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 ASB loan, worth to get it???

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baldi91
post Nov 21 2017, 07:31 PM

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QUOTE(Porie @ Nov 21 2017, 06:20 PM)
I want to ask all sifus when is the best time to terminate/apply asb loan?

Should I just wait next year when government announce year dividend? Or just straight away go with it?

I have 30k loan right now with maybank @ 5%, planning to go higher and choose other banks with better rates.
*
Now (november) should the best time because you'll get your principle and dividend by january nx year.
I you terminate on (lets say) march, you'll only get back your principle in the next couple of month. You need to wait for nx year to get the dividen from jan-march.
HolySatan
post Nov 21 2017, 08:40 PM

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QUOTE(Porie @ Nov 21 2017, 06:20 PM)
I want to ask all sifus when is the best time to terminate/apply asb loan?

Should I just wait next year when government announce year dividend? Or just straight away go with it?

I have 30k loan right now with maybank @ 5%, planning to go higher and choose other banks with better rates.
*
now..
nowadays banker & PNB so efficient..

user posted image

only 5 days semua settle doh.gif
Ronald K.
post Nov 21 2017, 09:54 PM

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QUOTE(epie @ Nov 21 2017, 11:18 AM)
thanks for info bro

so currently the best is ambank rite @4.75
*
For Islamic yes. 4.75% applicable to 100k and above. Feel free to contact me for details if interested smile.gif
epie
post Nov 21 2017, 10:22 PM

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the best offer i got so far is

4.8%
no takaful/insuran
lock in period 1year

CASHBACK 0.3% (from loan amount)
thumbup.gif thumbup.gif thumbup.gif

This post has been edited by epie: Nov 21 2017, 10:23 PM
ShinViomonX
post Nov 22 2017, 05:11 AM

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Hi guys.
I wanna ask, does ASB loan can help with CTOS score?
faizfizy39
post Nov 22 2017, 09:50 AM

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QUOTE(Porie @ Nov 21 2017, 06:20 PM)
I want to ask all sifus when is the best time to terminate/apply asb loan?

Should I just wait next year when government announce year dividend? Or just straight away go with it?

I have 30k loan right now with maybank @ 5%, planning to go higher and choose other banks with better rates.
*
The quicker the better because the dividend will be calculated once you start financing.

Unless if you are still deciding and waiting for the dividend performance. Else, just apply ASAP.

QUOTE(ShinViomonX @ Nov 22 2017, 05:11 AM)
Hi guys.
I wanna ask, does ASB loan can help with CTOS score?
*
Yes, provided with good payment record.
notoriousfiq
post Nov 22 2017, 10:16 AM

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QUOTE(epie @ Nov 21 2017, 10:22 PM)
the best offer i got so far is

4.8%
no takaful/insuran
lock in period 1year

CASHBACK 0.3% (from loan amount)
thumbup.gif  thumbup.gif  thumbup.gif
*
Got cashback some more.. Nais.. Which bank?
MrFay
post Nov 25 2017, 07:40 PM

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Anybody applied for BSN asb loan?
haziqnet
post Nov 25 2017, 09:15 PM

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Last minit promotion utk pembiayaan asb bank sotong dan ambank.

Abam akan belanja yuran proses RM63 utk mereka yg mohon pembiayaan ASB 200K bagi ASB atau ASB 2 atau kedua2nya sekali

Bank sotong rate 4.8% - ASB shj
Bank ambank rate (4.75%) ASB dan ASB 2

Mesti submit permohonan sebelum @ pada 30 november 2017 utk layak dpt promotion ni

This post has been edited by haziqnet: Nov 25 2017, 09:16 PM
haziqnet
post Nov 25 2017, 09:30 PM

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QUOTE(ShinViomonX @ Nov 22 2017, 05:11 AM)
Hi guys.
I wanna ask, does ASB loan can help with CTOS score?
*
Yes correct. It will build up your ccris record. Later if u want to apply another loan it will be much easier because u already have clean ccris record.

QUOTE(MrFay @ Nov 25 2017, 07:40 PM)
Anybody applied for BSN asb loan?
*
Not recommend. Conventional loan + compulsory conventional insurance

This post has been edited by haziqnet: Nov 27 2017, 06:01 PM
annas473
post Nov 26 2017, 04:46 PM

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QUOTE(Porie @ Nov 21 2017, 06:20 PM)
I want to ask all sifus when is the best time to terminate/apply asb loan?

Should I just wait next year when government announce year dividend? Or just straight away go with it?

I have 30k loan right now with maybank @ 5%, planning to go higher and choose other banks with better rates.
*
When salary increased and good loan offered.
epie
post Nov 27 2017, 10:33 AM

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just for info

RHB ASB2 rate 4.5%
suadrif
post Nov 27 2017, 10:40 AM

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QUOTE(epie @ Nov 27 2017, 10:33 AM)
just for info

RHB ASB2 rate 4.5%
*
Any link?
How long is this promo?
Bold III
post Nov 29 2017, 09:58 AM

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QUOTE(haziqnet @ Nov 25 2017, 09:15 PM)
Last minit promotion utk pembiayaan asb bank sotong dan ambank.

Abam akan belanja yuran proses RM63 utk mereka yg mohon pembiayaan ASB 200K bagi ASB atau ASB 2 atau kedua2nya sekali

Bank sotong rate 4.8% - ASB shj
Bank ambank rate (4.75%) ASB dan ASB 2

Mesti submit permohonan sebelum @ pada 30 november 2017 utk layak dpt promotion ni
*
bro, please pm me how..thanks..

This post has been edited by Bold III: Nov 29 2017, 09:58 AM
Ronald K.
post Nov 29 2017, 10:32 AM

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Just to inform that this would be the last week to apply for Ambank ASB financing @ 4.75%, applicable to 100k and above. If interested can drop me a PM smile.gif Thanks.
haziqnet
post Dec 1 2017, 10:08 PM

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Extend waived proses fee Rm63 utk yg apply asbf 200k.

Mesti submit form before 5 december. Ask me for more details. Tq

Cimb bank (4.8%)
Ambank (4.75%)

T&c apply for both
MrFay
post Dec 5 2017, 11:32 AM

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Applied for termination of my first asb loan.. But they said (maybank) the date for termination has passed.. Need to wait until january to terminate.. Hopefully there will be promotional rates between the banks for asb loan..
haziqnet
post Dec 5 2017, 12:42 PM

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QUOTE(MrFay @ Dec 5 2017, 11:32 AM)
Applied for termination of my first asb loan.. But they said (maybank) the date for termination has passed.. Need to wait until january to terminate.. Hopefully there will be promotional rates between the banks for asb loan..
*
Hopefully bro. I also want the promotional rates still available next year.
haziqnet
post Dec 5 2017, 12:43 PM

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Ambank rate 4.75% + fee waived 63 available for asb 2 till end of year. Ask me for more details.
Ronald K.
post Dec 6 2017, 07:42 AM

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Morning,

Just to inform today is the last day to apply for Ambank ASB financing. By the 8th loan has to be approved.

Feel free to drop me a PM for more details!

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