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 Debit Card V2

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madspeed02
post Jul 25 2010, 09:09 PM

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QUOTE(future80 @ Jul 25 2010, 05:55 PM)
wat do u mean by same account number? yo cimb debit card impossible same with yo bumi commerce saving account.
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k thanks alot
birain
post Jul 26 2010, 02:41 PM

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This post has been edited by birain: Jul 28 2010, 01:17 AM
Togepy
post Jul 26 2010, 06:04 PM

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guys, i got 1 more question about the maybank debit card...
anyone tried using maybank debit card for hotel deposit?
for example, i book hotel through agent and already paid in full the fees, and according to the agent, the hotel may ask for deposit and most people use either credit card or cash.
im wondering whether i'm able to use debit cad instead of credit card so i dont have to prepare extra cash for deposit.... if yes, then what should i take note? should i sign anythin or what?

by the way, im asking for hotels in hong kong n macau....
TSMilesAndMore
post Jul 26 2010, 06:50 PM

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QUOTE(Togepy @ Jul 26 2010, 06:04 PM)
guys, i got 1 more question about the maybank debit card...
anyone tried using maybank debit card for hotel deposit?
for example, i book hotel through agent and already paid in full the fees, and according to the agent, the hotel may ask for deposit and most people use either credit card or cash.
im wondering whether i'm able to use debit cad instead of credit card so i dont have to prepare extra cash for deposit.... if yes, then what should i take note? should i sign anythin or what?

by the way, im asking for hotels in hong kong n macau....
Didn't we give you an answer already ? Because i'm very sure i did reply to such a question last week.

Togepy
post Jul 26 2010, 08:12 PM

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QUOTE(MilesAndMore @ Jul 19 2010, 03:39 PM)
No. When you check-in, they will hold the amount from your debit card ... say RM1000. It won't be charged but if you check your Public Bank online banking account, you'll see RM1000 deducted from you savings account and shown as hold amount. They will only bill you the exact amount after you have checked out.
Yes. You can.
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read backwards few pages, and saw this, i'm sorry as i din saw that before i ask....
anyway thanks.

Rainicewater
post Jul 27 2010, 01:07 PM

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PB visa electron is the best card I got . Not problem . CIMB emastercard was quite lousy , sometime , transaction declined even though got enough sum in it .
AskarPerang
post Jul 27 2010, 01:21 PM

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QUOTE(Rainicewater @ Jul 27 2010, 01:07 PM)
PB visa electron is the best card I got . Not problem . CIMB emastercard was quite lousy , sometime , transaction declined even though got enough sum in it .
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You mean public bank day2day debit card?
I'm using that now. Rebate is good. At least one year can get back the RM12 charges for the annual fees.
TSMilesAndMore
post Jul 27 2010, 04:15 PM

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QUOTE(AskarPerang @ Jul 27 2010, 01:21 PM)
QUOTE(Rainicewater @ Jul 27 2010, 01:07 PM)

PB visa electron is the best card I got . Not problem . CIMB emastercard was quite lousy , sometime , transaction declined even though got enough sum in it .
You mean public bank day2day debit card?
I'm using that now. Rebate is good. At least one year can get back the RM12 charges for the annual fees.
He was talking about PBB VISA Electron. The yellow color one.

future80
post Jul 27 2010, 08:32 PM

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QUOTE(AskarPerang @ Jul 27 2010, 01:21 PM)
You mean public bank day2day debit card?
I'm using that now. Rebate is good. At least one year can get back the RM12 charges for the annual fees.
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user posted image
day2day debit card

user posted image
visa electron
sam325
post Jul 29 2010, 04:08 PM

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MilesAndMore

i know my questions are getting a bit annoying hehe ;-)

sorry la

just one more thing

i nominated my choices to the final two

1- RHB MaxSave Account Linked to RHB Cash-Connect Visa Debit Card

2- Public Bank Visa Electron

please one final help

in any way of comparison for you personally which one is better than the other and why?

thank you so much man as your ideas really helped me so much
TSMilesAndMore
post Jul 29 2010, 06:10 PM

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QUOTE(sam325 @ Jul 29 2010, 04:08 PM)
i nominated my choices to the final two

1- RHB MaxSave Account Linked to RHB Cash-Connect Visa Debit Card

2- Public Bank Visa Electron

please one final help

in any way of comparison for you personally which one is better than the other and why?
Each has their pros and cons. The RHB MaxSave account is an internet based savings account and there will be no passbook and no paper statement either. You will have to check your transaction details online. The annual fee for their Cash-Connect VISA debit card cannot be waived too. This card will be issued right after you open your account.

