Try going back a few pages. There are a few agents in here... Then there's "Haziqnet", he's kinda the resident loan fella in this thread. PM him or others and decide who/what to roll with.

Tyvm will do.. other agents are welcome to pm me your offers too ty 🙏🏻

is it true, for non-bumi can get loan for Amanah Saham Gemilang/Amanah Saham Nasional Imbang 3, similar like ASB/ASB2 for bumi?

This post has been edited by veera77: Dec 19 2017, 04:55 PM

Hi guys. For ASB financing/ loan. Can pm me. Currently ambank are giving 4.75% for ASBf. Promo rate until 31st December 2017.

can you assist in getting and securing the purchase of the ASNB fixed priced units for non bumi?

This post has been edited by MUM: Dec 20 2017, 02:33 PM

hi guys, I need you guys to confirm about whether my calculation is correct?
I have both ASB and ASB2 but I can't touch my ASB because is under loan basis and already reached to 200k maximum limit.

So I have decide to put the rest money to ASB2. I'm deciding to transfer fund to ASB2 as saving basis then withdraw RM6,000 once for every two years to buy a new iPhone.

My saving plan is save RM2,000 in Feb, Oct and Dec for every year. For the year I decide to buy iPhone, I will not save RM2,000 in Oct and Dec but only withdraw RM6,000 out from my ASB2 to buy new iPhone. I will only save RM2,000 once at Feb in next year after I was purchased my new iPhone.

I was started my plan this year and deciding to save my money until October 2020 to begin my iPhone plan (time before new iPhone launch in Malaysia).

Currently I am using iPhone 7 Plus which was bought at last year and I may not decide to replace new iPhone at the moment but only to wait until year 2020.

Anybody can check whether my calculation is correct? The dividend rate is based on my estimation.

https://drive.google.com/open?id=1UzP0zJA40...k37RkhFgD31ii-z

This post has been edited by junclj: Dec 20 2017, 05:25 PM

why not go for installment using credit card with 0% interest and leave the money in asb?

because i want to put more money to earn dividend first. In order to use that dividend to cover up my burden to buy a new phone.

Hi guys,

Just want to ask you guys a quesiton.

If lets say I already have around 50k in my ASB account, am I still eligible for the 200k ASB loan? Thanks

Nope, only eligible for 150k. Even if you have rm 100 in there, can only get 199,900 loan.

Guys,
How long does it normally take for the bank to send the termination letter?
It has been a month++ , my ccris has already registered that there is no more outstanding from the terminated certs. But I've yet to receive the termination letter.

Re-applying and the other bank wants the termination letter. geez...

It takes 1-2 months

Loan must rounded rm1000. If we have rm100. Loan disburse is rm199,000.

The products not in the market.

Ooh....too bad ....

I too will using my cc for 0% installment. Plus i got points too, in my case on maybank cc

Better take takaful for protection.

This post has been edited by POYOZER: Dec 22 2017, 09:58 AM

I am planning to cancel the loan in 5 years time so I am still weighing out the pros and con. The difference is about rm34 a month and the surrender value of the cert is about the same after 5 years for max loan/tenure, on top of that I have my own personal insurance already but another 400k wont hurt i guess.. hmm 🤔

This post has been edited by ?ndc?s?ve: Dec 22 2017, 10:49 AM

ASB dividend announced edi...basically 7.25% + RM 100..haha

Is there any benefit in taking takaful if you’re planning to cancel and refinance the loan?

Sorry newbie question