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 AKPK, debt issue, anyone got a question to ask them?

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wacko_joy
post Nov 4 2023, 01:23 PM

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QUOTE(reinrein @ Nov 3 2023, 09:48 PM)
Hi. I have both new loan is around 4 months old. Can this be enrol into AKPK?
I just tried submitted online. not sure if it will success.
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If within 2 weeks no email or officer call you to confirm, then you can direct call them to confirm.
rainie1284
post Nov 9 2023, 05:24 AM

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Hi Guys, anyone explored those loan consultants? help to pay off AKPK via funder and then charge 25% off loan approval after out of AKPK
misaka
post Nov 10 2023, 02:01 PM

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QUOTE(reinrein @ Nov 3 2023, 09:48 PM)
Hi. I have both new loan is around 4 months old. Can this be enrol into AKPK?
I just tried submitted online. not sure if it will success.
*
How to submitted online
misaka
post Nov 10 2023, 03:13 PM

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QUOTE(rainie1284 @ Nov 9 2023, 05:24 AM)
Hi Guys, anyone explored those loan consultants? help to pay off AKPK via funder and then charge 25% off loan approval after out of AKPK
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Damm expansive and akpk give better interest then pl
DeFaeco
post Nov 10 2023, 04:43 PM

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QUOTE(13aby @ Oct 25 2023, 10:14 AM)
Hi All ,

i have debts with HSBC and MBB which enrol for AKPK(Aku PoKai) since 2019

For the first 4 years my HSBC is under SAA Special account blacklisted section , this year i check back my ccriss is removed . anyone know why? Just curious la of cox no SAA better  biggrin.gif .
*
Same thing happened to me, no idea why. AKPK status no longer showing up in ccris report. Ctos report shows my credit score significantly improving because of it lol.
misaka
post Nov 24 2023, 10:18 AM

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Fking shit cimb bank my loan in akpk still auto deduct my bank account what to do

This post has been edited by misaka: Nov 24 2023, 10:18 AM
Swag_Prince13 P
post Nov 27 2023, 08:26 PM

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Want to check does AKPK will affect change new job?
Raymond T.
post Nov 29 2023, 01:53 PM

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QUOTE(Swag_Prince13 @ Nov 27 2023, 08:26 PM)
Want to check does AKPK will affect change new job?
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Nope
Raymond T.
post Nov 29 2023, 01:53 PM

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QUOTE(misaka @ Nov 24 2023, 10:18 AM)
Fking shit cimb bank my loan in akpk still auto deduct my bank account what to do
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Contact CIMB AKPK department on this
jai2power
post Nov 30 2023, 03:26 PM

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guys want to ask..i already opted out from AKPK since Sept 23. i try apply credit card and already approved, means my record already clear from AKPK?
Potenza11
post Dec 11 2023, 10:38 AM

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QUOTE(jai2power @ Nov 30 2023, 03:26 PM)
guys want to ask..i already opted out from AKPK since Sept 23. i try apply credit card and already approved, means my record already clear from AKPK?
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how did u opted out from akpk? by writing a letter to them?
jai2power
post Dec 11 2023, 12:23 PM

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QUOTE(Potenza11 @ Dec 11 2023, 10:38 AM)
how did u opted out from akpk? by writing a letter to them?
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yes bro..just say u income stable already and u can manage ur self now

lansi_raju
post Dec 11 2023, 12:39 PM

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QUOTE(jai2power @ Nov 30 2023, 03:26 PM)
guys want to ask..i already opted out from AKPK since Sept 23. i try apply credit card and already approved, means my record already clear from AKPK?
*
Sept to dec about 3 months.
Meaning to say opt out from akpk, about 3 months, all record clean?
jai2power
post Dec 11 2023, 01:37 PM

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QUOTE(lansi_raju @ Dec 11 2023, 12:39 PM)
Sept to dec about 3 months.
Meaning to say opt out from akpk, about 3 months, all record clean?
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Yeah bro..i also check my eccriss and ctos report..no where mention AKPK anymore..also no “K” status in the report which means under AKPK
Potenza11
post Dec 11 2023, 05:01 PM

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QUOTE(jai2power @ Dec 11 2023, 12:23 PM)
yes bro..just say u income stable already and u can manage ur self now
*
ok. just applied and wrote to them. hopefully by next march can apply loan already rclxm9.gif
lansi_raju
post Dec 14 2023, 07:33 PM

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guys, im still left about 3 loans (CIMB/Alliance/SC) under AKPK that need to clear, total about 50k-ish...is it worth it to make early settlement with the banks or better with monthly repayment to AKPK?

This post has been edited by lansi_raju: Dec 14 2023, 07:33 PM
metalgearash1987
post Dec 27 2023, 07:56 PM

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QUOTE(jai2power @ Nov 30 2023, 03:26 PM)
guys want to ask..i already opted out from AKPK since Sept 23. i try apply credit card and already approved, means my record already clear from AKPK?
*
Hi Bro,

May i know how do you apply to withdraw from AKPK ya? I called hotline, they said need to call the bank which we have loan directly if we can exit AKPK before withdrawal from AKPK DMP programme. The bank will generate a letter and then we will upload it during AKPK withdrawal submission. Is this correct?

Can share me the experience and more detail ya bro. I am planning to withdraw but need to plan what to to expect la.

This post has been edited by metalgearash1987: Dec 27 2023, 07:57 PM
13aby
post Jan 3 2024, 10:13 PM

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QUOTE(jai2power @ Nov 30 2023, 03:26 PM)
guys want to ask..i already opted out from AKPK since Sept 23. i try apply credit card and already approved, means my record already clear from AKPK?
*
you opted out means still have balance or u clear it already ? cox if not mistaken once u out from AKPK and have outstanding left bank will continue chase payment like before right?
wacko_joy
post Jan 4 2024, 06:16 PM

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QUOTE(lansi_raju @ Dec 14 2023, 07:33 PM)
guys, im still left about 3 loans (CIMB/Alliance/SC) under AKPK that need to clear, total about 50k-ish...is it worth it to make early settlement with the banks or better with monthly repayment to AKPK?
*
Depends on your current financial situation. If you already save up some emergency fund, then still got balance 50k ish... i suggest make full settlement. Reason being, you are more stable financially and can get some disc from bank if do full settlement.

If you only can make full settlement for one of the banks only, choose wisely... see which one give more discount.

There is my suggestion based on my experience smile.gif
I make full settlement one by one.
shuu
post Jan 31 2024, 10:51 AM

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i recently made my full settlement and in the DMP website, i saw my status = "Full Settlement". Do this means my account with akpk still active? Do i need to do something to withdraw/close the account?

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