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 Debit Card V2

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KHOdin
post Feb 28 2010, 12:32 AM

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was looking at this 3 cards

PB Day2Day Card
PB TARC Debit MasterCard
Maybankard Visa Debit

what is the different of benefit of this 3 cards ? i cant find much information on PB web and who can apply for public bank DC ? isit all user of PB ?
KHOdin
post Feb 28 2010, 01:00 AM

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QUOTE(MilesAndMore @ Feb 13 2010, 02:38 PM)
Obviously the reputation of Public Bank is a lot better. Besides, the cash rebate system of Public Bank Day2Day VISA Debit Card and Public Bank VISA Electron are miles better than Maybank Cherry VISA Debit Card. Let's compare :

Public Bank Day2Day VISA
- 0.8% cash back on groceries and petrol
- 0.3% cash back on all other transactions
- An annual fee of RM12

Public Bank VISA Electron
- 0.5% cash back on all transactions except petrol as petrol is not entitled for any rebate of any sort
- An annual fee of RM24 but will be automatically waived when you charge at least RM1,000 into the card in a calender year

Maybank Cherry VISA debit/Maybank Cherry debit Mastercard Platinum
- RM3 = 1 Treatpoints which is like what ? 0.1% cash back ?
- No cash rebate for petrol transaction
- An annual fee of RM8 with unlimited ATM withdrawals or no annual fee but comes with only 4 free ATM withdrawals per month
*
u mean this ?
» Click to show Spoiler - click again to hide... «

does this mean by if my account have over 1k i wont have to pay the annual fee ?
and which account holder need for PB VISA Electron ?
i remember last time when i buying phone the seller told me to pay by cash he said pay using card will charge 3% extra ? i saw a few previous post saying that there is no charge so mean if i buy a RM1000 phone my DC will deduct RM1000 or RM1000 + 3% ?

sorry for the noob question new to DC >.<
KHOdin
post Feb 28 2010, 02:53 AM

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thanks for the info biggrin.gif
guess that maybank debit visa suits me most wont be using that much mainly online transfer is there any main problem about this card such as paypal or other stuff that cant use on it ?
KHOdin
post Feb 28 2010, 09:50 AM

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for maybank existing ATM card holder u will be charged RM12 for changing your card to Debit Card
and yes it will debit straight from your saving account is work like most of the Debit Card just that PB Electron it will give u an extra account so it wont link to your saving account ... mean you need to transfer your money from your saving account to your PB Electron account before you wan to use it ...correct me if i am wrong
KHOdin
post Sep 25 2010, 04:22 PM

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i just register a public bank debit card on public bank road show today which i think is better than public bank visa electron ... it has same features on 0.5% cash back and 1% cash bank on Esso or Mobil petrol purchase ... most importantly free for life (not sure only for today application or what)
i think is a new card because i cant get any info about this card on the web ....
KHOdin
post Sep 25 2010, 11:19 PM

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lol AskarPerang saw u here also...
is called PB-ESSO MOBIL DEBIT CARD
there write Apply Now!Free for life without any conditions....better fast i think this only for early birds ~
KHOdin
post Sep 26 2010, 12:36 AM

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not only for EssoMobil petrol usage it has also VISA electron 0.5% cashback rebate rate on normal daily usage ...
i apply at pudu branch got road show today ...

This post has been edited by KHOdin: Sep 26 2010, 12:47 AM
KHOdin
post Oct 1 2010, 04:13 PM

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wow 3% cash back ? do i need to apply it ? or automatic applied on all pb debit cards?
KHOdin
post Oct 2 2010, 12:08 AM

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GSC e-payment does not accept debit card only credit card...
KHOdin
post Oct 2 2010, 06:14 PM

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waiting my ESSO mobile card biggrin.gif but i dont like Public Bank for sending our ATM code separately they cant just give a temporary code like maybank does >.<
KHOdin
post Oct 2 2010, 06:36 PM

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erm i choose to self collect same with my PB TARC debit after i collect i still need to wait for the pin to reach my home ><
KHOdin
post Oct 2 2010, 11:59 PM

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if u wan more ATM u should go for Maybank as most of the time i saw Maybank's ATM at shoping mall
KHOdin
post Oct 5 2010, 03:10 PM

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signup for new PB ESSO mobile debit card same 0.5% cash back and annual fee waiver for life biggrin.gif
KHOdin
post Oct 5 2010, 10:19 PM

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i think he askarperang bro mean 2 weeks for card and 1 week for the code >.< yea it is a long wait i also hate that they dont give the code together even that i self collect but no choice they offer great rebate tongue.gif
KHOdin
post Oct 6 2010, 07:21 PM

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wow that is great deal but most of my debit card are VISA lucky still got TARC master card never use before should start it biggrin.gif
KHOdin
post Oct 7 2010, 03:48 PM

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wow paybox offer free $50 for early birds ? drool.gif
KHOdin
post Oct 8 2010, 02:35 PM

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Card replacement free is RM10 u can easily get this info from PB website ....
maybe u should consider changing ur VISA debit to ESSO Mobile debit ? have a look should be a better choice biggrin.gif
http://www.pbebank.com/en/en_content/perso.../visa_em_d.html
KHOdin
post Oct 8 2010, 02:49 PM

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i am not so sure about this ... but i remember someone say u can get back the RM25 deposit erm why dont u transfer out your fund trough PB online transaction 1st ?


Added on October 8, 2010, 3:51 pmwill i get 0.05% cash back if use PB bank card to pay bills ? how about online transaction to pay bills ?

This post has been edited by KHOdin: Oct 8 2010, 03:51 PM
KHOdin
post Oct 8 2010, 04:05 PM

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QUOTE(MilesAndMore @ Oct 8 2010, 03:56 PM)
If you make the payment straight from www.publicbank.com.my, then no. You won't get any cash back. You will need to go to the counter (Astro or TNB for example) and swipe your card there in order to be eligible for the cash back.

You might also want to know that direct debit payment for Air Asia ticket is not eligible for any cash back either.
*
if i pay using ATM ?
KHOdin
post Oct 8 2010, 04:11 PM

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okay thanks for your information biggrin.gif

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