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 Credit Card Thread V5, (added FMB website to 1st post)

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SUSDavid83
post Feb 11 2009, 11:48 PM

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QUOTE(numx @ Feb 11 2009, 11:24 PM)
0.5% is amanah card ? cannot use in non halal places
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That's a limitation on Islamic based CC.
Shinichi
post Feb 12 2009, 12:12 AM

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QUOTE(David83 @ Feb 11 2009, 11:48 PM)
That's a limitation on Islamic based CC.
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When you swipe cannot go thru?
SUSDavid83
post Feb 12 2009, 12:14 AM

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QUOTE(Shinichi @ Feb 12 2009, 12:12 AM)
When you swipe cannot go thru?
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Good question. I'm not sure how they're going to do that. I still don't have such experiences yet.
numx
post Feb 12 2009, 12:36 AM

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QUOTE(David83 @ Feb 12 2009, 12:14 AM)
Good question. I'm not sure how they're going to do that. I still don't have such experiences yet.
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i heard from my fren they said genting,pub,club cannot use haha cannot go thru ... MALU betul @@
SUSDavid83
post Feb 12 2009, 12:44 AM

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QUOTE(numx @ Feb 12 2009, 12:36 AM)
i heard from my fren they said genting,pub,club cannot use haha cannot go thru ... MALU betul @@
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You meant the terminal rejected their cards? Transaction was not authorized?
he-sham
post Feb 12 2009, 02:08 AM

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QUOTE(Maxd38 @ Feb 11 2009, 04:18 PM)
I went to HSBC Bank, u r right...
those 2 r separate entity...
MPower got 0.5% cash rebate, 1st yr annual fee waived...
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no points haa for hsbc amanah mpower???

i've spent at starbucks (10 x rewards point) & watson (5 x rewards points) no use la like that... cry.gif
Crystalkhor
post Feb 12 2009, 03:11 AM

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QUOTE(he-sham @ Feb 12 2009, 02:08 AM)
no points haa for hsbc amanah mpower???

i've spent at starbucks (10 x rewards point) & watson (5 x rewards points) no use la like that...  cry.gif
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Hi, I am a newbie here.

I would like to share with you guys, in my personal opinion which credit card is the best in terms of points redemption value. Being a credit card holder of more than 10 banks. I realise some banks credit card are worth to use it.

My personal choice:
1. Maybank : For a mere 8350 points, you can redeem a Sunshine Square RM50 voucher, or for 16700 points, you can get RM 100 Jaya Jusco voucher.
2. CIMB DA: For 9800 points, you can redeem RM 50 giant voucher.

This two banks credit card highly recommend. Other bank that follows by their worth of points would be RHB, EON Bank, OCBC, HSBC, Citibank, Stan Chart, Hong Leong Bank, UOB, Ambank.

But if you talk about privileges, I notice that banks such as HSBC, UOB and DA offers many shopping and dining privileges.

Anyway, just to be clear I am just sharing based on the cards that I hold. Maybe you guys may have better offer from other banks.
girlgirl012
post Feb 12 2009, 05:52 AM

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Hello, may I know minimum spend on credit card per one swap is how much?
Thank you.
SUSDavid83
post Feb 12 2009, 08:42 AM

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QUOTE(girlgirl012 @ Feb 12 2009, 05:52 AM)
Hello, may I know minimum spend on credit card per one swap is how much?
Thank you.
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It depends on the merchant; not the bank.
boonsin23
post Feb 12 2009, 09:04 AM

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QUOTE(wirelessdude @ Feb 11 2009, 11:08 PM)
Hey has anyone receive their Sushi King voucher from HSBC? In the previous Padini promotion, I received about 8 vouchers but for Sushi King I've not received even 1 although I registered.
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i also not rcv yet, i got 6 for padini. sushi king suppose i can get 5, still waiting.
alexwsk
post Feb 12 2009, 09:42 AM

