QUOTE(inspiron @ Dec 16 2008, 01:32 AM)
1) is it true they can help us to consolidate all our debt into a 0% affordable payment?
2) will CTOS learn about this? as you know, once your name in CTOS, its hard to remove it
3) would they hold our passport like those declared bankrupt?
4) what happen to all our credit card once we accepted AKPK offer? they cancelled it all or just put on hold? if put on hold, the yearly charges still need to pay?
5) can we ever apply cc again after AKPK
6) how many years can they make the installment payment?
7) how much we need to payback to them....is it still 5%?
If anyone here have gone to AKPK and know the answer, I would greatly appreciate it. no need for me to waste my leave just to ask them this Q
answering from own personal experience...
1. yes
2. yes. and once all debts gone, ur ctos be cleared too.
3. no. u can still go danok.
4. cancelled of coz. if not whats the purpose u go to akpk?
5. yes.
6. u need to discuss with them. mine was 2 yrs boz not so much.
7. pay who? once u go akpk, it will be the total of your outstanding+any interest. but in some cases they can even remove the interest.