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 Credit Card Thread V4, Plastic Money @ World Access

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Norns
post Sep 10 2008, 12:21 PM

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QUOTE(tachlio @ Sep 10 2008, 11:26 AM)
Last week i apply DA, they told me must had cert! but due to some problem i said i unable pass the cert 1st. so i give them my payslip and offer letter..

I scare DA fail so i apply petronas mastercard too....

The next tuesday they call me said my card is pass and on the way to me ~(I been told the card arrive my home on thurday but no one at home so it pass back to pos office, i call them they said will resend to my company this week)

On the same friday, they call me again said my petronas mastercard also approve~ @@ i direct said dont want ady...

So i think if u provide enought thing to CIMB the cert really doesn't concern.

Somemore they process really fast !! thumbs up for CIMB this time!!

For MBB i also apply, later i wanna call them said don need process le.. 2 week plus no even call me,  need me call them n said in progessing , due slow. somemore my salary is direct go MBB why need so many document.. really dissapointed with MBB.

BTW, Hong Leong, UOB, n Standard Charted all had call me in one week time. HL i get ady, UOB on the way too. SC still in progress but i wanna cancel HL n SC liao~
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Bro ... is this your first card when u apply ?

Did you submit any education document for DA application ? I can provide my income and offer letter etc, so I wonder can my card approve w/o cert ?

So lucky u apply many card and all got approve ... i scare conflict that why scare apply many


Btw, i just change job to new company with better salary .... i hope can apply faster no need wait 3 month payslip doh.gif
My current existing card is cimb only 1 month old
mars1069
post Sep 10 2008, 12:43 PM

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I went to Carrefour for shopping and pay with Maybank CC, I was surprised coz using Maybank CC has 5% discount on all items. The rebate on Tuesday is 10%. But one card member only entitled to max RM50 per month, better than nothing, right? Anyway, it is a great saving also which I wish to share with those who dunno about it. rclxms.gif
Jordy
post Sep 10 2008, 12:44 PM

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QUOTE(mars1069 @ Sep 10 2008, 12:43 PM)
I went to Carrefour for shopping and pay with Maybank CC, I was surprised coz using Maybank CC has 5% discount on all items. The rebate on Tuesday is 10%. But one card member only entitled to max RM50 per month, better than nothing, right? Anyway, it is a great saving also which I wish to share with those who dunno about it.  rclxms.gif
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Is this a long term offer, or just for a limited time? hmm.gif
markchan
post Sep 10 2008, 12:52 PM

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wow i did not know that
applies to Amex?
saladin7
post Sep 10 2008, 12:54 PM

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ouh.. i don't know about this.. any maybank CC or special CC like maybank carrefour CC? rclxub.gif
tgeoklin
post Sep 10 2008, 01:04 PM

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QUOTE(mars1069 @ Sep 10 2008, 12:43 PM)
I went to Carrefour for shopping and pay with Maybank CC, I was surprised coz using Maybank CC has 5% discount on all items. The rebate on Tuesday is 10%. But one card member only entitled to max RM50 per month, better than nothing, right? Anyway, it is a great saving also which I wish to share with those who dunno about it.  rclxms.gif
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Where you get the info from? Limit to RM50 per mth, so its like RM5 off, right? So I guess its like Maybank taking a cue from Citibank in respect of its Giant Card but half heartedly, isn't it?
saladin7
post Sep 10 2008, 01:06 PM

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Here is the info.. maybank cc is the best thumbup.gif
mensa
post Sep 10 2008, 02:25 PM

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i prefer citibank as i travel alot and no need to inform the bank where the country i will visit. hassle free. I also have maybank visa..will terminate it after finishing my installment plan.
tgeoklin
post Sep 10 2008, 03:05 PM

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QUOTE(mensa @ Sep 10 2008, 02:25 PM)
i prefer citibank as i travel alot and no need to inform the bank where the country i will visit. hassle free. I also have maybank visa..will terminate it after finishing my installment plan.
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Me also just terminated my Maybank card. The service is so bad, its totally unbelievable. They are the equavalent of Drama Minggu Ini over at RTM once upon a time. If the market becomes more open with the encroachment of globalisation, their days are most definitely numbered.