As for Public Bank VISA Electron, you will get a monthly paper statement and the annual fee will be automatically waived if you spend at least RM1000 to the card per year. So, it is up to you really. You might want to go for the bank that has a branch near your home or workplace.

sam325
post Jul 29 2010, 10:25 PM

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thanks bro

already applied online for PB visa electron
i have to sign the online application and send it to pb card service department and i request the card to be sent by mail

hpoe it will work well for me

cheers bro
defdekz
post Aug 1 2010, 12:36 AM

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cimb bank got debit card? i have atm card, is it need a time to make one??
TSMilesAndMore
post Aug 1 2010, 12:55 AM

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QUOTE(defdekz @ Aug 1 2010, 12:36 AM)
cimb bank got debit card? i have atm card, is it need a time to make one??
Yes. They do. It is a standalone card and can't be linked to any of your CIMB Bank savings or current account. There is a charge every time you want to withdraw the money inside the card. However, if you withdraw the money from any GIANT cashier counter, it will be free of charge. Minimum withdrawal amount is RM50 up to a maximum of RM500. And yes, it will take 1 - 3 weeks until you get the card in the mail. This product is called e.MasterCard, by the way.

Josep86
post Aug 1 2010, 01:06 AM

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Hello, which debit card doesnt take so long to be made?
TSMilesAndMore
post Aug 1 2010, 01:32 AM

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QUOTE(Josep86 @ Aug 1 2010, 01:06 AM)
Hello, which debit card doesnt take so long to be made?
- Maybank VISA debit card
- Maybank MasterCard Platinum debit card
- Public Bank Day2Day VISA debit card
- RHB Bank Cash-Connect VISA debit card
- RHB Bank Cash-Connect debit MasterCard
- EON Bank Combi debit MasterCard
- Standard Chartered Bank e$aver debit MasterCard
- UOB Bank debit MasterCard
- Al-Rajhi Bank VISA debit card

miloy2k
post Aug 1 2010, 01:58 AM

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QUOTE(MilesAndMore @ Jul 29 2010, 06:10 PM)
Each has their pros and cons. The RHB MaxSave account is an internet based savings account and there will be no passbook and no paper statement either. You will have to check your transaction details online. The annual fee for their Cash-Connect VISA debit card cannot be waived too. This card will be issued right after you open your account.

As for Public Bank VISA Electron, you will get a monthly paper statement and the annual fee will be automatically waived if you spend at least RM1000 to the card per year. So, it is up to you really. You might want to go for the bank that has a branch near your home or workplace.
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my rhb atm card is auto convert to debit card last week.... hmm.gif is this normal? as for the annual fee, in the letter they mention they will auto waived my annual fee for 3 years.. o.o
TSMilesAndMore
post Aug 1 2010, 02:30 AM

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QUOTE(miloy2k @ Aug 1 2010, 01:58 AM)
my rhb atm card is auto convert to debit card last week.... hmm.gif is this normal? as for the annual fee, in the letter they mention they will auto waived my annual fee for 3 years.. o.o
Yes. It is. However, you should note that the card conversion is optional. Anyway, since they are going to waive the annual fee for 3 years, i'd say take it. You can convert it back to the regular ATM card next time which has a lower annual fee at RM8/pa instead of RM20/pa.

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miloy2k
post Aug 1 2010, 08:10 AM

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QUOTE(MilesAndMore @ Aug 1 2010, 02:30 AM)
Yes. It is. However, you should note that the card conversion is optional. Anyway, since they are going to waive the annual fee for 3 years, i'd say take it. You can convert it back to the regular ATM card next time which has a lower annual fee at RM8/pa instead of RM20/pa.

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ok noted, thanks.
ck_tonny
post Aug 1 2010, 08:50 PM

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QUOTE(MilesAndMore @ Aug 1 2010, 12:55 AM)
Yes. They do. It is a standalone card and can't be linked to any of your CIMB Bank savings or current account. There is a charge every time you want to withdraw the money inside the card. However, if you withdraw the money from any GIANT cashier counter, it will be free of charge. Minimum withdrawal amount is RM50 up to a maximum of RM500. And yes, it will take 1 - 3 weeks until you get the card in the mail. This product is called e.MasterCard, by the way.
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There is a RM1 charge for every withdrawal from GIANT.

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