Mar 25 2009, 08:32 PM
QUOTE(Maxsimax @ Mar 25 2009, 05:44 PM)
Just wanna ask the community here. For the Loan's lawyer thingy...u all gonna use T&T or will go for your own lawyer's firm? Thanks. OCBC latest package, though verbally, is -2.3%, NZEC though....semi flexi..
Yup..if all those 3 materialise, it will be a super bonus!! hahaha..
Bro, go ask your friends who are lawyers and I'm sure they will tell you which lawyer to engage and which not to when it comes to loan documentation...Yup..if all those 3 materialise, it will be a super bonus!! hahaha..
Added on March 25, 2009, 8:36 pm
QUOTE(yeohcsg @ Mar 25 2009, 05:53 PM)
Yeah, I agree with the above points too and also would like some additional points:
1. The location is good because it is near to the major highways.
2. It is also near some institutes of higher learning.
3. It is near Cyberjaya, where I'm working at.
But one point that is commonly missed out is the number of DBKL flats near the area there. There are 10 or more if I'm not mistaken and they're all empty now. Imagine once people start moving in and they share the same access roads, the jam there will increase by a lot!
Yeah, latest verbal offer from OCBC, BLR -2.3% NZEC with finance fees included in the loan.
Having DBKL flats nearby is indirectly a positive point....chances are that the LRT stop should be near enough to cater for these potential commuters... 1. The location is good because it is near to the major highways.
2. It is also near some institutes of higher learning.
3. It is near Cyberjaya, where I'm working at.
But one point that is commonly missed out is the number of DBKL flats near the area there. There are 10 or more if I'm not mistaken and they're all empty now. Imagine once people start moving in and they share the same access roads, the jam there will increase by a lot!
Yeah, latest verbal offer from OCBC, BLR -2.3% NZEC with finance fees included in the loan.
Added on March 25, 2009, 8:46 pm
QUOTE(babana @ Mar 25 2009, 08:28 PM)
i got mine at BLR - 2.2, ZEC w/o MRTA (group package from RHB), semi flexi, lock-in period of 5 yrs after 1st drawdown incl the cost of the carpark. accepted and firmed it up already.
btw, although OCBC might be offering slightly better NZEC, u hafta factor in the the ease of depositing ur money periodically to their branches. if there's an OCBC nearby ur place den shouldn't be a prob la. just a point to note.
Btw, such good rates could be ending soon because some bankers and irresponsible people are trying to sabo directly or indirectly the group package out of envy. For those who have already applied for RHB loans individually earlier, please don't expect to be given same rates as the group...btw, although OCBC might be offering slightly better NZEC, u hafta factor in the the ease of depositing ur money periodically to their branches. if there's an OCBC nearby ur place den shouldn't be a prob la. just a point to note.
This post has been edited by propcritic: Mar 25 2009, 08:47 PM
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