Under akpk still can apply for Aeon installment plan to buy eletrical product?

im curious, is there anyway for akpk guys to get a personal loan?
i have seen some agent out there claims to have lubang for akpk or blacklisted by ctos ...

hi guys, anyone know wat is the possible longest period for minimum payment after the first latest due date? 30 days from latest due date?60 days ?90 days ? wat are the consequences based on each different period, both mandatory or voluntary  ?

do the banks have rights to outsource the debts to any third party?

YES, I MEAN CREDIT CARD ...you mean 20 days from STATEMENT DATE (20 days from statement date is totally interest free) or 20 days from due date? if really 20 days from due date ..then after 20 days ..wat will happen? i thought 60- 90 days from DUE DATE ?

thanks for your reply

13aby, thanks for your reply ..bank asking lawyer letter ,no actual or real effect to us right? the lawyer letter fee charged to the outstanding as well?

may i knw why you cancel the card even you could cover all the outstanding expense?(when you cover all your outstanding, did they give waiver or wat?)

AKPK is right..
AKPK help by negotiating for best rate for 10 year max repayment.

If you intend to settle early...then you will have to approach bank..do settlement...then request bank to upload release letter on AKPK portal.

But then if you have intention to do full settlement after 1 year...it will be a waste as AKPK program only applicable once a lifetime.
In future, if you ever got into finance problem..AKPK is NOT an option anymore.

Bank do give you release letter in person if you do over the counter..
Same time ask the Bank CS to let AKPK know so that it will immediately update at AKPK portal.

I didn't submit anything even though I got the release letter as I firmly request Bank to do immediately online to AKPK.

You can check AKPK online within 2 days time.
Trust me...AKPK matter sure fast fast settle.

usually need 6 months after u released from AKPK before u can start applying any new loan right?

This morning i login to AKPK, noticed it show Payment in Arrear ...

Last month April i checked, it show nothing.

My last payment to AKPK was mid-March for March payment.

AKPK got auto 6 months moratorium as mentioned in their official website.

Could you guys go login and check to see .

hi, once you have paid all debt, how long you want and can apply for housing loan?any experience?

received email today. after checkin the report, all akpk owed loan has disappeared. after almost 7 years.

but my only left hire purchase loan , the record no good.
0 0 0 3 3 2 2 3 2 3 3 2 3

i only clear all 3 months ago, due to MCO really save alot of money.

Would like to try credit card, duno will success or not.. based on this bad rating.

Anyone know if any banks got service to reconsolidate my AKPK DMP into a term loan with lower interest than 7% if I can provide evidence that now my monthly income can sustain the term loan repayment?