definitely can..
but gonna cost u extra RM2..

what she meant was, de window for authorization n such will appear prompting for password before u could conclude de transaction.. there's no a/c watsoeva 4 u to log in to do online trans for secure e-pay..

correct me if i'm wrong..

do u mean a company dat could refinance your o/standing credit? Is there any? ALONG ade la.. All i know we can sort of restructuring it into low interest monthly installment.. Some local banks offer this, but it wasnt made known to public..

I got it, meaning.. u want to keep de remaining balance of CL remain low, so u still can utilise it after charging a big amount of money to ur card.. Coz 'someone' is paying it for u.. I've heard dat kinda thing somwher.. How these companies operate? To be precise, in term of legality.. BNM regulations watsoeva..

at de moment, cimb DA does fit you.. Especially if you're a univ graduate.. free for life with no min swipe requirements.. n high CL (for me 8k is pretty high), .. but dont get too tempted or u might ended having too much debt.. plus, petrol rebates..

u may juz browse this topic for more info.. i'm sure all de feedback n infos available are very much sufficient..

really? i thought CL for DA is standard for all new applicants..
stay prudent once u got ur raise, o'wise u might end up strangled wit ur own debt..

keep it home then when not on de go.. hehe..

btw, u might consider register for cimbclicks.. in case u dun hav one yet..
can track ur cc activity.. can also pay even before de bills coming..

I've been using paypal for quite sometime..

Basically, I believe we can send money direct to another paypal account, i think all of u agree.. given that u have sufficient balance account in the account, or you have the cc to be charged with the transferred amount.. But to directly send money to a bank account, for Malaysia's case, it is not possible at the moment..

But i tried once transfer using moneybookers.. As matter of fact, I was experimenting it at that point of time.. I add fund into my moneybookers acc using my cc, and then transfer it to my bank account.. but in total it cost me more than RM50 just to experiment this process for an amount of RM5++ (dun quite remember, coz it was 7-8 months way back)..

Maybe some of you has different story.. Care to share?

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Added on November 20, 2008, 1:05 pmIst really possible to load funds via cc? I.e to have a balance in the account by funding it via cc..?? The only thing i know, its kinda dual transaction, we buy somtin using paypal (subscriptions, ebook or somtin), then paypal will charge ur cc (fund the account to pay for the purchase).. Correct me if i missed somtin here..

This post has been edited by fikrie: Nov 20 2008, 01:05 PM

meant for ebay..
i hav a premier account, bought n sold few items on international ebay..

yup, thats true..

He'll be asked to upgrade his account to premier if he's to accept the money, if i'm not mistaken la..

btw, this is CC thread.. maybe u can find another specific thread for paypal in LYN..

Sorry guys, we both might juz a little bit out of original topic here..

This post has been edited by fikrie: Nov 20 2008, 03:06 PM

try look at de beginning of this topic, u'll find a template letter for that purpose..

Simply cutting it wont make any diff, especially if it comes with annual fees.. Calling them to cancel de card also not sufficient, its either u come to their place n hav it cancelled or send a letter to them asking for cancellation.. Then maybe u can convert de cc into a keychain or somtin later on..

This post has been edited by fikrie: Nov 22 2008, 10:02 PM

So far I see DA has a good reputation here.. I myself have DA, oso Maybank n BankIslam.. Been attended timely by the DA CS every time got prob or need to ask somtin (even it was 12 a.m!!).. Also, often they call call me when i charged somtin online using de cards.. Annoying, but better keep it dat way..

The only inconvenience i ever experienced was the cimbclicks, so frustrating.. I used all kinda browsers, IE, firefox, netscape, safari, chrome.. Office line, broadband, WIFI hotspots even Cybercafe, u name it.. Yet, I ended up having not-so-smooth experiences when it comes to cimbclicks juz for de sake of paying bills online.. Luckily they get branches everywhere.. Why cant they have good online services like m2u..

I dun hav any other cc beside the one i mentioned earlier.. So, cant comment much on other cards..

boboi, i juz love de way u commented.. Yup, its unfair.. I was one of de citibank casualties.. On de same day i got rejected i applied for maybank.. n luckily 3 weeks later got my card.. Now they even upgrade de CL w'out me knowing..

Lucky Citibank they didnt do same thing to me juz like wat they did 2u.. O'wise i'd had my revenge then (but i'll get more tempted i guess!!) I always wanted to have my own card collection.. But my wallet has no enough room for extra cards.. I guess enough is enough..

even life isnt that fair, but being grateful always a good thing to do.. Life must go on..

maybe coz no one here ever had any experience wit alliance to share.. anyone?

i dun think de exchange rate will be stated in the online statement, unlike mbb.. the amount appear would be in converted value.. i guess u have to call the centre to get the exact rate..

btw, u need to register for cimbclicks in order to view the online statement..

This post has been edited by fikrie: Dec 11 2008, 03:13 PM

ever heard of cimbclicks.. by right u should know about this, n how it works.. if u dun hav one, juz go to nearest atm, n register for one..

when did u had ur transaction done..?? it should be in the statement few days later.. depending on the merchants..

wat do u mean by 'pin' here.. if u dun hav ur mobile registered, ofcoz u've to get the pin fr the atm every time u wanna do online application.. if u mean by TAC, the tac always being sent to ur mobile fone provided uve registered for it..

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Added on December 14, 2008, 12:10 amAFAIK, under the summary there should be a list for all account registered under ur name.. if that wasnt the case, u should call the bank and ask them to have your cc account in the list..

in case u managed to see the account, juz click on any of the account n u can start paying online.. and the balance will be updated promptly..

This post has been edited by fikrie: Dec 14 2008, 12:10 AM

call the bank hotline n ask y ur cimb cc is not inlcuded in ur cimblicks, coz normally the account for cc is listed in the account summary.. Unless the bank has other reason for not listing it in the cimbclickcs, then the account must be shown somwhere in your cimbclicks.. U dun hav to walk in into any cimb counter for this purpose..

i've been holding Maybank Sony Card for quite sometime, more than a year to be exact..

So far i didnt get any so-called birthday surprise.. No vouchers or any kind of gift.. Except unexpected increase in CL, but i dun think dat got to do with my birthday or watsoeva..

Let say u wud get anytin for a birthday gift or somtin, i dun think dat gonna affect your buying decision..