Hi all,

I am currently a holder of Maybank's Basic Savings Account. I wish to use the Maybank Visa Debit (Cherry card). Are these the steps to apply for one:

1/ Close the Basic Savings Account and reopen it as a Kawanku Savings Account (What is the difference between these two)?
2/ Surrender my current ATM card to change to a Visa Debit Card?
3/ Will there be any conversion charges imposed? My understanding is that RM8 is the annual fee if require more than 4 withdrawals per month, and an additional RM12 for ATM card to Debit Card conversion.
4/ Do I need to do all these at the branch which I opened my account?

As for the new Cherry Card, does it:
1/ Act exactly like an ATM card?
2/ Understood there's only 4 withdrawals per month. Is every online transaction/card swipe considered as a withdrawal?
3/ Be embossed with the cardholder's name? (Average wait time? Or is this option not available?)
4/ No top-up required and charge directly to the savings account?

Thanks!