Each has their pros and cons. The RHB MaxSave account is an internet based savings account and there will be no passbook and no paper statement either. You will have to check your transaction details online. The annual fee for their Cash-Connect VISA debit card cannot be waived too. This card will be issued right after you open your account.

As for Public Bank VISA Electron, you will get a monthly paper statement and the annual fee will be automatically waived if you spend at least RM1000 to the card per year. So, it is up to you really. You might want to go for the bank that has a branch near your home or workplace.

Yes. It is. However, you should note that the card conversion is optional. Anyway, since they are going to waive the annual fee for 3 years, i'd say take it. You can convert it back to the regular ATM card next time which has a lower annual fee at RM8/pa instead of RM20/pa.

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