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AKPK, debt issue, anyone got a question to ask them?
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tkyong1
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 Mar 1 2024, 03:18 PM
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QUOTE(fancygummies @ Mar 1 2024, 02:09 PM) I had made my first payment to AKPK. but why the bank is still calling me?@@ and where can we check the second payment to akpk for the due date ya? i check from akpk customer portal but seems not seeing this date. it will take a while for the bank to stop, normally after couple weeks. the officer may not know you are under AKPK yet. |
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fancygummies
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Mar 1 2024, 04:21 PM
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New Member
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QUOTE(tkyong1 @ Mar 1 2024, 03:18 PM) it will take a while for the bank to stop, normally after couple weeks. the officer may not know you are under AKPK yet. okay okay understand..... |
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wongtk
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Mar 16 2024, 06:03 PM
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Getting Started
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Anyone care to share how much interest AKPK negotiated for them for debts more that 100k?
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AyamBannedTwice
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Mar 22 2024, 08:17 AM
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Getting Started
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QUOTE(wacko_joy @ Feb 21 2024, 07:28 PM) I'm not sure actually. The agent called me on Sun morn which I'm very surprise. They wanna do ask some question before proceed. So after the call, I think the next day, I received an email for confirmation dy The application can be submitted online or need to go to their office? Checking out their website just now but the said portal for new customer only accessible at 9am This post has been edited by AyamBannedTwice: Mar 22 2024, 08:18 AM |
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Zen-X
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Mar 22 2024, 01:13 PM
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How to register for AKPK?
I tried online but not succeed i dont know why.
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MUM
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Mar 22 2024, 01:19 PM
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QUOTE(Zen-X @ Mar 22 2024, 01:13 PM) How to register for AKPK? I tried online but not succeed i dont know why. While waiting for responses, if you are in a hurry to know, try contact them? |
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wacko_joy
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Mar 22 2024, 09:24 PM
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QUOTE(AyamBannedTwice @ Mar 22 2024, 08:17 AM) The application can be submitted online or need to go to their office? Checking out their website just now but the said portal for new customer only accessible at 9am It can be either way. I personally go cuz i would like to have face to face getting advice from the consultant. |
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Zen-X
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Mar 23 2024, 08:34 AM
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QUOTE(MUM @ Mar 22 2024, 01:19 PM) While waiting for responses, if you are in a hurry to know, try contact them? Do you have any contact number? I tried the hotline one but i cant speak to the person. All machines. |
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MUM
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Mar 23 2024, 10:27 AM
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QUOTE(Zen-X @ Mar 23 2024, 08:34 AM) Do you have any contact number? I tried the hotline one but i cant speak to the person. All machines. Googled and found this, https://www.akpk.org.my/ms/contact-ushttps://www.akpk.org.my/ms/brancheshttps://www.semakan.my/senarai-akpk-agensi-kaunseling/This post has been edited by MUM: Mar 23 2024, 10:34 AM |
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Zen-X
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Mar 23 2024, 10:58 AM
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QUOTE(MUM @ Mar 23 2024, 10:27 AM) Thanks a lot! |
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Fyeahitsme
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Mar 23 2024, 01:19 PM
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New Member
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can i enroll in akpk even my cc n pl is still under 1 year?
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MUM
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Mar 23 2024, 02:51 PM
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QUOTE(Fyeahitsme @ Mar 23 2024, 01:19 PM) can i enroll in akpk even my cc n pl is still under 1 year? Perhaps this?? https://www.akpk.org.my/node/428 Attached thumbnail(s)
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Doublehd
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Mar 30 2024, 07:12 AM
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New Member
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I graduated from akpk Jan 23.. immediately apply for mbb credit card, rejected..Jan 24 I apply mbb, HSBC, cimb credit card..only cimb approved but credit limit $2.5k only
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wacko_joy
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Mar 30 2024, 05:40 PM
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QUOTE(Doublehd @ Mar 30 2024, 07:12 AM) I graduated from akpk Jan 23.. immediately apply for mbb credit card, rejected..Jan 24 I apply mbb, HSBC, cimb credit card..only cimb approved but credit limit $2.5k only Do you ask them why? Could be income or credit score not enough? Many commitments? It could be any of the many reasons. Best os to ask them why. Cuz I dun think just because we under AKPK before thats why they reluctant to issue CC to us... |
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centaur37
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Apr 1 2024, 06:04 PM
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New Member
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QUOTE(wacko_joy @ Mar 30 2024, 05:40 PM) Do you ask them why? Could be income or credit score not enough? Many commitments? It could be any of the many reasons. Best os to ask them why. Cuz I dun think just because we under AKPK before thats why they reluctant to issue CC to us... Also, once settle the CC outstanding, CCRIS should also be no longer evident in the records. Banks who are conducting search should not able to see AKPK note. |
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poiy33
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Apr 3 2024, 09:37 AM
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Getting Started
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Hi, would ask if enroll into AKPK will it lump all my cc, hire purchase and housing loan together? Or we can choose only cc to be enroll into AKPK? Because housing loan is under joint loan with husband, worry might affect him.  |
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tkyong1
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Apr 3 2024, 10:47 AM
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QUOTE(poiy33 @ Apr 3 2024, 09:37 AM) Hi, would ask if enroll into AKPK will it lump all my cc, hire purchase and housing loan together? Or we can choose only cc to be enroll into AKPK? Because housing loan is under joint loan with husband, worry might affect him. yes you can choose. make sure you mention clearly to the officer than handling your application. |
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DDSFan8
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Apr 6 2024, 06:29 PM
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just FYI - if anyone plan to exit from AKPK DMP program and plan to apply for credit facilities, do it on the following month (usually after the 15th) from the date AKPK update the status.
This is when banks submit their updates to CCRIS.
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DDSFan8
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 Apr 6 2024, 06:30 PM
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QUOTE(applelaine @ Feb 14 2024, 04:27 PM) i've been paying AKPK on time for 3 years but i realised my ctos report outstanding balance is increasing. is this normal? Why check CTOS ? Why not just check the bank statement or through AKPK login portal where they show the latest outstanding balances. |
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