you should've read the conditions properly. Last time they do the promotion/advertisement of rebate up to X%. I wondered what the hell was "up to X%" about and found out that you need to have a few THOUSAND bucks outstanding to get that damn rebate. Its really stupid considering you're paying a lot more on the card's interest I guess this is what they call marketing gimmic.

I use Shell petrol but don't use that Citylame card. Using RHB travelmoney as they have good promotion on petrol rebates (at the moment its 5% on the first weekend of the month, and 2% on other days). Last time when the promotion period for the petrol rebate ended, they renewed the promotion period. They'll keep renewing it, so dun worry about the promotion time limit. And the rebate is not limited to just one petrol station company...Petronas, Shell, BHP, Caltex...any station you go to, got rebate.

If I'm not mistaken, other cards also offer similar petrol rebate promotions. Except Maybank...they only give points. As far as I know these cards have petrol rebates - OUB card (BHP only), Direct Access, CIMB (Petronas only), Citylame (Shell), RHB (All). Mostly only give 2% rebate though...so you might want to consider how much you're saving by getting the card and compare it to how much the card's annual fee or other fees cost. As the petrol prices are reducing, 2% is not much at all.

This post has been edited by Aeon_Clock: Nov 26 2008, 11:34 AM

I've seen how they use CCRIS before. Its really detailed...up to the past 24 months of your life.

darn...totally forgotten to pay this month's statement until today. There goes my perfect "on-time" streak...

we should start practice paying the statement the moment the bill arrives, or on the usual date of the statement.

btw, anyone heard about that Ambank True Visa card? 12% p.a. Sounds tempting...

no la, I do have a small balance in my credit cards. Plus, one of the card's feature is 0% interest for the first 3 months after purchase wor...

wow...the things they'll do for a buck or two
I'll just cancel the card after the 2nd/3rd time repeat same problem...

SCB is? Standard Charted Bank? What kind of protection they provide?

jeez, Optiplex just gave you good answers and you repeat your question???
do you even know what kind of cash back you want? Groceries? Petrol? Bills?

wasn't Maybank giving 5% (10% on Tuesdays) at Carrefour? Even if you know what kind of cash back you want, you're most likely limited to one particular brand of supermarket to go to. Tesco also has a similar promotion but I don't know which cc is applicable for the cash back.

at least now the cash deposits are immediate unless it was made through another bank's ATM, which would take 2-3 days to appear on your account.

I was just answering SkyBlue's question on which card give rebate on groceries. Lazy to surf all the supermarket websites just to answer his question. Just say what I know la...

your 10% cash back...got conditions rite? I think you should clarify the conditions. For example - minimum purchase, only on 'what day', which supermarket, etc

I think the blame is on Alliance bank. Ikea only provide the promotion...Alliance is supposed to send you the monthly statements rite? Only thing you can do is call them and make a complaint. But annoy them as well by paying on time, with or without the statements. Can you check the amount with ease? like online or nearby ATM?

I vote for Shell City Visa. Doesn't really have any use. HLB good? Don't see many people using them...

sigh, RHB ady no longer have rebate (or points) for petrol. Now wat...any card suitable for petrol purchases now?

would prefer one with various petrol stations...not just limited to one.

actually its the merchant doing the 0% installment. Banks are only using their name for promoting their cards etc. For example, Maybank card gives 36 months installment maximum but most outlets limit to only 12 months. You have to check with the merchant how long the installment he can give and see which bank. And you dun need platinum or gold card to get the 'ezypay'...as long as its the same bank, any card also can.

Citibank and HSBC are exceptional in privileges. Other banks...including Maybank, RHB, etc are pretty much similar to DA. No good privileges...if got also it costs more than buying from certain shops

hello tinkerbel!!

err...dunno, I just quote what eric said but I know HSBC got a lot of those discounts at places we frequently go to. Wanted to sign up with their card. Didn't with Citibank coz dun have any Citibank near my place.

I got that call from Citibank...put down the phone immediately coz I dun have any account with Citibank
if you're afraid its a scam, tell them you'll do whatever it is in person. Ask for their branch, name and contact. Later double check if the number is real through google and call to double confirm. Easy peasy...

you got the webpage link for DA's promotions?

The power of Internet...send spam email and hope that some idiot receives it and gives you their username & password...

so in the end, it was Maybank's marketing department who called you?
did you cancel the application?