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 Credit Card Thread V4, Plastic Money @ World Access

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tinkerbel
post Oct 16 2008, 10:49 AM

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@tishaban,
Well, with Citibank increasing my CL with the new Platinum they offered me, I probably no longer need to worry about asking them for another increase for a long long long time. I don't even use 10% of that CL these days; more so when I now have shifted my spending to my Amex.
yiivei
post Oct 16 2008, 11:25 AM

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QUOTE(David83 @ Oct 16 2008, 10:39 AM)
For CIMB DA, you need activation. Once you get the cards, please call CS for activation.
*
Roger that!!
tgeoklin
post Oct 16 2008, 01:10 PM

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QUOTE(David83 @ Oct 16 2008, 09:58 AM)
This is totally different from what the CSE told me. I also described the manual online bill payment using the drop down menu.
*
MBB boleh as usual rclxm9.gif
TSvin_ann
post Oct 16 2008, 02:09 PM

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some times, when im pump petrol at Petronas, im very in-decided whether want to use Maybank Petronas which can get 5X point or Direct Access which can get 2% cash rebate.

any1 have face this situation?
SUSDavid83
post Oct 16 2008, 02:36 PM

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QUOTE(vin_ann @ Oct 16 2008, 02:09 PM)
some times, when im pump petrol at Petronas, im very in-decided whether want to use Maybank Petronas which can get 5X point or Direct Access which can get 2% cash rebate.

any1 have face this situation?
*
I have been sticking to MBB Petronas for months even though I got CIMB DA.
yiivei
post Oct 16 2008, 02:39 PM

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QUOTE(David83 @ Oct 16 2008, 02:36 PM)
I have been sticking to MBB Petronas for months even though I got CIMB DA.
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if i got MBB petronas, i will use tat 2... 5x points brows.gif brows.gif
tishaban
post Oct 16 2008, 02:47 PM

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QUOTE(vin_ann @ Oct 16 2008, 02:09 PM)
some times, when im pump petrol at Petronas, im very in-decided whether want to use Maybank Petronas which can get 5X point or Direct Access which can get 2% cash rebate.

any1 have face this situation?
*
It really depends. 5x points on Amex comes up to almost 3% rebate if you cash in the points for Petronas vouchers (17000 points per RM100 voucher I think). So do the calculation yourself and decide what you want.

tinkerbel
post Oct 16 2008, 02:49 PM

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@tishaban,
Er.. siapa give 5x points on Amex for petrol purchases?! Damn.. I been so bz I haven't even had time to go through my own Amex bill!!! *eGad*
TSvin_ann
post Oct 16 2008, 02:51 PM

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QUOTE(tishaban @ Oct 16 2008, 02:47 PM)
It really depends. 5x points on Amex comes up to almost 3% rebate if you cash in the points for Petronas vouchers (17000 points per RM100 voucher I think). So do the calculation yourself and decide what you want.
*
it's Maybank Petronas card. sweat.gif
tinkerbel
post Oct 16 2008, 02:52 PM

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@vin_ann,
Er.. but Maybank Petronas Card is NOT an Amex card. Wasn't tishaban referring to an Amex card?!
TSvin_ann
post Oct 16 2008, 03:03 PM

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@ Tinkerbel,

i was asking about Maybank Petronas card, he reply Amex pulak... sweat.gif
cute_boboi
post Oct 16 2008, 03:09 PM

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QUOTE(vin_ann @ Oct 16 2008, 02:09 PM)
some times, when im pump petrol at Petronas, im very in-decided whether want to use Maybank Petronas which can get 5X point or Direct Access which can get 2% cash rebate.

any1 have face this situation?
*
Take a simple scenario. A RM50 voucher (KFC ?) needs 8500? points.

8,500 / 5x TP = RM1,700 of petrol

If pump in RM1,700 x 2% rebate = RM34 of cash rebates only.

For comparison purpose,
12,500 points / 5x TP = RM2,500
RM2,500 x 2% rebate = RM50 rclxub.gif

Asus
post Oct 16 2008, 03:33 PM

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whats the credit limit for hsbc classic card?
SUSDavid83
post Oct 16 2008, 03:40 PM

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MBB AMEX got offer 5x TP for petrol?

This post has been edited by David83: Oct 16 2008, 03:40 PM
TSvin_ann
post Oct 16 2008, 03:54 PM

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QUOTE(cute_boboi @ Oct 16 2008, 03:09 PM)
Take a simple scenario. A RM50 voucher (KFC ?) needs 8500? points.

8,500 / 5x TP = RM1,700 of petrol

If pump in RM1,700 x 2% rebate = RM34 of cash rebates only.

For comparison purpose,
12,500 points / 5x TP = RM2,500
RM2,500 x 2% rebate = RM50  rclxub.gif
*
good comparison.

QUOTE(Asus @ Oct 16 2008, 03:33 PM)
whats the credit limit for hsbc classic card?
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it's depends on individual.

when im 1st got it, just 4k. after 1 years plus, offered increase 500. sweat.gif
bysquashy
post Oct 16 2008, 06:02 PM

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QUOTE(Asus @ Oct 16 2008, 03:33 PM)
whats the credit limit for hsbc classic card?
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They told me there's no cap for the CL. I'm currently at 20K
reinani
post Oct 16 2008, 06:40 PM

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whats so good about Amex? I remember long time ago ppl stopped using Amex and go for Mastercard...


boonsin23
post Oct 16 2008, 08:14 PM

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anybody using PBB cc now? i found nothing can be redeemed oh!?!?! Im having a Manchester United Mastercard, currently has 80000+ points but unfortunately, I dunno wat can be redeemed!
MilesAndMore
post Oct 16 2008, 08:24 PM

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QUOTE(reinani @ Oct 16 2008, 06:40 PM)
whats so good about Amex? I remember long time ago ppl stopped using Amex and go for Mastercard...
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The prestige, i guess. And also the reward point is good.

cannavaro
post Oct 16 2008, 08:47 PM

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QUOTE(yiivei @ Oct 16 2008, 09:19 AM)
hey guys,

yday CIMB calls me up and ask me on wher to send the card to... does tat mean my card got approved? and, do i need to do anything after receiving the card? 1st time apply... geez

thanks
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Most probably yes.
They asked me the same thing. Not long after that I received a letter from them telling me that my card is ready for collection. (since I told the cs that I want to collect it at a certain branch)

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