Added on September 10, 2008, 3:06 pm
QUOTE(saladin7 @ Sep 10 2008, 01:06 PM)
Here is the info.. maybank cc is the best  thumbup.gif
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Thks for the link but they the best?? That's the biggest joke, ever ...... lol


Added on September 10, 2008, 3:13 pm
QUOTE(zephyryu @ Sep 8 2008, 05:31 PM)
Maybank Flex is free for life unlike Normal Classic
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Just like Maybank to have a Me Too product. Kind of like Monkey see, monkey do ;-)

This post has been edited by tgeoklin: Sep 10 2008, 03:13 PM
he-sham
post Sep 10 2008, 03:23 PM

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QUOTE(tgeoklin @ Sep 10 2008, 03:05 PM)
Me also just terminated my Maybank card. The service is so bad, its totally unbelievable. They are the equavalent of Drama Minggu Ini over at RTM once upon a time. If the market becomes more open with the encroachment of globalisation, their days are most definitely numbered.


Added on September 10, 2008, 3:06 pm

Thks for the link but they the best?? That's the biggest joke, ever ......  lol


Added on September 10, 2008, 3:13 pm
Just like Maybank to have a Me Too product. Kind of like Monkey see, monkey do ;-)
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typical newbie's 3rd posts... whistling.gif
pls come with more facts...dont simply say.....
tgeoklin
post Sep 10 2008, 03:50 PM

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QUOTE(he-sham @ Sep 10 2008, 03:23 PM)
typical newbie's 3rd posts...  whistling.gif
pls come with more facts...dont simply say.....
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Erh, you must be new ard here hur? But in case you are not familiar with Maybank, ask around, it should be enlightening.
cute_boboi
post Sep 10 2008, 04:12 PM

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QUOTE(mensa @ Sep 10 2008, 02:25 PM)
i prefer citibank as i travel alot and no need to inform the bank where the country i will visit. hassle free. I also have maybank visa..will terminate it after finishing my installment plan.
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I used MBB CC overseas, never inform them, no problem at all. Banks/restaurants never doubt or ask me before. But it is advisable to inform bank to prevent fraud overseas charges, etc.

But I do agree all banks Customer Service sucks.
MBB = Malaysia Boleh
SCB = Refer my horror story here
Citibank = Always sell out my data to tele-marketeers
HSBC = Recently just got the CC, immediately the next day, tele-marketeers call to ask for home loan
doh.gif

My opinion is as long as it is local ppl serving you for classic/gold, you'll get the same type of service. Maybe platinum/preferred/higher up will have better service (I hope!)

QUOTE(tgeoklin @ Sep 10 2008, 03:05 PM)
Me also just terminated my Maybank card. The service is so bad, its totally unbelievable. They are the equavalent of Drama Minggu Ini over at RTM once upon a time. If the market becomes more open with the encroachment of globalisation, their days are most definitely numbered.


Added on September 10, 2008, 3:06 pm

Thks for the link but they the best?? That's the biggest joke, ever ......  lol


Added on September 10, 2008, 3:13 pm
Just like Maybank to have a Me Too product. Kind of like Monkey see, monkey do ;-)
*
FYI, Flex is one of the 2nd cards (if not 3rd/4th) to offer free for life*** without the need to call up the bank to ask/beg for waiver every year. This is followed by Citibank Choice, and the rest of the story. There is no best card, it always change depending on your lifestyle and offer/promotion given. So, who's the monkey here?

Actually, DA is the first to offer free for life without condition whistling.gif

*** but must swipe 2x / mth

mensa
post Sep 10 2008, 04:17 PM

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[quote=tgeoklin,Sep 10 2008, 03:05 PM]
Me also just terminated my Maybank card. The service is so bad, its totally unbelievable. They are the equavalent of Drama Minggu Ini over at RTM once upon a time. If the market becomes more open with the encroachment of globalisation, their days are most definitely numbered.


Added on September 10, 2008, 3:06 pm

i plan to terminate maybank not becoz their service quality..It's enough for me to have one card that can been accepted both local and international merchant with less procedure. For me Maybank is good but i prefer citibank more smile.gif

This post has been edited by mensa: Sep 10 2008, 04:18 PM
tgeoklin
post Sep 10 2008, 04:41 PM

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{But I do agree all banks Customer Service sucks.
MBB = Malaysia Boleh
SCB = Refer my horror story here
Citibank = Always sell out my data to tele-marketeers
HSBC = Recently just got the CC, immediately the next day, tele-marketeers call to ask for home loan
doh.gif

My opinion is as long as it is local ppl serving you for classic/gold, you'll get the same type of service. Maybe platinum/preferred/higher up will have better service (I hope!)}

hmm.gif Not surprised to read about your horror story at Std Chart and I do recall some moments with them as well. Luckily it turned out ok after somewhile. But if you think platinum or preferred services are any better, you are just a little right. To share a little of my experience :-

HSBC Premier - Normally one phone call does it
SCB Priority - Calls and fax normally does it but a little slow at times
RHB Infinity Banking - Calls, fax, physical presence at times required
Maybank Private Banking - Calls? Good music though. Response very very slow. Even took over 1 month to get back on loan application amongst other

UOB Midas Club - Heard from friends very good but not experience before. Anyone care to share?


