Credit Card Thread V4, Plastic Money @ World Access
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 Jul 22 2008, 07:05 AM
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#1
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1,178 posts Joined: May 2007 
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QUOTE(tinkerbel @ Jul 21 2008, 04:51 PM) @muscaa, use check no charge?If U have cheque facilities and don't mind sending the cheque each month it's really not that troublesome. I've been doing it for the last 8 years   have to post where?? think of cancalling my citibank cc now |
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Jul 22 2008, 03:06 PM
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#2
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1,178 posts Joined: May 2007
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QUOTE(hye @ Jul 22 2008, 08:40 AM) Just have to spend some money on stamps and the trip to the mail box. If you look @ your monthly statement, there's a portion that is detachable on the upper side of the first page of your statement. (If I remember it correctly) hehe........nice tryInsert that detached portion into the envelope provided in the statement. And off it goes ! Actually it's quite simple to pay any credit card bills these days if you use the GIRO facility. ..... Alternatively you can send the cash via me as I got account in Citibank. Hahaha  h This post has been edited by bee993: Jul 22 2008, 03:11 PM |
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Jul 22 2008, 03:10 PM
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#3
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1,178 posts Joined: May 2007
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QUOTE(muscaa @ Jul 22 2008, 12:08 PM) Yeah very troublesome, gotta write cheque then put in the envelop&get RM0.30 stamp. My friend had bad experience with pos malaysia before, he lost his cheque while sending it for credit card payment. yeah...mine is choice card........till now havent got single point.........coz i use for petrol onli.....heheI'm thinking to terminate my citibank clear card too, not much of benefit using it hav to swipe 2 time each month |
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Jul 22 2008, 04:06 PM
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#4
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1,178 posts Joined: May 2007
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@bee993, hye was just being helpful  [/quote] yeah.......hehe  |
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Aug 18 2008, 07:57 AM
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#5
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1,178 posts Joined: May 2007
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can i ask wat will happen after kena late charge??
then my next cc bill no 20 days interest free period liao? how can i cancel my eon cc? i only get it for 2-3month.........dint reli use it anyway......... the online banking service so slow for the cc........i oso dunno my office boy dint pay my cc bill becoz they are slow at updating in online banking.......now kena late charge.......i afraid might effect my other cc........... Added on August 18, 2008, 8:14 amcan anyone help about my situation? will my eon cc late charge make my other cc oso no interest free period? and wat it mean without the free period? example now i swipe rm100.00 then the bill cum i hav to pay more then rm100 or how?quite confused........... This post has been edited by bee993: Aug 18 2008, 08:14 AM |
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 Aug 19 2008, 06:32 AM
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#6
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QUOTE(TeraPox @ Aug 18 2008, 04:59 PM) oh no, citibank 2 swipe per year?????????Direct access... both gold and platinum are free for life (without condition) Cimb Platinium is free for life( weird... why only platinum, i also don't know) CIMB & Maybank Petronas Card... Desgin almost identical and both r free for life without condition Citibank Choice Card... 2 Swipe per year to waive annual fee UOBs 6 swipes per year to waive annual fee... EON 24 swipes per year to waive annual fee... MBF 10000000 swipes per year oso refuse to waive ur annual fee...  i think is per month |
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Aug 25 2008, 09:04 PM
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#7
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1,178 posts Joined: May 2007
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hi can i ask if i dint receive cc statement from citibank and then they charge me with late payment........
can i ask them to cancel the charge? bcoz i dint receive the statement for the month? plz enliighten...... and how long muz we use a credit card b4 we can cancel it without any penalty? thanks |
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Aug 26 2008, 09:03 PM
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#8
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1,178 posts Joined: May 2007
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QUOTE(tinkerbel @ Aug 26 2008, 11:38 AM) @bee993, i send email to them and they just reply say will waive the late payment charge the next month bill.but never mention about interest.....Yes just call CS and tell them U didn't get ur bill hence U didn't make payment. They usually will waive the late finance charges + interest rates billed to U. @jep, The conversion takes place at point of purchase. The exchange rate is based on 'International Forex Rates' then. If the item was purchased today @ 10AM it will be converted based on today's 10AM rates. and my unbil statement still have the charge at there.... actally my eon bank cc statement oso dint receive but i already pay the late payment charge........it is possible to get them waive it back? |
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Aug 27 2008, 09:43 PM
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#9
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1,178 posts Joined: May 2007
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QUOTE(tinkerbel @ Aug 27 2008, 09:27 AM) @bee993, yaloh.....cant do anything d.......maybe will cancel the eon cc....Once U've paid I don't think the bank will entertain anymore requests for waiver. Plus U have no more grounds/advantage to make any arguments with them. all thing very slow.......online statement is super slow n slow update..........  |
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Sep 10 2008, 05:08 PM
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#10
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1,178 posts Joined: May 2007
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i buy thing online 2 day ago using my cc.
till now also nothing in my statement it is normal? just 1st time use on net...sorry being noob thanks |
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Sep 10 2008, 05:49 PM
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#11
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QUOTE(tgeoklin @ Sep 10 2008, 05:13 PM) Don't worry, it takes somewhile ....... if never show, better still haha... |
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Sep 10 2008, 05:55 PM
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#12
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1,178 posts Joined: May 2007
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QUOTE(tgeoklin @ Sep 10 2008, 05:51 PM) Hey, it has been known to happen .... that's why sometimes a lousy bank can be good for you also mbb..........think will show up soon........if not after few year show say 3k den i pengsan |
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Sep 16 2008, 08:11 AM
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#13
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1,178 posts Joined: May 2007
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QUOTE(roy_zu @ Sep 15 2008, 02:08 PM) Guys, i need to clear some doubts... i dun think need back as well...last time i apply eon using my mbb...Some sales person will ask us to photocopy for credit card front n back to give them rather then our financial documents to get their CC rite? How we can trust them that they won't use the 3 numbers at the bck of our card to scam? I'm not sure how this thing works since we can trust anyone who we don't know personally. the eon staff ask me blackend the 3 digit.n advise me not to show it |
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Sep 26 2008, 09:08 PM
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#14
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1,178 posts Joined: May 2007
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hi need some help here.
i apply a citibank choice card few month ago.. can i cancel it coz it is incovenient for me to pay the bill as i have no acc with them and there no citibank in malacca. will i be charge anything if i cancel it? thanks. and the same goes to eon cc as well. reason is their service is slow and poor. |
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Sep 26 2008, 09:20 PM
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#15
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1,178 posts Joined: May 2007
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QUOTE(David83 @ Sep 26 2008, 09:11 PM) By right, cancelling a card won't be charged provided that you have cleared all the outstanding. no matter how long i have use them?thanks |
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Oct 10 2008, 11:42 AM
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#16
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Senior Member
1,178 posts Joined: May 2007
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i email citibank twice to ask how to terminate my current choice card.......
till now i dint get any reply but they send me an air asia citibank card instead.........wtf......i can just cancel any card as long as no outstanding izzit? how? |
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