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 Debit Card V2

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cyxbox
post Jul 14 2010, 07:55 AM

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oo i c..ok2 thank u..will make the card l8r..smile.gif
byronong
post Jul 14 2010, 01:08 PM

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Maybe we should make a poll on which is the best debit card? easier for everyone to do a comparison? Anyone knows how to make a poll to link here? Maybe a second poll on what are the priorities that would make the perfect debit card.

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cshong
post Jul 15 2010, 03:42 PM

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Has anyone ever use Visa / MasterCard for reservation of rooms in a hotel which website FAQ clearly state that visa electron card is not accepted?

This post has been edited by cshong: Jul 15 2010, 03:43 PM
howszat
post Jul 15 2010, 07:30 PM

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How long does RHB take to process a Debit Card application? Anyone applied for one recently?
TSMilesAndMore
post Jul 15 2010, 07:34 PM

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QUOTE(howszat @ Jul 15 2010, 07:30 PM)
How long does RHB take to process a Debit Card application? Anyone applied for one recently?
For the Cash-Connect debit MasterCard or Cash-Connect VISA debit card, the card will be issued to you right away after you open either a savings or current account with them.

howszat
post Jul 15 2010, 07:44 PM

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Ah, Miles the resident Banking expert, thanks smile.gif They can issue a personalized named card on the spot? A lot better than Visa Electron which took almost a month.
TSMilesAndMore
post Jul 15 2010, 11:15 PM

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QUOTE(howszat @ Jul 15 2010, 07:44 PM)
Ah, Miles the resident Banking expert, thanks smile.gif They can issue a personalized named card on the spot? A lot better than Visa Electron which took almost a month.
Haha thanks ! tongue.gif Anyway, they can't issue you an embossed card right away. If you really want an embossed card, you will have to wait up to 2 weeks to get the card just like it is with UOB Bank debit MasterCard.

By the way, only Standard Chartered Bank and Al-Rajhi Bank can issue an embossed card right after you successfully open your savings or current account with them as far as i know.

keriku
post Jul 16 2010, 03:02 AM

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Hai guys. Just a few question to ask...

Can Maybank Visa Debit or Maybank Maybankard MasterCard Platinum Debit used for payment using PayPal?

Thanks.
TSMilesAndMore
post Jul 16 2010, 09:44 AM

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QUOTE(keriku @ Jul 16 2010, 03:02 AM)
Can Maybank Visa Debit or Maybank Maybankard MasterCard Platinum Debit used for payment using PayPal?
The Maybank VISA debit card definitely can be verified by Paypal and used to withdraw your Paypal funds. Not too sure about the MasterCard Platinum debit though.

alexwsk
post Jul 16 2010, 12:09 PM

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QUOTE(MilesAndMore @ Jul 16 2010, 09:44 AM)
The Maybank VISA debit card definitely can be verified by Paypal and used to withdraw your Paypal funds. Not too sure about the MasterCard Platinum debit though.
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miles, withdrawal to debit/credit card will be charge RM20, rite?
TSMilesAndMore
post Jul 16 2010, 01:25 PM

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QUOTE(alexwsk @ Jul 16 2010, 12:09 PM)
miles, withdrawal to debit/credit card will be charge RM20, rite?
Yes. It's RM20. But since we can also make the transfer right into out bank account, it's better to do so as the charge is so much lower at only RM3 (free if the total fund transferred to your Malaysian bank account is at least RM400).

alexwsk
post Jul 16 2010, 01:36 PM

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QUOTE(MilesAndMore @ Jul 16 2010, 01:25 PM)
Yes. It's RM20. But since we can also make the transfer right into out bank account, it's better to do so as the charge is so much lower at only RM3 (free if the total fund transferred to your Malaysian bank account is at least RM400).
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yup, that's what I'll do
so I wonder why anyone would like to withdraw to debit/credit card rolleyes.gif
TSMilesAndMore
post Jul 16 2010, 06:38 PM

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QUOTE(static @ Jul 10 2010, 01:10 PM)
I received a Debit Card from RHB out of the sudden today, anybody experiencing this? Damn, how much are they gonna charge me for it???

