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 Credit Card Thread V5, (added FMB website to 1st post)

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Shinichi
post Nov 6 2008, 10:32 PM

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QUOTE(zenquix @ Nov 6 2008, 08:55 PM)
apply DA. fastest card i got so far.
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I have to agree with you smile.gif
Shinichi
post Nov 8 2008, 11:23 PM

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QUOTE(keith_hjinhoh @ Nov 7 2008, 11:40 PM)
Rule of thumbs, having 2 different credit card companies, one international, one local. That should be more than sufficient. It's unnecessarily and troublesome to have too many credit cards.
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I would like to do so, but too bad don't have any no condition - free for life CC from international bank...
Shinichi
post Nov 22 2008, 08:27 AM

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Hi all, anyone know if possible to check online for DA card discounts?

Thanks.
Shinichi
post Nov 22 2008, 09:02 AM

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QUOTE(vin_ann @ Nov 22 2008, 08:38 AM)
why not le?

just go to direct access website.
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oh ok i'll check it out. as i have thrown the discount booklet that i receive 2 months ago sweat.gif
Shinichi
post Dec 6 2008, 10:09 AM

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So only UOB charge for cancellation? How about others?
Shinichi
post Dec 6 2008, 02:17 PM

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QUOTE(vin_ann @ Dec 6 2008, 02:15 PM)
it's wont interest me so much.
if, im so happened, i need to buy the particular item and so happened im at particular merchants, i will just go for it. even with rebate o without rebate.
yalo. you need to always to bring the leaflet with u all the time to remind of urself.
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haha you can set reminder in your mobile too biggrin.gif
Shinichi
post Dec 7 2008, 06:49 PM

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QUOTE(David83 @ Dec 7 2008, 06:33 PM)
To any CIMB DA cardholder,

If I wanted to pay my DA bill using CIMBClicks, under which menu should I click on? Pay Bills or Transfer Funds?
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For me, I view it under my account summary then pay from there. There will be an icon asking you to pay your CC.

Anyone here heard of HLB RM1 rebate for every RM50 spend for HLB CC?
http://www.hlb.com.my/pfs/promo/swipe/index.jsp?s=promo

Seems like need to meet the condition before we eligible for rebate sweat.gif
Shinichi
post Dec 9 2008, 11:32 PM

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Hi David, you are using MBB Ikhwan Amex right? Are there any annual fees for it? I read from T&C but it didn't state clearly how much it is...
QUOTE
(b) Annual Fee as prescribed by the Bank for the Card and each Supplementary Card issued or renewed which fee shall be determined or varied by the Bank from time to time with prior written notice to the Cardmember. The annual fee shall not be refundable.


Is Amex widely accepted like Master/Visa?

Thanks.

This post has been edited by Shinichi: Dec 9 2008, 11:34 PM
Shinichi
post Dec 11 2008, 10:45 PM

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QUOTE(David83 @ Dec 11 2008, 11:11 AM)
TP from MBB is evergreen till further notice.
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Wow, good to know that MBB TP do not have any validity period. smile.gif

Anyway DA petrol rebate will end at 31st Dec 2008 right? What will they offer us after this? biggrin.gif
Shinichi
post Dec 12 2008, 11:19 PM

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QUOTE(zenquix @ Dec 12 2008, 08:16 PM)
I got a brochure they were passing around in klcc for their 2-hour new application approval.

- 12 months if existing CL > RM6k
- 18 months if existing CL < RM6k
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How about CL = RM6K? tongue.gif
Shinichi
post Jan 12 2009, 10:28 PM

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QUOTE(wcs2798 @ Jan 12 2009, 04:11 PM)
some of the online transaction doesnt require cvv as well,so should be aware also if expose only credit card number
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I purchase something from Microsoft and it didn't even ask for the back 3 digits code sweat.gif
Shinichi
post Jan 17 2009, 04:47 PM

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To DA users, can confirm if the 2% petrol rebate still ok?

I checked my statement and I did get 2% rebate for petrol between 1 Jan 2009 until my statement date.
Shinichi
post Jan 22 2009, 10:52 PM

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QUOTE(hye @ Jan 22 2009, 09:32 PM)
According to the flyer which I received, DA still got rebate (for Mastercards only). Capped to a maximum spending or RM2.5K or RM50 rebate per card per monthly statement. Valid till 30th April 2009.
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Good! Then still have reason for me to continue use my DA biggrin.gif
Shinichi
post Jan 23 2009, 12:06 AM

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QUOTE(hye @ Jan 22 2009, 11:46 PM)
Bro ... got another card which give 7% rebate ! It's wayyy better than DA. It's not suitable to mention in this forum coz off topic.
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Ya I know what card it is. But its not convenient for me to visit the branch over here... too far and only 1 branch available... so will stick with DA for now tongue.gif
Shinichi
post Feb 1 2009, 04:25 PM

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QUOTE(zenwell @ Jan 30 2009, 05:50 PM)
Even if you reject the TnG Zing card you will still receive it in your mailbox. When I applied for MBB petronas last year. I almost fight with the CS because they keep forcing me to take Amex & TnG. i remembered they call at least 3 times to persuade me to take amex as well beside the petronas. End up I screamed at them and said "just send me the damn petronas card or else just cancel my application". Why they always have to make things difficult for ppl. Everytime I have to create big drama when dealing with all these ppl.

In the end I still see the TnG Zing card arrive at my doorstep with the petronas cc, but of course without the Amex.  shakehead.gif  shakehead.gif  doh.gif  doh.gif  rclxub.gif  rclxub.gif
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I applied MBB Petronas on end of Dec08, specifically told the the sales girl I do not want any "extras" other than the CC, and luckily I did not get any "extras" when I received my card last week...

Anyway so far I've applied CCs from DA, HLB, Alliance & MBB and all went through... the only time I got rejected was when I was "forced" to apply CC while opening bank account with RHB, and I give them my less than one year old CC for application instead tongue.gif
Shinichi
post Feb 1 2009, 04:37 PM

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QUOTE(terryykf @ Feb 1 2009, 04:30 PM)
actually customers do have their rights/choices to take any 'extras' besides the credit card,i guess those aggressive sales ppl only will force customer to take this take that... biggrin.gif
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Yes I agree with you. Some just care about $$ and not about their customer...

Oh ya, may i know if MBB Petronas CC require any activation? I received my card last week but it didnt state any phone number for me to activate...
Shinichi
post Feb 1 2009, 11:33 PM

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QUOTE(RockIron @ Feb 1 2009, 05:41 PM)
MBB cc no need to activate, u can use it on the spot when u received ur cc.
Same as Citi,SCB,HSBC so far as I know.
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I see. Thanks for your reply notworthy.gif
Shinichi
post Feb 6 2009, 12:25 AM

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QUOTE(sam240 @ Feb 5 2009, 04:58 PM)
can anyone let me know.....about DA and CIMB Petronas on cash rebate:

DA (MasterCard only) and CIMB Petronas MasterCard:
Can get 0.5% cash rebate on all retail transaction? The rebate will directly rebate on the retail statement when come out?

Are these both credit card can get rebate?.....need someone confirmation....help....help.....  icon_question.gif
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Where you get this info?
Shinichi
post Feb 10 2009, 11:20 PM

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QUOTE(Aeon_Clock @ Feb 10 2009, 08:51 AM)
I always pay a few days earlier. You don't have to pay exactly on the due date...
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i paid mine before receive paper statements...
Shinichi
post Feb 12 2009, 12:12 AM

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QUOTE(David83 @ Feb 11 2009, 11:48 PM)
That's a limitation on Islamic based CC.
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When you swipe cannot go thru?

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