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QUOTE(wirelessdude @ Feb 11 2009, 11:08 PM)
Hey has anyone receive their Sushi King voucher from HSBC? In the previous Padini promotion, I received about 8 vouchers but for Sushi King I've not received even 1 although I registered.
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hmm.gif now that u've mentioned it, i also haven't receive mine
Aeon_Clock
post Feb 12 2009, 09:48 AM

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QUOTE(Crystalkhor @ Feb 12 2009, 03:11 AM)
My personal choice:
1. Maybank : For a mere 8350 points, you can redeem a Sunshine Square RM50 voucher, or for 16700 points, you can get RM 100 Jaya Jusco voucher.
2. CIMB DA: For 9800 points, you can redeem RM 50 giant voucher.

This two banks credit card highly recommend. Other bank that follows by their worth of points would be RHB, EON Bank, OCBC, HSBC, Citibank, Stan Chart, Hong Leong Bank, UOB, Ambank.
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I prefer Maybank coz their points can keep forever tongue.gif
CIMB?
wirelessdude
post Feb 12 2009, 10:05 AM

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QUOTE(numx @ Feb 12 2009, 12:36 AM)
i heard from my fren they said genting,pub,club cannot use haha cannot go thru ... MALU betul @@
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Are you sure? If like that, I think I'll just cancel my Mpower since I've the normal HSBC Visa as well.
numx
post Feb 12 2009, 10:17 AM

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REMEMBER ALL ISLAMIC CARD GOT THE SAME TnC ...

Only Citibank,maybank,alliance bank point have no expired...

Im collecting 600k point to redeem 1 tag heuer watches from alliance bank drool.gif
Crystalkhor
post Feb 12 2009, 11:03 AM

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QUOTE(numx @ Feb 12 2009, 10:17 AM)
REMEMBER ALL ISLAMIC CARD GOT THE SAME TnC ...

Only Citibank,maybank,alliance bank point have no expired...

Im collecting 600k point to redeem 1 tag heuer watches from alliance bank drool.gif
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Wah, this may take a lot of time. Unless you spend like few hundred thousand per year. One thing about this maybank treatpoints is that the points have not increase for the past few years. Unlike other banks, when they update their catalog, they update (increase) their points too. By the time, when I want to redeem a product, either is no longer avalaible or the points needed increase. So, I decided all my credit card points to be used to redeem voucher. So I can buy whatever I want.

As for other banks, HSBC and DA have three years validity for its points. If got used frequently, bolehlah.

I am interested in getting an alliance bank credit card. Which would you recommend? Got annual fee?
zzzxtreme
post Feb 12 2009, 11:05 AM

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public bank credit card agent please private message me! i want to apply credit card. my location is at bandar utama.
AeT860
post Feb 12 2009, 11:18 AM

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Just curious, did anyone redeem Maybank treatpoint before?

For the shipment of the item (e.g. voucher), do we need to pay for the shipment charge?
SUSDavid83
post Feb 12 2009, 12:06 PM

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QUOTE(AeT860 @ Feb 12 2009, 11:18 AM)
Just curious, did anyone redeem Maybank treatpoint before?

For the shipment of the item (e.g. voucher), do we need to pay for the shipment charge?
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I redeemed voucher once. The Poslaju charge is FOC.
zenwell
post Feb 12 2009, 12:26 PM

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QUOTE(zzzxtreme @ Feb 12 2009, 11:05 AM)
public bank credit card agent please private message me! i want to apply credit card. my location is at bandar utama.
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Just apply online lar. PBB cc very easy to apply online. after you submit your application form, they will ask you to print out a form, sign and photocopy relevant docs and pos to them. that's all. I just did it 2 days ago biggrin.gif. Now waiting for them to approve and process.
Secret_Garden
post Feb 12 2009, 12:56 PM

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QUOTE(David83 @ Feb 12 2009, 01:06 PM)
I redeemed voucher once. The Poslaju charge is FOC.
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coz the redeem point already include the delivery fees. IF want lower redeem point go to Maybankard Center at 1 Utama

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

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