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 Credit Card Thread V5, (added FMB website to 1st post)

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WhiteWing
post Feb 3 2009, 10:29 AM

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QUOTE(wcs2798 @ Feb 2 2009, 01:53 PM)
affin bank interest rate @ 9.99%
http://www.affinbank.com.my/ccards/cc.htm

Alliance Bank Younique has 9% interset rate
https://younique.alliancebank.com.my/pop_rate.html
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Alliance Bank Younique seem good biggrin.gif
RockIron
post Feb 3 2009, 10:39 AM

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QUOTE(davidlow7 @ Feb 3 2009, 10:11 AM)
Hi Thanks

I understand that it is for only participating merchant..

Let's say purchase a laptop from HP which offer 12-month ezpayment to Maybank CC

but since my CC is only Maybank Petronas which is specialise on Petronas.. am I entitled on this ez-scheme as well or I need to get another normal CC from MayBank?
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Any Maybank cc(Visa & MC including co-brand cc,excluded Amex) are entitled to enjoy the ezy-pay scheme from participating merchant.
U do not need to apply another normal cc from them.
SUSDavid83
post Feb 3 2009, 10:39 AM

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QUOTE(davidlow7 @ Feb 3 2009, 10:11 AM)
Hi Thanks

I understand that it is for only participating merchant..

Let's say purchase a laptop from HP which offer 12-month ezpayment to Maybank CC

but since my CC is only Maybank Petronas which is specialise on Petronas.. am I entitled on this ez-scheme as well or I need to get another normal CC from MayBank?
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As long as the shop you purchased from is the participating merchant of Maybank CC, you can opt for 0% installament programme. MBB Petronas also offers 0% installament programme.
bluffy83
post Feb 3 2009, 11:17 AM

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Can someone clarify this for me.. Read this on Shell Bonus Link website. Any MBF card can be use together with Shell Bonus Link meh?
Aeon_Clock
post Feb 3 2009, 11:40 AM

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QUOTE(davidlow7 @ Feb 3 2009, 10:11 AM)
Let's say purchase a laptop from HP which offer 12-month ezpayment to Maybank CC

but since my CC is only Maybank Petronas which is specialise on Petronas.. am I entitled on this ez-scheme as well or I need to get another normal CC from MayBank?
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actually its the merchant doing the 0% installment. Banks are only using their name for promoting their cards etc. For example, Maybank card gives 36 months installment maximum but most outlets limit to only 12 months. You have to check with the merchant how long the installment he can give and see which bank. And you dun need platinum or gold card to get the 'ezypay'...as long as its the same bank, any card also can.
davidlow7
post Feb 3 2009, 11:45 AM

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QUOTE(RockIron @ Feb 3 2009, 10:39 AM)
Any Maybank cc(Visa & MC including co-brand cc,excluded Amex) are entitled to enjoy the ezy-pay scheme from participating merchant.
U do not need to apply another normal cc from them.
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QUOTE(David83 @ Feb 3 2009, 10:39 AM)
As long as the shop you purchased from is the participating merchant of Maybank CC, you can opt for 0% installament programme. MBB Petronas also offers 0% installament programme.
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QUOTE(Aeon_Clock @ Feb 3 2009, 11:40 AM)
actually its the merchant doing the 0% installment. Banks are only using their name for promoting their cards etc. For example, Maybank card gives 36 months installment maximum but most outlets limit to only 12 months. You have to check with the merchant how long the installment he can give and see which bank. And you dun need platinum or gold card to get the 'ezypay'...as long as its the same bank, any card also can.
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Thanks alot everyone for providing me valuable info and comments. It really helps.

Thx smile.gif




J'Daniel
post Feb 3 2009, 12:16 PM

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For increase CL ... normally you have to fill in the form and state the amount you need right ?