{FYI, Flex is one of the 2nd cards (if not 3rd/4th) to offer free for life*** without the need to call up the bank to ask/beg for waiver every year. This is followed by Citibank Choice, and the rest of the story. There is no best card, it always change depending on your lifestyle and offer/promotion given. So, who's the monkey here?

Actually, DA is the first to offer free for life without condition whistling.gif

*** but must swipe 2x / mth}


Yeap, DA is the first followed by the rest of the monkeys thumbup.gif

This post has been edited by tgeoklin: Sep 10 2008, 04:44 PM
Syd G
post Sep 10 2008, 04:44 PM

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I'd so want to apply DA but my primary bank is not CIMB ler. So mafan sad.gif
mensa
post Sep 10 2008, 04:46 PM

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[quote=tgeoklin,Sep 10 2008, 04:41 PM]
But I do agree all banks Customer Service sucks.
MBB = Malaysia Boleh
SCB = Refer my horror story here
Citibank = Always sell out my data to tele-marketeers
HSBC = Recently just got the CC, immediately the next day, tele-marketeers call to ask for home loan
doh.gif

My opinion is as long as it is local ppl serving you for classic/gold, you'll get the same type of service. Maybe platinum/preferred/higher up will have better service (I hope!)

hmm.gif Not surprised to read about your horror story at Std Chart and I do recall some moments with them as well. Luckily it turned out ok after somewhile. But if you think platinum or preferred services are any better, you are just a little right. To share a little of my experience :-

HSBC Premier - Normally one phone call does it
SCB Priority - Calls and fax normally does it but a little slow at times
RHB Infinity Banking - Calls, fax, physical presence at times required
Maybank Private Banking - Calls? Good music though. Response very very slow. Even took over 1 month to get back on loan application amongst other

UOB Midas Club - Heard from friends very good but not experience before. Anyone care to share?
FYI, Flex is one of the 2nd cards (if not 3rd/4th) to offer free for life*** without the need to call up the bank to ask/beg for waiver every year. This is followed by Citibank Choice, and the rest of the story. There is no best card, it always change depending on your lifestyle and offer/promotion given. So, who's the monkey here?

Actually, DA is the first to offer free for life without condition whistling.gif

*** but must swipe 2x / mth
*

[/quote]

Yeap, DA is the first followed by the rest of the monkeys thumbup.gif
*

[/quote]

by the way..forgot to mention..citibank always call me for promotion tongue.gif other than that their service superb ( for me at least)

tgeoklin
post Sep 10 2008, 04:48 PM

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[quote=Syd G,Sep 10 2008, 04:44 PM]I'd so want to apply DA but my primary bank is not CIMB ler. So mafan sad.gif
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[/quote]


Erh, just mail them yr docs, so difficult meh???


Added on September 10, 2008, 4:54 pmi plan to terminate maybank not becoz their service quality..It's enough for me to have one card that can been accepted both local and international merchant with less procedure. For me Maybank is good but i prefer citibank more smile.gif
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[/quote]

Hey, there's absolutely no comparision at all.

Btw, anyone went for the Maybank Treat Fair back in August? Did anyone notice that Maybank staff were actually jacking up the price of the so called 1 Treat Point auction? Best of all, some of them so moronic, still wearing the Maybank staff tag while bidding up the price. Now, that's Maybank for you hmm.gif

This post has been edited by tgeoklin: Sep 10 2008, 04:54 PM
bee993
post Sep 10 2008, 05:08 PM

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i buy thing online 2 day ago using my cc.

till now also nothing in my statement

it is normal?

just 1st time use on net...sorry being noob


thanks
ronnie
post Sep 10 2008, 05:12 PM

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QUOTE(bee993 @ Sep 10 2008, 05:08 PM)
i buy thing online 2 day ago using my cc.

till now also nothing in my statement

it is normal?

just 1st time use on net...sorry being noob
thanks
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Maybe need to wait longer... you can always call up your credit card CS to check.
tgeoklin
post Sep 10 2008, 05:13 PM

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QUOTE(bee993 @ Sep 10 2008, 05:08 PM)
i buy thing online 2 day ago using my cc.

till now also nothing in my statement

it is normal?

just 1st time use on net...sorry being noob
thanks
*
Don't worry, it takes somewhile ....... if never show, better still brows.gif

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