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 Credit Card Thread V4, Plastic Money @ World Access

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SUSDavid83
post Oct 14 2008, 09:51 PM

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QUOTE(MilesAndMore @ Oct 14 2008, 09:44 PM)
Speaking of MBB credit card annual fee waiver. I currently own a MBB AMEX Gold Credit Card and just about 2 weeks ago i found out that MBB recently introduced a new credit card range called "Ikhwan" and it is free for life as long as you swipe the card 12 times/pa which i am sure is a piece of cake to everybody. Now i am thinking to convert my MBB Gold AMEX Credit Card to the MBB Ikhwan AMEX Gold Credit Card. I don't want to call their CS every year just to ask for fee waiver because it is such a waster of time.
It is based on your gross salary, which means your "gaji pokok".
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Conversion is allowed. I just read the details. There's conversion form included. Sorry.

This post has been edited by David83: Oct 14 2008, 10:29 PM
SUSDavid83
post Oct 14 2008, 10:21 PM

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Does MBB Ikhwan AMEX Gold Credit Card share the same benefit as MBB AMEX Credit Card? if yes, I would like to get one too.

I have it at http://www.maybank2u.com.my/consumer/onlin...wan/bmain.shtml.

TREATSPOINTS

Earn one TreatsPoints for every RM1 spent with Maybank Islamic Ikhwan American Express or Visa Card on all retail transactions. Plus you can earn 2X TreatsPoints for every RM1 spent at Telekom Malaysia (TM Homeline, TMPoint and TMNet), HSL Electrical & Electronics, Victoria Station, Sri Ayutthaya Restaurant and Subway Café.

TP wise on Ikhwan AMEX is RM 1 = 1 point and not same as conventional AMEX with RM 1 = 2 points.


This post has been edited by David83: Oct 14 2008, 10:31 PM
soitsuagain
post Oct 14 2008, 10:34 PM

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QUOTE(andrekua @ Oct 14 2008, 08:16 PM)
You phailed  laugh.gif
The force is not with you...

Keep applying new card is the fastest way to increase credit limit without having to fax them a shit.

4k SBB -> 9k HSBC -> 13k Citi -> 18k Alliance in 2 years... but think again, do we really need all these... I just couldnt stand persistant sales girls nagging me while Im pumping petrol or eating...
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Not when ur credit limit is 3k, which means..... 3k>3k>3k but anyway i really max out every card I own. I used to have 10 cards. Lucky its not 10 cards @ 15k CL. Like this I sure die a long death.
MilesAndMore
post Oct 14 2008, 11:07 PM

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QUOTE(David83 @ Oct 14 2008, 10:21 PM)
Does MBB Ikhwan AMEX Gold Credit Card share the same benefit as MBB AMEX Credit Card? if yes, I would like to get one too.

I have it at http://www.maybank2u.com.my/consumer/onlin...wan/bmain.shtml.

TREATSPOINTS

Earn one TreatsPoints for every RM1 spent with Maybank Islamic Ikhwan American Express or Visa Card on all retail transactions. Plus you can earn 2X TreatsPoints for every RM1 spent at Telekom Malaysia (TM Homeline, TMPoint and TMNet), HSL Electrical & Electronics, Victoria Station, Sri Ayutthaya Restaurant and Subway Café.

TP wise on Ikhwan AMEX is RM 1 = 1 point and not same as conventional AMEX with RM 1 = 2 points.
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The main "Ikhwan" page said so but if you click the FAQ page item numbered 22, it says that MBB Ikhwan AMEX earns 2X Treatpoints for every RM1 transacted. Anyways, it is better if you confirm with their CS first.
SUSDavid83
post Oct 14 2008, 11:10 PM

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QUOTE(MilesAndMore @ Oct 14 2008, 11:07 PM)
The main "Ikhwan" page said so but if you click the FAQ page item numbered 22, it says that MBB Ikhwan AMEX earns 2X Treatpoints for every RM1 transacted. Anyways, it is better if you confirm with their CS first.
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Thank you for pointing out. This is very contradicting.
SUSDavid83
post Oct 15 2008, 08:26 AM

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QUOTE(David83 @ Oct 14 2008, 11:10 PM)
Thank you for pointing out. This is very contradicting.
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For MBB Ikhwan AMEX Gold Credit Card, I have called M2U CS and they confirmed that this card will also enjoy 2x TP as the MBB conventional AMEX.

Secondly, there'll be a seperate credit limit for this card. It won't be sharing the combined credit limit from your existing convetional credit cards.
Syd G
post Oct 15 2008, 09:57 AM

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MBB Ikhwan Amex CC sounds really good. Unfortunately I'm not able to meet the income requirement sad.gif
keith_hjinhoh
post Oct 15 2008, 10:29 AM

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Ikhwan good meh?

All tsc must be halal, else your card will be cancelled.