Okay, I called the bank, and it will not be using my normal ATM anymore. Sigh.
Apparently the regular RHB Bank ATM card is still very much alive. The card conversion to their VISA debit card/debit MasterCard is optional. See the official announcement from RHB Bank below :

Attached Image

howszat
post Jul 16 2010, 07:01 PM

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QUOTE(MilesAndMore @ Jul 16 2010, 06:38 PM)
Apparently the regular RHB Bank ATM card is still very much alive. The card conversion to their VISA debit card/debit MasterCard is optional.
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That's exactly what I want to do - convert to Debit card - why didn't they invite me? doh.gif

smile.gif smile.gif
TSMilesAndMore
post Jul 17 2010, 12:38 AM

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QUOTE(howszat @ Jul 16 2010, 07:01 PM)
That's exactly what I want to do - convert to Debit card - why didn't they invite me? doh.gif

smile.gif  smile.gif
You can go into their branch and request for a card conversion.

blahbleh
post Jul 17 2010, 12:02 PM

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QUOTE(howszat @ Jul 16 2010, 07:01 PM)
That's exactly what I want to do - convert to Debit card - why didn't they invite me? doh.gif

smile.gif  smile.gif
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The choice is yours, just go to the branch. But bare in mind that the annual charge for Debit Card is RM20. Don't convert and complain later tongue.gif
madspeed02
post Jul 17 2010, 10:50 PM

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anybody has CIMB debit card?this card can purchase anything through online ah?

asked d. can be use online purchase

This post has been edited by mkei87: Jul 24 2010, 01:56 PM
sksckx
post Jul 18 2010, 02:07 AM

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QUOTE(alexwsk @ Jul 11 2010, 09:02 PM)

my sister in law recently opened a islamic savings account with MBB and got herself a debit card - the staff insisted that she'll need to pay RM8 annual fees even though she clearly ask for the non fee ATM option. The staff even said each debit transaction will be counted as a withdrawal - what a nonsense. Even so, if the customer are willing to pay RM0.50 for each extra transaction above the 4 free withdrawals, they should just grant the no annual fee option.

i wrote to BNM to complain and she got her RM8 back after a few days, plus a letter from that particular MBB branch apologizing for the so call "misunderstanding"

you'll need to stand your ground, if you know you are correct
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hi everyone.

I went to MBB to renew my ATM card last week. The officer gave me a MBB visa debit card. He said that this debit card will charge me RM8 annually and didn't tell me that there is another option. Actually I only put some money in this acc for Maybank2u and never for withdrawal. Then it means that i can change my debit card option to the 4 free withdrawals in each month and no annual fee option? Can i change the option in any MBB branch?

This post has been edited by sksckx: Jul 18 2010, 02:08 AM
TSMilesAndMore
post Jul 18 2010, 03:23 AM

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QUOTE(sksckx @ Jul 18 2010, 02:07 AM)
I went to MBB to renew my ATM card last week. The officer gave me a MBB visa debit card. He said that this debit card will charge me RM8 annually and didn't tell me that there is another option. Actually I only put some money in this acc for Maybank2u and never for withdrawal. Then it means that i can change my debit card option to the 4 free withdrawals in each month and no annual fee option?

Yes. You can.


QUOTE(sksckx @ Jul 18 2010, 02:07 AM)
Can i change the option in any MBB branch?
Not too sure about this but no harm trying.


Nine
post Jul 18 2010, 07:23 PM

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Hi all,

I am currently a holder of Maybank's Basic Savings Account. I wish to use the Maybank Visa Debit (Cherry card). Are these the steps to apply for one:

1/ Close the Basic Savings Account and reopen it as a Kawanku Savings Account (What is the difference between these two)?
2/ Surrender my current ATM card to change to a Visa Debit Card?
3/ Will there be any conversion charges imposed? My understanding is that RM8 is the annual fee if require more than 4 withdrawals per month, and an additional RM12 for ATM card to Debit Card conversion.
4/ Do I need to do all these at the branch which I opened my account?

As for the new Cherry Card, does it:
1/ Act exactly like an ATM card?
2/ Understood there's only 4 withdrawals per month. Is every online transaction/card swipe considered as a withdrawal?
3/ Be embossed with the cardholder's name? (Average wait time? Or is this option not available?)
4/ No top-up required and charge directly to the savings account?

Thanks!

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