Thanks for sharing the list. The only problem with AMEX is giant merchant accepts.

Kind of funny. Why even a need for classic card than?

The difference between classic and gold is merely RM 6k.

To think around 5-6 years back, the income requirements for a Gold card was around RM60K per annum for just about all the banks in town.

lol, based on what you said, I don't think any bank wants me as their customer since i only spend around rm500 monthly out of my 6k credit limit

I remembered somebody mentioned that he/she couldn't use MBB AMEX to pay for bills online in M2U. Who was that?

I asked this during my call with M2U CS. They said can and shouldn't be a big problem.

To my best knowledge ... the answer is can but not every bills can be paid using AMEX, VISA or MC via M2U. You still need either a current or savings account to maximise the range of bills that can be paid online via M2U.

This post has been edited by hye: Oct 15 2008, 09:50 PM

Try CIMB Petronas Mastercard, it's easy to get approved.

I do understand that you meant but somebody did bring this up few days ago in this thread.

I think it was @tinkerbell

So sad, Citibank reject me twice already, when they make verification at my home address, my mother answer the phone, but why they reject it?

The document provided is enough, pay slip, IC, KWSP, employment letter, true information, salary over RM 1500 per month... still get rejected?

Lose confident to them already

hey guys,

yday CIMB calls me up and ask me on wher to send the card to... does tat mean my card got approved? and, do i need to do anything after receiving the card? 1st time apply... geez

thanks

It's CIMB not CIMB Direct Access.

Not sure if it requires any activation by calling to the customer service.

I've been using MBB Online to pay bills. MBB Amex Credit Card cannot use at all for manual payment. You can try choosing manual bills to pay and the dropdown combobox won't have AMEX card option.

However, you can register for auto-debit with MBB Amex Charge Card for all bills (including TNB) by filling up a form.

MBB Amex Credit Card Auto-debit: Maxis 2x TP

My experience so far on manual online payment
Amex: NONE
Petronas Visa: TM/Streamyx (2x TP), MPSJ, Insurance (auto-debit), Petronas (5x TP) donation (auto-debit)

Citibank CC Master: Syabas, DiGi

Cannot pay using CC for both MBB and Citibank Online:
1) TNB

------------------------------
Previously I used MBB Amex Credit Card at Esso/Mobil (2x TP) + 1x Smiles point.
However, since MBB Petronas Visa is offering 5x TP until end-Dec 2008, I'm using it until further notice.

This is totally different from what the CSE told me. I also described the manual online bill payment using the drop down menu.

e.g. For TM bill, these are some options available for MBB manual online payment:
1) Savings a/c
2) Current a/c
3) Visa CC

No Amex option.

If got Amex option, I will be using it, cause 2x TP compared to Visa/Master 1x TP.

Don't feel disheartened. SCB rejected me 3 times across a span of 3 years before finally accepting me as a cc customer + Citibank once rejected me before and at that time I had an account with them with a substancial amount of money with them. (Go figure) Yourself just trying once and give up .... dunno what to say.

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Added on October 16, 2008, 10:06 amJust to correct this info. You can pay your TNB via Citibank Online with Citibank's cc. If you only have current/savings account with Citibank then you can't pay any bills! It's totally opposite from all the online banking in Malaysia.

This post has been edited by hye: Oct 16 2008, 10:06 AM

urm. its CIMB Direct Access. sory~ hehe

how do i noe whether an activation is necessary? thanks

ah... sorry, my mistake. Just check and Citibank CC can pay TNB. Previously I was unable to pay using it, hence have to use M2u online savings/current account.

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Added on October 16, 2008, 10:35 amSince I was at Citibank Online, I check my statement and...

CL increased from 15k to 22.5k
Not yet include the Installment Loan Limit.

I'm just spending <RM100 every month on this Citibank CC. but paid in full and on time every month. I won't be using such high CL, but good to keep for emergency purpose.


This post has been edited by cute_boboi: Oct 16 2008, 10:35 AM

For CIMB DA, you need activation. Once you get the cards, please call CS for activation.