are you sure?....that's really bad to me.....once the CIMB Petronas VISA is out, I go to apply for it and they ask me to terminate my DA first before can apply for it.
After use the CIMB Petronas VISA, they say cannot collect Mesra points.....that's really bad to me.....
Now I just heard that CIMB DA can collect Mesra Point + 2% Rebate petrol.....lagi hurt.....

wait a minute...why must terminate? DA only got Visa? No Mastercard?

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Added on February 5, 2009, 10:33 amweird...using Maybank treatspoints as an example, I can get a RM50 voucher with 9000 points. Based on that, each point is worth just over 0.55% on any purchase. Also means its 0.55% cash rebate...quintuple (x5 or 1.65%) if you use Petronas card. So Maybank TreatsPoints are almost 3 times the value of Ambank points?...lol

either way, look for something with 2% rebate...that even beats the Maybank Petronas card. Missed RHB's 5% rebate on their card...

sorry for the geeky post

This post has been edited by Aeon_Clock: Feb 5 2009, 10:33 AM

Yes so far I have no problem using DA with mesra card... DA have both visa & mastercard but only mastercard have the 2% petrol rebate...

Standard Chartered Debit Card offer 7% cash rebate on petrol. Also you still can collect realreward or mesra point. .

Oops I should not mention it here. Look more in debit card thread.

I thought Standard Charted promotion ended in Dec 08? I checked if they extended that promotion (again) just last month...no update.

Look at their islamic banking, offer ends june 2009

Just got my alliance younique card this morning...
I just found that if i choose the picture to print on the card need a RM38 fee...
I got 1 question... Does the you;nique card have classic or gold card..???
If got, how do we realise..???

means only if you open islamic bank account can get the rebate? Coz this still says Dec 08 - http://www.standardchartered.com.my/cb/dep...save/index.html

can anyone let me know.....about DA and CIMB Petronas on cash rebate:

DA (MasterCard only) and CIMB Petronas MasterCard:
Can get 0.5% cash rebate on all retail transaction? The rebate will directly rebate on the retail statement when come out?

Are these both credit card can get rebate?.....need someone confirmation....help....help.....

If u apply within their promotion period RM 38 fee for picture on ur card should be waive.. PLUS 3 years annual fee waive and first 3 month free interest.

Check at thier website.. cant remember where I read this

just got mine too....

Never knew that the back of the card is in black.
I am gonna submit a black design after .. erm... 2 months?

btw, i do not have alliance account. Can i have e-banking solely for the credit card?

This post has been edited by ed0gawa: Feb 5 2009, 06:51 PM

all you:nique cards r considered classic card.

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Added on February 5, 2009, 7:07 pmhows the picture's quality?

This post has been edited by boonsin23: Feb 5 2009, 07:07 PM

i wonder what kind of legal action can a bank take against me if i don't pay my credit card debts? (less than RM30k debt required for a bankruptcy act)

They will continue to sue until you declare yourself brankrupt. All your fixed assets and money inside banks will be confiscated.

This post has been edited by MilesAndMore: Feb 5 2009, 08:10 PM

other than the action taken by the bank, prepare to get your name secretly blacklisted by all Financial instituition in the future for whatever loan you might like to apply. Car loan, house loan, PTPTN for your future children, need money to go honeymoon loan, etc

you should be worried about CTOS as well as 'once a white shirt kena black tar, the shirt need to throw away liao....very hard to wash it off'

My advised, go to AKPK. divide your debt to 10 years. At least after 11 years, bank can accept you back (you're blacklisted when you apply for AKPK as well)

dont think short term, think about your future wife and family.cheers

considered classic meh?

i vaguely remembered they asking me about gold/classic thing thru the phone.
i said 'watever'

The picture quality is quite good. Oh well, mine was an abstract wallpaper 'cropped' image. So.. how bad can it turn out?

aiduh...

when you applied the card, why still care whether it's classic o gold? you applied bcoz of the design of card, the promotion offered and etc etc...

since ur card is "picutred" did not show sliver or gold to others...

i thinks u shd concern on ur Credit Limits...

YOU:NIQUE card is something like co-brand card , no classic,gold or platinum

Apply b4 31st march no charges on the picture card, after 31stmarch Rm38 will be charge into next month statement

bcos i see their min requirement is rm18k p.a. so i guess shd be classic card lo

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Added on February 5, 2009, 11:42 pmbut many cards on the market like citi-shell, citi-airasia, rhb-tesco there all have either classic or gold right?

This post has been edited by boonsin23: Feb 5 2009, 11:42 PM

let's waits n see what will happen after 31 march.
now recession, most people will not spend $ just to get the CC, since others is FOC. perhaps, certain target consumer thinks different.

btw, i thinks the catch of the co-branded card is annual is not waiver-able.... read somewhere last time.