I've applied for my first CC.

Getting Citibank Airasia card, and they told me that I should receive the card sometime next week.

A bit unsatisfied because they're issuing me the silver card. Income-wise, I'm eligible for gold, but I did not meet one of their gold card requirement which is having a CC from other bank first.

Is there any chance Citibank going to upgrade me to gold after few months?

It is not a secret that the interest rate offered by HSBC is one of the least competitive in Malaysia but many people still bank with them because they are big and stable. Unlike the other big bank originated from the US. Sure you guys know which bank i am talking about

This post has been edited by MilesAndMore: Jun 3 2009, 01:16 AM

wow, first ever CC and u qualified for gold? That's quite rare. I have that Airasia gold card and an account in Citibank. They won't upgrade you that soon. Citibank is a really fussy about this...I guess its because of their branding. Since you haven't used any CC before, they can't tell how often you pay up before the dateline. My guess is you won't be able to upgrade until you have used the card for a few months...6 months maybe.

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Added on June 3, 2009, 6:46 amThe US bank you mentioned in particular has lost much of its bussines in deposit segment, following the Lehman Brothers incident. Their cc business, on the other hand, still remains marvellous.

This post has been edited by winner: Jun 3 2009, 06:50 AM

Be careful, since heir rebate is limit RM100k per month, I heard that is was over just matter of day.

any opinion on the GSC-EON CC,?

@ask_dino,
It's just another co-brand CC except if you're a movie-goer at GSC it may give you a little more benefit, otherwise nothing much to shout about

anyone knows how to be credit card free agent for public bank berhad? er, is it possible anyway? free agent that i meant is, doing that as a part timer.

yes,i'm a avid movie-goer at GSC, beside it benefit for watching movies i notice also several benefit like ezy-plan, fees waiver but no cash-back. I'm planning to get this CC as my 1st CC, so need the opinion from you guys.

For the other benefits, you'll find other cards with them as well.

As someone has mentioned, the only thing different bout this card is the movie benefit

juz received my justone cc

but not much info supplied from their booklets except those already stated in their website.

however thr is 1 extra info ... "Cash rebates for all your purchases including petrol transactions at petronas,esso & mobil." "in addition we are working with other petrol operators to offer you more exclusive benefits.We will inform you on the availability in due time" i tot the rebates shud b the bank's promotion? how come DA can offer 2% for ALL petrol stations

these clauses never appear in any of their marketing site or brochures.

and whr is my supp card? they send the supp card in 1 parcel for the visa ... now i onli receive my primary ( they gonna send separately or they r not givin me the supp? ) really lazy to call them again la ... seems like i've been calling them a lot these few weeks to check this n tht ... scb oh scb y la ur service so damn inefficient?

This post has been edited by santaclaus: Jun 3 2009, 11:19 AM

i guess no different of benefit for silver & gold card...maybe only some insurance benefits that come together with the card might be better on gold...other than that i dont see any different in privillege...unless u're comparing platinum to gold/silver....

scb told me i cant cancel my visa plat
he said its a card free for 3 yrs w/o any condition ... n ask me to cancel it onli after keeping it for 6mths above. wtf is this?

after insisting for cancellation a few minutes ... he said "ok,i will put down the reason as u din actually apply the visa plat" n b4 i finish my question he hanged up

so if the cancellation being proceed or he juz put tht down n hafta wait another fella to call me to cancel? damn scb la ... so tulan now feeling wanna cancel all their cc n write to thestar bout their stupid service ( but the rebate on titanium stil so tempting )

Oh no...Shell is not included?

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Added on June 3, 2009, 11:55 amNo such thing! We have the right to cancel any card. Looks like not a pleasant experience....oh


This post has been edited by winner: Jun 3 2009, 11:55 AM

hello! i need an opinion on getting cc.. currently i dont have any cc,so i dont have any idea on having a cc.my income is over than RM20k per annum.citibank choice and uob vox is quite suitable for me (i think).does anyone own this card? is it good ? or any other suggestion cc guys?

thanx in advance

Bro, I support you.. Go to cancel all and write to thestar.... damn bad service.

Many of its existing customers have also lost faith in them. Poor blue bank ...


And the rebate is so little ...


Wow ! That is unacceptable and outrageous ! You should lodge a complain.

why do you think UOB Vox is suitable for u? Is the bank near ur house?

yes! near to my house.. easier to pay

Soon after LB collapsed and rumours about more banks in the US needed a rescue, I was one of those "kiasu" people rushing to the bank to close my FD and savings acc, and subsequently transferred the $ to 2 local banks. However, I'm still using its cc service which is not much affected by the financial meltdown.

This post has been edited by winner: Jun 3 2009, 05:33 PM