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 Credit Card Thread V7, Everything about the world of plastic

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post Sep 9 2009, 10:11 PM

Gadget Siao @@
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2,587 posts

Joined: Oct 2008
From: Malysia



Hi guys need some advice here.. actually i want to apply for a CC but i don't know which bank that is suitable for me.. firstly the bank that i interested that is Maybank , AmBank , HSBC , CIMB & Citibank

actually.. what i do apply card is must have
1) 0% installment plan no interest at all
2) free for life.. other then that can have or not

i checked long time ago but still not sure which bank card that is suitable for me.. my income annual is just 20,000 so alot of card that i apply i worry can't get it.. any advice bank that i should look for..

sorry if i asked wrong place..


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post Sep 9 2009, 10:40 PM

Gadget Siao @@
*******
Senior Member
2,587 posts

Joined: Oct 2008
From: Malysia



but maybank annual income is needed 30,000 can i go try to apply? cimb is quiet ok de.. how is about other bank.. thx for ur reply
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post Sep 10 2009, 09:24 PM

Gadget Siao @@
*******
Senior Member
2,587 posts

Joined: Oct 2008
From: Malysia



how want to ask something regrading cc..
if i ask agent to apply for me in citibank is it more faster and more easy to get it?

want to ask.. citibank got some many card which wan is more suitable le?

1) free life de.. got? don't wan pay extra

This post has been edited by tabs: Sep 10 2009, 09:42 PM
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post Sep 10 2009, 09:54 PM

Gadget Siao @@
*******
Senior Member
2,587 posts

Joined: Oct 2008
From: Malysia



want to ask if i wan to cut off my citibank cc card.. what should i do?
can i cancel it after 1 year?
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post Sep 10 2009, 11:06 PM

Gadget Siao @@
*******
Senior Member
2,587 posts

Joined: Oct 2008
From: Malysia



ya that was wat i worry lo.. last time i got apply for cimb but wait until around 1 month still haven get it.. so i just don't wan lo.. hate to wait..
oh.. So this time better go bank and apply myself or find agent to apply for me more better? haha

Actually i apply a cc just for a installment.. after finish installment i think i will just apply for other card or cut it off.
Beside this, citibank need to pay annual fees.. so better take some card that is no annual fees lo..
this is wat i thinking la.. i just worry later got too many rules like contact need to use how many year.. then ma fan lo... nvr use before..

This post has been edited by tabs: Sep 10 2009, 11:07 PM
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post Sep 11 2009, 01:00 AM

Gadget Siao @@
*******
Senior Member
2,587 posts

Joined: Oct 2008
From: Malysia



haha.. without free gift doesn't matter as long the agent is fast and responsible then ok de la.. actually finding some agent can help me register the citibank card and make it fast.. moreover waived the annual fees.. that all.. hehe
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post Sep 16 2009, 10:32 PM

Gadget Siao @@
*******
Senior Member
2,587 posts

Joined: Oct 2008
From: Malysia



i also need a cc agent to help me apply a credit card.. need to get it before end of the month.. let me know k?

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