QUOTE(hye @ Jun 4 2009, 09:52 AM)
If you consent to it then it is OK. Most of us here (including myself kena b4), got sent unsolicited credit cards which shouldn't have happened in the first place. The agent did that either to gain additional commission or to meet their targets and unfortunately @ the consumers expense. Plus, it is the consumers right to do what they want but again there are cases where the agent lies that the bank requires you to keep the card for a certain xx period.
Saw the link to a blog .... what if you sign up for additional insurance packages without the consent of your customers? Don't you think you will be thrown out of work @ lightning speed?
Other people I don't know. If I am given something free without having to pay any thing, why not??? In addition, the agent was very polite when she answered my questions regarding the CC...
QUOTE(santaclaus @ Jun 4 2009, 11:52 AM)
well ... if the agent honestly told me he would pick a master n visa , i mayb obliged to his request.
but now the problem is , the visa never been applied by me nor mention by the agent tht he will tick tht column. if he doesnt do tht , and its solely scb policy to issue 2 cards , then it shudn't affect the agent comm since im not canceling all the cc ...
moreover tht damn cs who hanged up my call make me damn tulan ... before tht his voice tone oso like threatening saying "u must keep it for 1 yr or at least 6 mths" ... thts the point when i start questioning him til he proceed with my cancellation.
after 1 exp of helping agents , i dunwan to do it again. last time keep all the cc not using in home , thief come in , take it n swipe kaw-kaw. becoz of the cc havent been use so long , the bank called to verify the usage as it was a shopping spree ( damn they buy watever they c ). then onli i knew something wrong. although ask them to block , some transactions stil go thru.make police report , 3-4 appeal letters , 3 times visiting their hq , onli dispute.
i definitely dun wanna go thru this anymore.yes,they say they will responsible for the fraud case.but did they do any investigations? i doubt they could do anything , it was ourself who had to prove we r innocent by asking the shops cctv records , explaining. so y shud i risk myself for an agent comm???
Ya, if I think the service is very poor, I will cancel the CC without thinking twice even it is free....
QUOTE(winner @ Jun 4 2009, 12:16 PM)
You are so kind!

I'll cancel whatever pre-approved cards that I never apply for.
It is not easy to earn money nowadays. So, why must I do something that may affect their income. Furthermore, I have nothing to lose... Of course, if the service is very bad, I will not give them any face...