Direct Access from CIMB
CIMB Petronas (free for life with cash rebate)
CIMB Mastercard

i have maybank ikhwan cc, based on islamic law.. it stated in the agreement, you can not use it to buy alcohol stuff.. other thing, i'm not very sure.. generally, i think you can not use it to bought non halal thing or gambling..

btw, coming here for a question.. which cc is the best for petrol.. for now, i know maybank petronas give 5x point, cimb petronas give 3% rebate, citibank shell got rebate also i think.. what more cc that offer benefit when use on petrol station?

Anybody could explain to me what is Bay' Al' Inah? It mentions a clause of Sale Price up to RM 11k.

A letter came from Maybank for Ikhwan card.

This post has been edited by David83: Nov 15 2008, 10:20 PM

Actually there is. Just Gold and Platinum. Requirement for Gold is RM30,000 and RM120,000 for Platinum.



For AMEX Charge Card it comes in 4 variations namely "Green", "Gold", "Singapore Airlines Krisflyer Gold" and "Platinum". The design of the cards are exactly the same as those you see in their website.



Yes. You'll have to pay RM25/pa to enroll in their membership rewards program. It is completely unrelated to "Maybank Treatpoints". Therefore you CANNOT combine the points you earned thru your AMEX Charge Card and Petronas Visa.


- CIMB Mastercard
- CIMB Islamic Mastercard
- CIMB Petronas Mastercard
- Maybank Petronas Mastercard
- Direct Access
- Citibank Choice**
- HSBC MPower Credit Card-i**
- Maybank Ikhwan American Express
- Maybank Ikhwan Visa
& many more.

**T & C apply


Kindly refer to the list above.



This post has been edited by MilesAndMore: Nov 15 2008, 10:10 PM

AMEX Charge Card:
http://www.americanexpress.com/malaysia/pe...s/default.shtml

Membership Rewards:
http://www10.americanexpress.com/sif/cda/p...41,20750,00.asp

how the cimb direct access card looks like? ..

http://www.directaccess.com.my/index.php?c...ard&ac=7&tpt=da

Free for life for professional and graduate. No other strings attached like minimum numbers of time you have to use the card etc.

And the zero overseas transaction charge by DA is very attractive to me. 2% fuel rebate is another.

They also allow up to 8 supplementary card for free. And the best thing is, you can set different credit limit for each of those supplementary card, something not often available with other cc. For example, you can give one supplementary card to your college son and set his limit at RM3K. Then another one to your wife with limit of RM10K etc.

DA previously belongs to Southern Bank and there aren't many of their branches around so payment can be troublesome for me personally in EM. But since taken over by CIMB, that is no longer a problem.

MBB and Citibank are somewhat efficient on replacing my CCs.

I lodged a report of unusable card (due to faulty chips), and got my replacement card within the week (3 working days to be exact).

any1 has register on the secure e-pay? i have juz registered myself.. but, i duno wher to log into the a/c? any ideas?

u only need to key in ur e-secure e-pay thing when u purchases good online.

i still dun get it. can giv me an example?

Is DA and CIMB cards are two different things? furthermore if I apply for both and get approved is the credit limit will be shared in those cards?

This post has been edited by cenkudu: Nov 16 2008, 10:44 PM

what she meant was, de window for authorization n such will appear prompting for password before u could conclude de transaction.. there's no a/c watsoeva 4 u to log in to do online trans for secure e-pay..

correct me if i'm wrong..

Hi all,

Anyone here can tell me which credit card has the fastest approval and issue speed? My friend is going overseas really soon and might need one ASAP. A credit card from overseas bank is of course preferable but speed is of the essence here.


Thanks

ok got it... thanks!!

btw~ will they cancel my CC if im inactive for few months or so?

No they won't. In fact, you can keep your card for years without usage and they still won't cancel it but be aware of your annual fee anniversary if you are not using a free-for-life card.

Have not been successful yet. If you have a DA card, you cannot apply for a CIMB Petronas. I know cause I tried. Reason given is both cards got fuel rebate. Have not tried the vanilla CIMB cards or Enrich cards yet.

Based on my experience Direct Access from CIMB. Within a week you get your card.

Citibank can get card in 1 hour if you show up & apply at their card center at jln ampang.

That only applies if you already have other bank's card. Also if I remember correctly, the sales would usher you to the EPF kiosk machine located there and ask you to print out your own EPF statement for verification.

do they disable your current card on those 3 working days?

my card has problem at a random petrol pump. (Error code A6) really annoying.