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Financial The Zest at Puchong Kinrara, Pls update the latest news ^_^
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feifei2
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Mar 16 2009, 04:06 AM
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New Member
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Block C 1)sk_lim_taurus 2)eugene jk 3)gunnerstkd 4)Hengjones 5)Cream 6)Maxsimax 7)propcritic 8)Pai 9)chenster 10)cedrickang_8 11)babana 12)shiewwai85 13)stephanie_437 14)lakini80 15)keithcky 16)citron 17)pliew 18)bzbug 19)feifei2 I know of 8 to 9 more purchasers but they are not from this forum. I am looking for best offer loan package for full flex loan, which bank offer the best rate? is OCBC a full flex loan? Currently considering CIMB. Any comments? The agent told me that I can apply from few banks at the same time, and chose the best offer among the applications. Is this against any rules or laws?
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feifei2
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Mar 16 2009, 10:08 PM
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New Member
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QUOTE(propcritic @ Mar 16 2009, 08:13 AM) Welcome, feifei. Don't worry, no rules against applying to as many banks. Do submit your applications soon to all banks willing to provide end financing for this project because I heard banks are starting to reduce the BLR- rates,ie. from BLR-2.something to BLR-1.something due to recent drop in BLR. I have a group applying for special group rates and if you are interested, you must also do so asap. PM me. CIMB is also not bad. Don't think OCBC's loan is full flexi like MortgageOne in Stanchart. Our community is growing by the day...  Thank you so much of the info. I just submitted my loan form to cimb, rate is -1.75 (zero moving cost), and will wait for the offer letter to see the real offer rate. Hope can get at least -2.0 What other banks offer full flex loan?
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feifei2
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Mar 16 2009, 10:18 PM
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New Member
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QUOTE(sk_lim_taurus @ Mar 16 2009, 10:14 PM) so far, EON is offering full flexi. NZEC BLR-2.15 and ZEC BLR0-1.8, both without MRTA. I'm not sure whether there will be any updates or not. the others like OCBC, RHB and Public bank all semi flexi plan.. how abt ur CIMB package? semi or full flexi? Thanks! CIMB package is full flex and locking period is 5 years, counted from 1st disbursement. Can someone verify this?
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feifei2
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Mar 17 2009, 09:56 PM
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New Member
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QUOTE(sk_lim_taurus @ Mar 16 2009, 10:53 PM) CIMB is full flexi, monthly maintanance fee is RM5? u need to go thru the offer letter or if u have not received then can check with ur banker lor. CIMB full flex loan, monthly maintenance fee is RM10.00. Also, 1 time payment RM200.00. I am still waiting for my offer letter...
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feifei2
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Mar 17 2009, 10:22 PM
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New Member
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QUOTE(lakini80 @ Mar 17 2009, 10:08 PM) still waiting for the offer letter... shld be know by this friday.. and will share..
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feifei2
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Mar 18 2009, 10:36 PM
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New Member
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QUOTE(propcritic @ Mar 18 2009, 09:48 PM) People, not everyone in the group got BLR-2.2 ZEC and w/o MRTA.....some got BLR-2.15 ZEC W/O MRTA.....bank also looks into individual's credit profile and commitment... hi, friends, need some advices. i just realize that not all bank offer loan inclusive car park price 25,000. Is sCB loan cover this 25K?
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feifei2
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Mar 18 2009, 11:14 PM
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New Member
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QUOTE(Maxsimax @ Mar 18 2009, 11:03 PM) Heard that they dun...thats Y, the developer would not allow us to go for SCB's loan. There're a few which are not available, mostly overseas banks..Perhaps, someone can clarify which bank...forgot the few already... i just aware that CIMB loan didnt cover car park price Which bank loan cover car park price + full flexi loan?
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feifei2
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Mar 21 2009, 09:08 PM
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New Member
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QUOTE(cedrickang_8 @ Mar 21 2009, 08:52 AM) Hi joyce, CIMB i can get BLR-2.05% with MRTA and ZEC. is the CIMB loan offer included the car park price RM25K? My agent told me it is not included.
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feifei2
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Mar 26 2009, 10:05 PM
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New Member
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Hi, can we request to delay the 10% downpayment to developer? Firstly the sale agent extended to 1 month bcos of EPF withdrawal. up to today, it is almost passed 1 month and i have not signed the S&P. is anyone here encounter the same problem?
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feifei2
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Mar 27 2009, 10:32 PM
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New Member
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QUOTE(shiewwai85 @ Mar 27 2009, 12:52 AM) lakini80, are u sure you get the loan from PBB include parking ? got offer letter from them ? mind to sent to us here ? my loan exclude parking... I got the offer from PBB as well, including car park. BLR-2.2 with locking period 5 years upon final fund release.
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