Card replacement free is RM10 u can easily get this info from PB website ....
maybe u should consider changing ur VISA debit to ESSO Mobile debit ? have a look should be a better choice
http://www.pbebank.com/en/en_content/perso.../visa_em_d.html

thx.. right now at the card i have balance rm 140.. lets say cancel this card can i get full amount of my money?

i am not so sure about this ... but i remember someone say u can get back the RM25 deposit erm why dont u transfer out your fund trough PB online transaction 1st ?

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Added on October 8, 2010, 3:51 pmwill i get 0.05% cash back if use PB bank card to pay bills ? how about online transaction to pay bills ?

This post has been edited by KHOdin: Oct 8 2010, 03:51 PM

Which VISA debit card ? VISA Electron ? Day2Day VISA debit card ? Manchester United VISA debit card ? For Day2Day VISA debit card, the card replacement fee is RM12.



You will definitely get the whole money back.


That was me

If you make the payment straight from www.publicbank.com.my, then no. You won't get any cash back. You will need to go to the counter (Astro or TNB for example) and swipe your card there in order to be eligible for the cash back.

You might also want to know that direct debit payment for Air Asia ticket is not eligible for any cash back either.

if i pay using ATM ?

None either because that is considered as direct debit too.

okay thanks for your information

oh I have always been meaning to ask this, so making an online payment with the cc is not considered a swipe? So the banks do make this distinction? I was always under the impression that using the card whichever way we choose ie whether auto-debit, physically swiping at retail outlets and even online payments was a swipe. I learnt something today.


addendum: oops, is there a difference between credit cards and debit cards when it comes to swiping in the context of getting cash rebates? Thanks.

This post has been edited by wongpeter: Oct 8 2010, 04:19 PM

Thanks miles! u make my day.

No problem


Indeed there is a difference between cc and dc What i said previously apply only to debit card.

Thanks.

Hello everyone,

I have questions regarding Maybank2u and their Maybankard Visa Debit.

This is my requirement:
I can interbank transfer online. (eg: Maybank to Bank Islam)
I can use Maybank2u online to send money to my friends from the same bank (maybank to maybank.)

Can I do this with just Maybank Debit Card and apply maybank2u online banking? No need to open savings account? For your information I have tried this before with Public Bank Visa Electron Debit card and link with my pbeonline banking but their online banking can't do interbank or same bank (public bank to public bank) transaction. I call their customer support they tell me to open savings account.

Thanks in advance,

maybank does not have standalone debit card, it must be link to an savings/current account

As alexwsk said, the answer is no.


Outward interbank fund transfer from your PBVE is not possible but you can still transfer the money between your PBVE and any of your other savings/current account held with Public Bank. I am 100% sure of this as i had done this many times before last time.

I need a VISA card. So I can transfer money from my Paypal to my VISA card.
My criteria would be:
1. I don't want to pay the RM50 service charge. So it'd have to be a debit card,... unless the government waive the service charge during the upcoming budget.
2. Able to transfer money from my Visa Debit card to my savings account.
3. No annual fee if possible.
4. Good exchange rate when converting the I receive into my VISA card from USD to RM.

Anybody can help/share their experience?

After I get this VISA card, I will:
1. Cancel my Alliance Debit MC. Close savings account.
2. Cancel my HSBC VISA credit card...again, unless the Govt waive the service charge for next year.

now got bank offer waive annual fee and free RM88 for credit card

Why do you still need a VISA branded card for Paypal fund withdrawal these days ? You can simply make a direct withdrawal to your local bank account.


Not sure how's the exchange rate like but some of the most used cards are Public Bank VISA Electron, Public Bank Day2Day VISA debit card and Maybank VISA debit card. But really, with direct withdrawal is now available for Malaysian Paypal users. You no longer rely solely on a VISA branded card anymore.

Because my Paypal account is in USD. I also withdraw in USD. If I withdraw to my local savings account, who will do the conversion? Paypal or my local bank?

Hmmm, just checked the Withdraw to local bank option and just realise there's no fee if withdrawing more than Rm400. Looks like this is a better deal, and I can cancel off my HSBC credit card.

This post has been edited by simplesmile: Oct 9 2010, 08:57 PM

Not exactly sure.


Yeah ... you do that ! It is so much more convenient now.