Hi All,

Can anyone share experience when exit from DMP, do we need to pay bank interest of 18% crawling back since the date we joined DMP?

Called AKPK and the spokeperson mentioned there is a possibility the bank will charge interest of 18% backtrack since the date we joined DMP.

I am referring to the credit card which was enrolled to DMP.

Appreciate your sharing 🙏🏻

Yeah better wait until next ccris cycle and ensure the “AKPK - DMP Programme” is no longer reflected to the loans registered with AKPK previously.

You can register e-ccris. Easier for you to check the status real time. It is the same status what banks are are able to see as well.

This post has been edited by metalgearash1987: Feb 7 2023, 10:37 PM

Will take note on this and thanks for sharing your experience.

Can we even apply for cc during AKPK? If failed, then the back will be keeping tabs on us?

Hi All,

Anyone able to share experience exit from AKPK upon having stable income financially?

What is the first thing should we do before we submit to exit? Call AKPk first? Or call the banks first?

Hope all of you can share. Thank you.

This post has been edited by metalgearash1987: Mar 13 2023, 12:43 PM

I see. Perhaps need to wait for the next CCRIS monthly cycle perhaps to take affect

🤣🤣

Actually was asking before we submit exit AKPK. What do we need to do.. 😬😬

Hi All,

Just curious, if we are applying for a job in a financial institution, will they check our ccris and ctos? And will enrollment in AKPK will affect our application ?

This post has been edited by metalgearash1987: Oct 13 2023, 12:44 AM

Anyone has any idea or experience on this that can advice and share?

Hi Bro,

May i know how do you apply to withdraw from AKPK ya? I called hotline, they said need to call the bank which we have loan directly if we can exit AKPK before withdrawal from AKPK DMP programme. The bank will generate a letter and then we will upload it during AKPK withdrawal submission. Is this correct?

Can share me the experience and more detail ya bro. I am planning to withdraw but need to plan what to to expect la.

This post has been edited by metalgearash1987: Dec 27 2023, 07:57 PM

Hi Guys,

Is it normal that when we enroll in AKPK, our CTOS will become poor?

How to improve CTOS rating be better again? Exit AKPK then will have true scoring? Because have been getting better pay since first enrolled AKPK in 2018. But CTOS still poor.

Wondering is it because enrolled into AKPK or what. In CCRIS and CTOS no missed payment at all.

This post has been edited by metalgearash1987: Feb 6 2024, 10:32 PM

Bump for this inquiry. Anyone with experience please do share. I did not see any replies for this yet. This will be helpful info for everyone here.