Credit Card Thread V4, Plastic Money @ World Access
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 Oct 4 2008, 01:27 AM
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#1
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Senior Member
3,008 posts Joined: Sep 2005 From: T.T.D.I, Bukit Damansara  
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Out of curiousity, I checked out the minimum income requirement to be eligible for a CC for the major banks and to my surprise, Maybank's the highest - 30k annual income for classic/standard.
Has it always been like this or did they raise the bar during last year or so? |
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Oct 4 2008, 06:34 PM
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#2
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Senior Member
3,008 posts Joined: Sep 2005 From: T.T.D.I, Bukit Damansara
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QUOTE(hye @ Oct 4 2008, 09:22 AM) However, the minimum requirements for an entry level cc is the same for all banks as this is the BNM requirement me thinks. It's just that these banks practices a more stringent approving criterias. Excluding MBB, which is 30k. The rest, including HSBC, is 18k. |
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Oct 15 2008, 09:53 PM
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#3
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Senior Member
3,008 posts Joined: Sep 2005 From: T.T.D.I, Bukit Damansara
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QUOTE(seeseng @ Oct 15 2008, 04:29 PM) Hi all, I've never apply for a credit card before. Recently got agents from approached me (not MBB) I decided to apply for a classic Master. From the latest Borang BE submitted stated I got Jumlah Pendapatan of RM30790. Jumlah cukai Pendapatan=RM310.39 then after some rebates the tax I need to pay is none. So the agent said I'm not qualified for classic card. They said need tax payment receipt which I don't have. I thought the minimum requirement is annual income of 18k? They said if I got a housing loan then maybe got chance. I own a house which is fully paid up. So no loan they said cannot. I'm blur. Why someone in debt got better chance of getting just a classic card? Can KWSP statement help in card application? Since I got around 100k in there. Try CIMB Petronas Mastercard, it's easy to get approved. |
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Oct 16 2008, 08:47 PM
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#4
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Senior Member
3,008 posts Joined: Sep 2005 From: T.T.D.I, Bukit Damansara
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QUOTE(yiivei @ Oct 16 2008, 09:19 AM) hey guys, Most probably yes.yday CIMB calls me up and ask me on wher to send the card to... does tat mean my card got approved? and, do i need to do anything after receiving the card? 1st time apply... geez thanks They asked me the same thing. Not long after that I received a letter from them telling me that my card is ready for collection. (since I told the cs that I want to collect it at a certain branch) |
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