@RockIron,
PB is not v keen on giving out CCs.  Y don't u put in another application to another bank?

Its norm and you are probably right about holding too many cards. There was a time I had practically every cc there was in M'sia 

Imagine my surprise when suddenly one day got rejected     so I called up and asked why, and they say its because I had what you called a credit over exposure. After that, I always make sure to cancel all the cards I do not need after adding them to my collection. Hope that helps 

perhaps is luck problem? ha.  i thinks it's better you talks with the bank officer 1st, from initial stage until the last stage n procedure that u need to fullfil for apply the plat.

perhaps the officer might give u some tips on it.

else, if u really desperate, go find Public Bank mortage people. Ask them recommend, be your runner.
dun tell me you cant find any mortage people o friend lol....

it's everywhere... 

No need give up. After getting the card, then cancel. That way, get to keep cards & also reduce your exposure. As to the OCBC Plat card, all you need is place a FD of sunstantial amount and they will send you an invitation. Oh, you may need to be very patient as they are pretty slow 

FYI I got the OCBC card way back in 1990 when its by invitation that way as well. Then it was very prestige with a min of 15K for classic and 30K for gold, and in time they gave me the titanium & plat etc card etc. All also cancel now as well 

I seriously don't know either man! Card priviledge seems to be normal as per many other bank's offerings (or even less), nothing outstanding.   

Anyway, my new long term target would be the CIMB, DA, MBF World Mastercard offerings. (I read about MBF World MC in TheStar newspaper today) Need to work harder to deserve those card.

MBF card is supported by Ambank. if you ask for credit limit normally Ambank the one who decide whether you can get extra limit or not

@RockIron,
I think PB will offer U a CC if U put some $ in their bank; invest in one of their products or perhaps just take up a car loan or bank loan from them

Most friends of mine who holds PB CC's were given their CCs based on their existing bank loan.  Mom's been banking with PB for ages but she's never bothered requesting for a CC so am not quite sure how the procedure is.

@RockIron,
Amex offered U an Amex Platinum FOC?! hMmm.... I'm jealous!

That's a hint that RockIron has an obese Maybank account 

I believe that was the promotion when MBB first launched the Plat CC which was limited to the first 10K per-approved customer 

@RockIron,
oKies doKies.. I seriously hope MBB will offer me the Amex Platinum card FOC too!

The more you spend, the more likely they will issue gold/plat or CL ?

I normally spend quite a lot, but does not pay full every month ... never late payment though

Why don't you try to apply for it ?

I got MBB Visa and MC but its combined limit

haha... my situation is reverse from you. i got my Visa clear card...
spending is so so only... prompt payment, after 1 year upgrade to "gold" and not long tht, they send me pre-approved Air Asia MC to me.

the more u eager to get, the desperate u will be getting... so the same old advise, let them come to you.

no point customer go to bank ma...

btw, u can APPLY for 2nd card, have u tried it?

@RockIron,
I'm oredi an existing user of the Amex Platinum Credit Card - will probably stop the card when my 1st year is due and shift to an Amex Gold Card.  The only benefit I probably will lose is the 10x points at Platinum Partner merchants.

Also, I hold both Visa & MasterCard with Citibank.  I originally applied for the MasterCard and a year later, Visa was offered to me; both on separate credit limits.  The last few months, my spending's been on the Visa and in the last update [card was expiring so bank sent me a replacement], the bank did increase my CL by about RM10-15k on that card.  I got a measly RM2.5k (or was it RM1k) increase on the MasterCard.

@tishaban,
Yeah, I figured that one out too and decided it was just too troublesome to get a CL increase so I got another card, just in case   The only thing is I'm really 'kiasu' so I rather accumulate all my points onto 1 account than have it separated everywhere.

Speaking of which, got ur Christmas pressie oredi?!

@RockIron,
I guess Amex just doesn't consider me a big spender even though I've exceeded my available CL 3 months in a row.  I did call for a temporary increase in CL and they did extend my credit line by an additional RM20k but that was well, temporary!

@tishaban,
I don't usually use up my entire credit limit - only on very special ocassions *grins*  And yes.. did the giver knock u on the head the last time U met him?!   How's my beloved anyways?

@jack2,
Any scheduler or task organiser should do the trick.

@RockIron,
Er.. I usually don't exceed more than 50% of my available CL but I made some rather heavy purchases the last few months hence I used up my total available CL on Amex.

On another note, I just checked.. Citibank gave me an additional RM20k credit line with my renewed CC - weird and crazy bank.  When I wanted it they don't give it to me, when I don't need it, they give it to me !

When they (PBB) last rejected your application? I don't know if it matters.  I thought only that banks will not reconsider the application (re-review) until after 6 months from previous of application.  I have read it somewhere but could not remember where (will try to find the link).