just got a verbal approval from the loan officer in rhb...blr -2.2, ZEC and no MRTA. waiting for my offer letter now for confirmation.

actually guys...have any of u done any due diligence yet on the developer, the land owner, etc? how do we conduct checks yar? am having a slight concern here...coz the economy now is not good to start off with. was chatting yesterday with a fren's parents who's quite familiar with property investments and they voiced out their concerns on whether a rookie developer like TT can carry out this project w/o delay or worst, if the whole project is abandoned...aih

they also asked me to think properly before deciding to sign the s&p 

CIMB full flex loan, monthly maintenance fee is RM10.00. Also, 1 time payment RM200.00.
I am still waiting for my offer letter...

ANYONE bought any units on the 12th flr?

  you bought 12 floors?.. 

Level 1-12 all units belong to u now.? 

y all ppl buy property for investment? can i know who brought it for own stay and who are not?

lol, i couldn't agree more! for the price u're paying, having an lrt nearby is a bonus...srsly.

@naleh33
if the station is 100% confirmed, do u tink TT would price Zest at the current price? definitely not. besides, if the station doesnt materialise, the nearest station in bkt jalil is also a mere 5 mins drive away by car...albeit not within walking distance though. as for the feasibility of TT, u can do ur own due diligence on them and decide after that. obviously, there are no 100% certainties that any u/c projects will be completed and delivered, even big companies like berjaya have abandoned some projects. but that is the risk that investors / hsebuyers have to take in order to reap comfy returns.

Hi. I'm back.

Joyce, I bought it for own stay.

Well, I received a call from RHB banker. There is no 'special rate' or 'group rate'. Generally, all purchasers can get ZEC BLR-2.1 or 2.15. It will be a standard rate unless you take MRTA. I've checked with Developer as well. They've appointed Ms Ooi as the person incharge. Anything can go for her.

Well, so far, the panels are OCBC, RHB and EON bank. These 3 banks are for sure will include Residency and Car Park loan together. OCBC will also come out with a standard rate. EOB Bank might be a bit bit different cos they will consider based on case.

rhb quoted me 5 yrs from the first drawdown (dunno whether it applies to everyone or only the group package) whereas EON is 6 yrs from final drawdown (i tink...correct me if i'm wrong). dint apply to ocbc so tak tau...perhaps another forumner might wanna enlighten us?

do bear in mind however, that not everyone will get the best rates as quoted in the forum (eg RHB won't give -2.2 to everyone, ocbc -2.25, etc). it varies on alot of factors, such as ur credit history in CCRIS, age, salary, yrs of working exp, current loan commitments, etc.

which bank are u referring to? ocbc?

another call me kum jie liao.. ai yo.. 

BLR-2.15 with MRTA ar... then not much different la... just different of 0.05... 

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Added on March 23, 2009, 7:41 pmhi, propcritic.

as I know, no matter you are under group or not, u will still receive call from RHB for the revised rate. even if you already signed the offer letter, they will still change to the revised rate, meant BLR-2.1 for ZEC without MRTA, or BLR-2.15 or 2.2 with MRTA.

this is the confirmation that I received from RHB.

if there is someone that get different info, pls update us. TQ~~

For me, i'm checking among EON and RHB. both offering ZEC BLR-2.1. One is Full flexi and another is conventional+withdraw facilities.

so looking at the service. the banker might only work for the bank sometimes only. so if compare EON and RHB, which is the reputable bank? Anyone pls comment?? Arigato~~

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Added on March 24, 2009, 9:30 am
the 0.05 is abt RM6 per month, 0.1 is abt RM13 and 0.15 is abt RM20..

ohh.. since u already have the offer letter..
then it's ok i guess..

but im still not sure if loan rejected.. will u get ur 10% deposit forfeited?

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hopefully i can finalise my stuffs also by this week and go to sign this weekend..
but i might be going lawyer office instead of sales office..

Hi, I'm a new buyer for Zest and new to the forum.
Just signed my SnP last Sat.
According to the lawyer, there's about 50++ people who signed the SnP already.

Looking at the sticker board, the KL view are fully taken up, now left the pool view only. Apparently, they're giving 2 free units of air-con for the pool view units.

Haven't sign any loan offer yet. Still looking out for a good deal.
PBB is offering ZMC, BLR -2.1% whole tenure.
OCBC is offering Non-ZMC but with the fees included into the loan amount, BLR -2.25% whole tenure.

Any other buyers out there can share what rates they're getting?