So, wine, not halal restaurant, and Genting will not be able to transact, else your card will be cancelled.
MilesAndMore
post Oct 15 2008, 10:35 AM

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QUOTE(David83 @ Oct 15 2008, 08:26 AM)
For MBB Ikhwan AMEX Gold Credit Card, I have called M2U CS and they confirmed that this card will also enjoy 2x TP as the MBB conventional AMEX.
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Great. Going to convert my current MBB Gold AMEX to MBB Ikhwan Gold AMEX real soon and at the same time apply for the MBB Ikhwan Gold VISA. Thanks for the info mate.


QUOTE(keith_hjinhoh @ Oct 15 2008, 10:29 AM)
Ikhwan good meh?

All tsc must be halal, else your card will be cancelled.

So, wine, not halal restaurant, and Genting will not be able to transact, else your card will be cancelled.
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The T&C didn't exactly say that we can't use it at Genting, non-Halal restaurant or to purchase alcoholic drinks at supermarket. So it should be alright.
he-sham
post Oct 15 2008, 10:53 AM

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QUOTE(Syd G @ Oct 15 2008, 09:57 AM)
MBB Ikhwan Amex CC sounds really good. Unfortunately I'm not able to meet the income requirement sad.gif
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not necessarily u must meet rm30k per annum... it stated "To be eligible to apply for an Ikhwan card, your income level should average about RM30k per annum"

my salary also below rm30k per annum but my application for petronas visa (which required rm30k per annum) was approved...
arsenal
post Oct 15 2008, 11:43 AM

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Need to swipe at least 12 times right? the thing is this card is not accepted at petrol right? i mean AMEX?
tgeoklin
post Oct 15 2008, 11:47 AM

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QUOTE(arsenal @ Oct 15 2008, 11:43 AM)
Need to swipe at least 12 times right? the thing is this card is not accepted at petrol right? i mean AMEX?
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Can lah. Maybe not in Petronas tongue.gif
cute_boboi
post Oct 15 2008, 12:01 PM

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QUOTE(Vivato @ Oct 14 2008, 11:18 AM)
A few questions to ask

I have been charging my HLB card to help my company buy air ticket mainly Cathay Pacific. Is there any card out there that give more benefit when buying Cathay Pacific air ticket  by using it?

Does paying your credit card before the statement arrive affect your credit reputation?
eg: charge rm2k pay back 5 days later, in the end your statement have only a few hundreds to settle.
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I use MBB Amex Credit Card. Amex = 2x TP
Also apply for Asia Miles, which partners with quite a number of airlines like Cathay, Qantas, BA, etc.
c9
post Oct 15 2008, 12:32 PM

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Oh wow, MBB has increased the minimum income requirement.


Classic
RM30,000 per annum

Gold
RM36,000 per annum

Platinum
RM120,000 per annum

This post has been edited by c9: Oct 15 2008, 12:33 PM
wenjie86
post Oct 15 2008, 01:00 PM

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QUOTE(c9 @ Oct 15 2008, 01:32 PM)
Oh wow, MBB has increased the minimum income requirement.

                                       
Classic 
RM30,000 per annum     

Gold         
RM36,000 per annum   

Platinum     
RM120,000 per annum
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wow.. great news!

but... even some ppl with Rm500/month salary can get CC from maybank la..

haiz... even they put those whatever income level... yet... LOOPHOLES still exist man!
tgeoklin
post Oct 15 2008, 01:11 PM

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QUOTE(wenjie86 @ Oct 15 2008, 01:00 PM)
wow.. great news!

but... even some ppl with Rm500/month salary can get CC from maybank la..

haiz... even they put those whatever income level... yet... LOOPHOLES still exist man!
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Hey, its MBB we are talking abt, the embodiment of Malaysia BOLEH!!!!!!!!!!! rclxms.gif
keith_hjinhoh
post Oct 15 2008, 01:36 PM

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QUOTE(MilesAndMore @ Oct 15 2008, 10:35 AM)
The T&C didn't exactly say that we can't use it at Genting, non-Halal restaurant or to purchase alcoholic drinks at supermarket. So it should be alright.
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Ahh... Please check properly the terms and conditions.

It did stated and mentioned very clearly.

QUOTE
All Maybank Islamic Ikhwan Card transactions are in line with Shariah principles and cannot participate in businesses prohibited by Shariah such as gambling, liquor, etc.
boonsin23
post Oct 15 2008, 01:49 PM

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12 times per year is very easy la, just go Caltex will waive your annual fees oredi.
arsenal
post Oct 15 2008, 03:27 PM

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petrol station no accept leh
boonsin23
post Oct 15 2008, 03:33 PM

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QUOTE(arsenal @ Oct 15 2008, 03:27 PM)
petrol station no accept leh
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other petrol kiosk i dunno lah, but Caltex confirms accept AMEX wo... during promotion period u can even get 3X treat points if u pump RM50 & above.
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