Let say my current CL is RM5k. I put there RM10k
Is the bank going to reject straight if amount too high ? Or is the bank going to increase lower amount automatically ?

hmm.gif
eric84cool
post Feb 3 2009, 12:33 PM

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DA doesn't seems to attract and offers lotsa of privilege compared to citibank and HSBC.....whoever hold the DA??what's the benefit you got other than having free for life....??
arsenal
post Feb 3 2009, 12:35 PM

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QUOTE(eric84cool @ Feb 3 2009, 12:33 PM)
DA doesn't seems to attract and offers lotsa of privilege compared to citibank and HSBC.....whoever hold the DA??what's the benefit you got other than having free for life....??
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got 2 % petrol rebate...
Aeon_Clock
post Feb 3 2009, 12:42 PM

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QUOTE(eric84cool @ Feb 3 2009, 12:33 PM)
DA doesn't seems to attract and offers lotsa of privilege compared to citibank and HSBC.....whoever hold the DA??what's the benefit you got other than having free for life....??
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Citibank and HSBC are exceptional in privileges. Other banks...including Maybank, RHB, etc are pretty much similar to DA. No good privileges...if got also it costs more than buying from certain shops whistling.gif
fikrie
post Feb 3 2009, 12:43 PM

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QUOTE(eric84cool @ Feb 3 2009, 12:33 PM)
DA doesn't seems to attract and offers lotsa of privilege compared to citibank and HSBC.....whoever hold the DA??what's the benefit you got other than having free for life....??
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if ure a DA cardholder, u must have received the latest monthly promotion leaflet.. Lotsa offers and promotion, not juz in term of petrol rebate..

Otherwise, u probably missing somtin here.. unsure.gif

This post has been edited by fikrie: Feb 3 2009, 12:43 PM
zenwell
post Feb 3 2009, 01:47 PM

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Any info on DA balance transfer? DA agents, please?
tinkerbel
post Feb 3 2009, 02:12 PM

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@J'Daniel,
Citibank rejects it outright - they don't re-assess and give u a lower increase of CL. Am not sure about the other banks.

@Aeon_Clock,
Er.. Citibank - exceptional in privileges? Like what?!

This post has been edited by tinkerbel: Feb 3 2009, 02:16 PM
Aeon_Clock
post Feb 3 2009, 02:22 PM

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hello tinkerbel!!

err...dunno, I just quote what eric said laugh.gif but I know HSBC got a lot of those discounts at places we frequently go to. Wanted to sign up with their card. Didn't with Citibank coz dun have any Citibank near my place.
tinkerbel
post Feb 3 2009, 02:44 PM

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@Aeon_Clock,
AFAIK Citibank's privileges are well... erm... not that great! tongue.gif
EightPhantomz
post Feb 3 2009, 03:09 PM

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what card that easy to get accepted? want to apply for one...
tinkerbel
post Feb 3 2009, 03:27 PM

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@EightPhantomz,
All cards are easy to obtain so as long as U qualify smile.gif Perhapds U could try DA
linuxskate
post Feb 3 2009, 03:34 PM

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hello forumers. i just wanna ask whether anyone of u received any call from personnel claimed that they are from maybank tower kl. they asked for our details and wanted us to apply for this petronas visa credit card. im just curious whether it is a scam or what. yeah they gave their contact number etc but im not really sure because the numbers that they gave is not the same with the number they are calling from. help~
cherroy
post Feb 3 2009, 03:38 PM

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QUOTE(linuxskate @ Feb 3 2009, 03:34 PM)
hello forumers. i just wanna ask whether anyone of u received any call from personnel claimed that they are from maybank tower kl. they asked for our details and wanted us to apply for this petronas visa credit card. im just curious whether it is a scam or what. yeah they gave their contact number etc but im not really sure because the numbers that they gave is not the same with the number they are calling from. help~
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As a rule of thumb.
Never ever give your personal details over the phone.
tinkerbel
post Feb 3 2009, 03:39 PM

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@linuxskate,
Will U still need to lodge an application form?

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