Hi,

Is it okay if I apply my 1st and 2nd loan from different banks?

That's totally fine.

Can a part time lecturer with non-fixed income apply for asb loan?

Can, provided there is payslip.

What if no payslip i.e payment by cheque?

Sorry to say cant. You need to have a payslip or voucher payment at least. Without either one of this u cant apply for asbf. But u can use proxy to apply by using one of the member in your family who have a payslip to apply with u. Non fixed income will consider as a high risk for the bank.

If u insist can try to apply at maybank. I dunno if they still take person without fixed income anymore or not because before can. Keep in mind apply asbf with maybank, takaful is compulsory and only 25 years for asb 1.

This post has been edited by haziqnet: Dec 8 2017, 08:01 PM

Yup, same over here in Ambank. However non fixed income is fine, be it partly or fully variable.

To anyone interested to take up Ambank ASB2 financing, 4.75% promo will be until the end of this year, applicable to 100k and above. Fees will be waived as well. PM for more details!

any brochure/phamplet to refer?

Yup, PMed!

PM me also..

Tq

asb loan for bumi only right?

asb for bumi only bro...so is the loan

This is a no brainer and the lamest form of investment. All Bumiputras should sign up for max loan and continue to enjoy free money from the government.

Not all person can afford to pay for 1.2k every month...

2. Not all willing to pay 1.2k/m
3. To late to commit or no knowledge

Seeing that most Asb loan getting lower interest rates, like 4.75 - 4.8% nowadays, will us getting lower Asb dividend next year?

For year 2017 account

Wouldn't be a surprise given recent trends, rising costs and inflation rate.

Yes bro but some people still dont want to do it due to religious reasons.

Anyone knows which bank or even agent that does ASB/ASB2 loan without takaful? Thanks! 🙏🏻