently i being busy for my final exam so i didnt going out much so didnt spend lot of money until need to withdraw money from ATM bank. I already do the police report and tomorrow i will submit to bank and also maxis probably. But if submit to maxis. What i can do? Should i tell Maxis my maybank account number so that they can check who using this account to pay the maxis bill? Or i just wait police to investigate on Maxis side? Btw, if i can get back the money i will ok with it..Rm500 might not lot for some working adult but it does made sense for student likes me.  cry.gif
*
tell maxis that ur visa had been stolen and being used to paid maxis bill, show them the police report, then ask maxis to check the account number that being paid using ur visa number.

no need to give maxis ur maybank acc number, maxis should reverted the payment back to ur visa (in this case, it will goes to ur maybank acc) and charged back the maxis account owner.

and from the acc number, u can get the phone number, u can give the phone number to police to trace the thief.

good luck!


Added on February 10, 2011, 3:28 amoh btw rm500 is a lot for me too!

This post has been edited by erry-: Feb 10 2011, 03:28 AM
CKyoon
post Feb 10 2011, 11:04 AM

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Is there any debit card with limit more than RM5K per transaction per day?
alexwsk
post Feb 10 2011, 11:06 AM

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QUOTE(CKyoon @ Feb 10 2011, 11:04 AM)
Is there any debit card with limit more than RM5K per transaction per day?
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Maybankard MasterCard Platinum Debit - 10k max

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